About us
Your Vision, Protected with Purpose
At Erwin Insurance Services, we take a different approach to insurance-one built on relationships, not transactions.
As a family-owned, independent agency with over 15 years of experience, our focus goes beyond simply finding you a policy. We take a proactive, risk management approach-helping you identify potential gaps, reduce exposure, and make smarter coverage decisions before a loss ever happens.
Because we're independent, we work with a carefully selected group of top-rated carriers, giving you access to multiple options and the flexibility to build coverage that truly fits your needs. From everyday personal insurance to small business and commercial coverage, we simplify the process and guide you every step of the way.
In today's challenging insurance market-especially for homeowners-having the right strategy matters. We have access to both standard and surplus markets, allowing us to find solutions where others may come up short.
When you work with us, you're not just getting a quote-you're getting an advocate. We're here to provide clarity, honest advice, and long-term support, including being by your side when a claim occurs.
Our goal is simple: help you protect what matters most with confidence, without overpaying or being underinsured.
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteStates we serve
- Colorado
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
Aegis General, Allstate, American Modern, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Chubb, Hagerty, Harford Mutual, Markel Specialty, Safeco Insurance, State Auto, The HartfordErwin Insurance Services Team
Erwin Insurance Services Reviews
Customer Reviews
May 4, 2026
Great service. Always looking out for our insurance needs while keeping costs as low as possible.
May 4, 2026
Brad and Lisa are outstanding at their jobs and never let me down!
May 4, 2026
Brad and Lisa have both worked with me for a long time and are always looking out for my insurance needs.
May 4, 2026
We appreciate having an agent we can reach at any time, and who revisits our coverage periodically to ensure we have the best coverage products for our needs, even if that means a change in carrier.
May 4, 2026
I wouldnt trust anyone else with my insurance needs. Brad and Lisa are amazing!
May 4, 2026
I've worked with Erwin Insurance through 5 vehicles, 3 homes and for over 10 years. They have been nothing short of stellar in their responsiveness and proactivity, even reaching out to me directly when they believe I could save money with changes to my insurance. 10 of 10 I would recommend them to anyone!
May 4, 2026
Brad has always been super responsive and helpful. Theres never been a situation that has come up that he hasnt been able to resolve or question he hasnt been able to answer. Add to that he always gets us the most competitive rates possible. Happy to keep my familys business with Erwin Insurance
May 4, 2026
Ive been with Brad for over a decade his service has always been reliable and friendly Highly recommend
May 4, 2026
Brad and his team have been my agents for over 10 years. Brad has always provided great customer service and excellent coverage/insurance. I also like the fact that I am supporting a local family run agency.
May 4, 2026
Our family recently moved to Florida, how i wish Brad was still our insurance representative! Wonderful service and always found us the best prices for our coverage. I can't recommend him enough. Thank you Brad for the awesome service you provided us. <3
Our Commitment to Transparent and Trustworthy Reviews
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.