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American Heritage Insurance Group LLC
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American Heritage Insurance Group LLC

Independent Insurance Agent in Montgomery, OH

Montgomery, OH
Founded in 2001

About us

We Listen. We Understand. No Worries.

Founded in 2001, American Heritage Insurance Group is a leading independent insurance agency in Ohio providing customized personal and commercial insurance solutions for families, farms, and businesses throughout Cincinnati, Milford, Springfield, and surrounding communities. Specializing in auto insurance, home insurance, business insurance, farm insurance, workers' compensation, cyber liability insurance, and hospitality insurance, the agency partners with top-rated national carriers to deliver competitive coverage tailored to each client's unique risks and goals. American Heritage Insurance Group is recognized for its local expertise, responsive customer service, and industry-specific insurance strategies for agribusiness, nonprofits, real estate investors, contractors, and small businesses across Ohio. By combining personalized guidance with comprehensive risk management solutions, the agency helps clients secure affordable, reliable insurance protection backed by experienced independent agents who prioritize long-term relationships and trusted advice.


Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose American Heritage Insurance Group LLC

States we serve

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • DC
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Acuity, Allstate, AmTrust Financial, American Modern, Auto-Owners Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Chubb, Donegal Mutual Insurance Company, Encompass, GNY Insurance Companies, Grand River Insurance, Grange Insurance, Great American Insurance Company, Hagerty, Hartford Steam Boiler, Illinois Casualty Company, Mennonite Mutual Insurance, National General Insurance (GMAC), Philadelphia Insurance Companies, Safeco Insurance, State Auto, The Hartford, United States Liab, Western Reserve Mutual

American Heritage Insurance Group LLC Team

Michael Rice - Principal
Michael Rice
Principal

RECOMMENDED INSURANCE COMPANY PARTNERS

American Heritage Insurance Group LLC

We Listen. We Understand. No Worries.