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Apex Insurance
  • Business

Apex Insurance

Independent Insurance Agent in Highlands Ranch, CO

About us




WE DO BUSINESS INSURANCE - PERIOD!

No call centers. No robots. Just EASY business insurance


At Apex Insurance, real people help protect your business, lower your costs, and keep your coverage competitive year after year.


  • Business Insurance - If your business is looking for insurance, look no further! APEX INSURANCE is the choice for business owners - Period!
  • General Liability, Professional Liability, Workers Comp, Commercial Auto, Garage, Property, Office, Pollution, and much more.



Prefer to email - we can do that, Want to meet in person-We love meeting out customers. Would you rather text - we have thumbs😊👍

REAL PEOPLE, REAL ANSWERS, REAL QUICK & REAL HONEST - CHECK BUSINESS INSURANCE OFF OF YOUR TO DO LIST - FOREVER!


What to Expect
  1. Choose APEX, we run quotes from the companies that offer what you need to see who has the best rates.
  2. We let you know our findings. If we find a good fit - AWESOME, we can get you covered TODAY.




Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Apex Insurance

States we serve

  • Arizona
  • Colorado
  • Nevada
  • Wyoming

Our insurance coverages

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Allstate, AmTrust Financial, AmWINS Group, American Builders Insurance Company, American Modern, Appalachian Underwriters, Applied Underwriters, Atlantic Cas Insurance Company, Attune, Auto-Owners Insurance Company, BLINK by Chubb, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Builders Insurance Group, Burns & Wilcox, CNA, CRC Group, Chubb, Cincinnati Insurance Company, Contractors Bonding and Insurance Company (RLI), Coterie Insurance, Crump Life Insurance Services, Dairyland Insurance Company, Employers Compensation Insurance Company, Encompass, Foresters, Guard Insurance Group, Hagerty, Hiscox Ins Co Inc., Kemper Independence, Kinsale Insurance, Lexington Insurance Co, Lloyd's, Markel Specialty, Mesa Underwriters Specialty Insurance Company (MUSIC), MetLife Auto & Home, National Flood Insurance Program (NFIP), Next Insurance, OHIC Insurance Company, Ohio Indemnity Company, Pie Insurance, Pinnacol, RPS, Safeco Insurance, Security National Insurance, TAPCO, THREE Insurance, The General, The Hartford, Thrivent, US Assure, Vacant Express, Zurich North America, biBERK

Apex Insurance Team

Ronnie Starika
Ronnie Starika
(303) 842-7968
Marylou Berg - Sales Executive
Marylou Berg
Sales Executive
Leticia Orozco - Insurance Professional
Leticia Orozco
Insurance Professional

Apex Insurance Reviews

Average based on 13 reviews Leave a review

Customer Reviews

October 15, 2025

Ronnie and his team at Apex are top notch! They are very thorough and will go the extra mile for you.

April 8, 2025

100% recomendable, Leticia Orozco. Fue muy amable, aclar todas mis preguntas su profesionalidad es excelente!

April 7, 2025

Very friendly and very helpful on insurance quotes. Leticia was amazing and very knowledgeable.

April 7, 2025

Letty was a really good and I appreciate all of the help she provided because this is the first time I get insurance on my own. Highly appreciate it.

March 12, 2025

Very friendly and helpful no matter what was needed definitely a very pleasant experience.

February 26, 2025

We are very happy with Apex Insurance. Leticia answered all of our questions and found us exactly what we were looking for and needed for our business. We definitely recommend this agency!!

January 14, 2025

Very nice. Worked hard for best results. Would recommend Danielle to anyone.

January 3, 2025

I had a good experience with my car insurance agent. Leticia was always available to answer my questions and found me the best coverage for my needs. She also worked tirelessly to make the transition really easy, which was my biggest concern.

January 3, 2025

I had a fantastic experience with my car insurance agent. They were incredibly knowledgeable, always available to answer my questions, and found me the best coverage at an affordable price. Their professionalism and dedication made the entire process smooth and stress-free. Highly recommend!

January 2, 2025

Leti was awesome in helping me find insurance for our new build home.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

RECOMMENDED INSURANCE COMPANY PARTNERS

Apex Insurance

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