About us
At KOA Insurance, we understand that insurance isn't one-size-fits-all. Our mission is to provide clear, strategic solutions that protect what matters most in your life. Whether you're looking for home insurance, auto insurance, life insurance, or business insurance, we design coverage tailored to your unique needs.
Our experienced team brings deep industry knowledge and a disciplined approach to risk management. We don't just provide quotes-we analyze exposures, identify gaps, and craft insurance policies that actually work when you need them most. From safeguarding your home and vehicle to securing your family's future and protecting your business, KOA Insurance is committed to keeping you fully covered.
What sets us apart is how we show up: honest guidance, responsive service, and a long-term perspective. Whether you're buying a new home, insuring your car, planning for life's next chapter, or managing business risks, our team ensures you have the right insurance coverage for every situation.
At KOA, we measure success by the relationships we build, not the transactions we make. When you choose us for home insurance, auto insurance, life insurance, or business insurance, you gain a team that delivers real answers, real accountability, and protection you can trust-every time.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quote
States we serve
- Connecticut
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Berkshire Hathaway Insurance Company, Bristol West Insurance Company, CNA, CNA Surety, Farmers Insurance Company, The HartfordKen O’Hara Agency Team
Ken O’Hara Agency Reviews
Customer Reviews
Great people. Great service. I know I can trust Ken and his team with all my insurance needs!
Ken went above & beyond to save us $$$ thousands each year and with better protection! His industry insight really sets his agency apart from others out there. Dont settle for subpar!
Ken O'Hara Agency is the premier insurance brokerage in the Greater Hartford / Springfield area. Mr. O'Hara himself is personable, knowledgable, and a friend of the community. I trust him with my business. Get in with him while you can, this is a man on the rise.
Ken has been amazingly attentive to my needs and i can't recommend him enough.
As a long time customer, I am overly satisfied with the service and professionalism from Ken OHara Agency and Ken himself. I actively strive to spread the word to as many people so that they can reap the benefits of a man insurance company that truly cares about their customers and prioritizes their needs. If you havent done so already, you should call them ASAP for a quote!
Not only did Ken help me find the best coverage while also saving me money, he is extremely knowledgeable, patient, and professional. I would highly recommend reaching out to Ken for any of your insurance needs!
Switching to Ken OHara Agency was an easy decision for my wife and I. Ken was able to increase coverage on both our home and auto policies and save us $ at the same time! I highly recommend giving Ken and his team a call to see what they can do for you.
I am truly impressed by Ken and his team. From the start they exhibited professionalism, expertise, and genuine care. Ken dedicated time to understand my specific insurance needs and provided customized solutions. As a result, I secured better coverage at a lower price.
Ken was very professional and efficient for my home and auto polices He found just the right policies with more coverage and huge savings than we had While completing all paperwork and great communication the entire time Definitely one of the best and easiest agents I have had the pleasure of working with in 20 years!! I definitely recommend Ken Ohara for any of your policies
I have to say, this was the best move I have made in a long time! Ken was so easy to work with and got my home and auto policy down in price but more importantly, more coverage. I don't think I could have ever made a better decision to switch companies. Thank you Ken and Team! You guys are the best and I would highly recommend you to anyone!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
