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Dcruz Agency
  • Business
  • Home
  • Auto
  • Life

Dcruz Agency

Independent Insurance Agent in Hightstown, NJ

About us

Where we know how to help you choose great insurance!

Welcome to Dcruz Agency, LLC, your trusted independent insurance agency serving clients across New Jersey, Pennsylvania, and Connecticut with offices in Hightstown NJ, East Brunswick NJ, and Morrisville PA. Since our inception, we have dedicated ourselves to providing expert advice and quality service to our clients.

At Dcruz Agency, we represent more than 20 leading local and national insurance carriers, allowing us to offer highly tailored solutions that meet your unique coverage needs at competitive rates. Our diverse range of services includes auto insurance, home insurance, life insurance, business insurance, and more.

Our team is composed of highly experienced and knowledgeable professionals, including agents, producers, and a dedicated service team, all committed to ensuring you receive the best possible insurance coverage. We pride ourselves on our core values of integrity, excellence, communication, and community involvement, as we strive to build long-term relationships with our clients.

Whether you are looking for personal insurance solutions or commercial coverage, we are here to assist you every step of the way. Our mission is to provide you with the highest level of service and support, ensuring that you are well-informed about your options.

Experience the Dcruz difference-where your insurance needs come first!

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

If you need a comprehensive malpractice insurance policy, contact our independent insurance agent office. We can provide the right policy for your needs.

Request a malpractice insurance quote

Why choose Dcruz Agency

States we serve

  • Connecticut
  • New Jersey
  • Pennsylvania

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Life

Industries we serve

  • Administrative and Support and Waste Management and Remediation Services
  • Construction

Recommended insurance company partners

Other companies we work with:

AAA, Allstate, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CRC Group, Farmers Insurance Company, GEICO, Hagerty, Hiscox Ins Co Inc., National General Insurance (GMAC), Next Insurance, Pie Insurance, Plymouth Rock Assurance Corp, Propeller Bonds, Safeco Insurance, Wright Flood

Dcruz Agency Team

Domingo Cruz - President
Domingo Cruz
President
(609) 200-5990
Esvin Monrroy - Agent
Esvin Monrroy
Agent
(267) 656-0026
Raymer Nivar - Agent
Raymer Nivar
Agent
(609) 200-5990
Sindy Pelaez - Agent
Sindy Pelaez
Agent
(732) 400-5951
Esmeralda Pineda - Agent
Esmeralda Pineda
Agent
(609) 200-5990
Enrique Ruiz - Producer
Enrique Ruiz
Producer
(609) 200-5990
Estuardo De Leon - Producer
Estuardo De Leon
Producer
(267) 656-0026
Polette Delgado - Producer
Polette Delgado
Producer
(609) 200-5990
Allan Moncada - Producer
Allan Moncada
Producer
(732) 400-5951
Juan Lizardo Hernandez - Personal Lines Support
Juan Lizardo Hernandez
Personal Lines Support

Dcruz Agency Reviews

Average based on 221 reviews Leave a review

Customer Reviews

July 10, 2026

They were very helpful and knowledgeable. Even though it was a complicated situation, they were incredibly responsive!

July 7, 2026

Dave was amazing and saved me a ton of money on home and auto insurance. Also took time to over explain my policies to me so i can understand them.

June 29, 2026

Great service I was dealing with Michelle she answered all my questions and got me the coverage I needed, highly recommend.

June 24, 2026

You have a very high level of service. Thank you Saba

June 16, 2026

Allan was fast and reliable

June 8, 2026

Eric was incredibly helpful and kind with my new car purchase. He made the whole process of trading in my old vehicle and transitioning to the new one so smooth and hassle-free. Thanks to his support, everything was finalized right on time. Highly recommend!

June 8, 2026

I worked with Ray when I was shopping for new auto and home insurance and Im extremely pleased with the result. Ray is super knowledgeable when it comes to breaking down what each policy does and the best coverages to get. Most importantly he got me a great home and auto bundle deal which was cheaper than my existing bundle and even higher coverages! Highly recommend Ray as your go to for anything insurance related and will definitely use him again in the future!

May 29, 2026

Excelente servicio , la atencin al cliente del caballero Juan fue excelente muy amable

May 7, 2026

I worked with Raymer to get home owners and auto insurance. He was exceedingly proactive and responsive. Very professional and courteous. He was thorough and helped me understand my coverages and my options. I will be referring him to my friends.

May 6, 2026

Quiero expresar mi ms sincero agradecimiento a DCRUZAgency y, especialmente, a Estuardo De Len por su excelente gestin. Tena una percepcin muy complicada del proceso de cambio de seguro comercial para mi negocio, considerndolo una verdadera pesadilla; sin embargo, Estuardo hizo que todo fuera fluido, sencillo y eficiente.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Dcruz Agency

Where we know how to help you choose great insurance!

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