About us
The Things that Matter to You, Matter to Us!
At Carolina Property Insurance, LLC we understand that protecting your property is one of the things that matter most. As an independent insurance agency, we are dedicated to providing comprehensive coverage for your personal and commercial insurance needs. We are located in Murrells Inlet, South Carolina. We can assist you with your property insurance needs in all areas of South Carolina and North Carolina as well.
At Carolina Property Insurance, we help coastal property owners navigate an ever‑changing insurance market with confidence.
✔ We respond proactively with solutions.
✔ We approach coverage to align with your needs as they evolve.
✔ We communicate honestly and transparently.
✔ We build lasting relationships rooted in trust.
✔ We work as a collaborative team for consistent support.
Our role is simple: to guide, support, and protect you-every step of the way. Call us to see how we can help! Our team is ready to help.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Why choose Carolina Property Insurance, LLC
States we serve
- North Carolina
- South Carolina
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
All Risks, Allied World Assurance Company, AmWINS Group, American Modern, Centauri Insurance, Frontline Insurance, Heritage Insurance Company, Hiscox Ins Co Inc., Homeowners Choice Insurance, Johnson & Johnson Insurance, National Flood Insurance Program (NFIP), Neptune Flood, Openly Insurance, Safeco Insurance, SageSure Insurance, TAPCO, The Hanover Insurance Group, Wright FloodCarolina Property Insurance, LLC Team
Carolina Property Insurance, LLC Reviews
Customer Reviews
Meg Perrino was a huge help in determining my insurance needs. My previous company did not even reach out to me as my insurance was lapsing. Meg reached out, we talked and I even went to visit her in her office. She took the time and went step-by-step through my plan to get me the best policy for a great value. Meg is incredible. Thank you so much.
Great communication, was given a few options and fair pricing.
I've had a great experience working with Meg Perinno. She is personable. She helped with finding new insurance to save money. We did 3 policies together. She taught me about the process because it was confusing to me. She helpful in many ways. I felt comfortable calling her for other insurance questions and advice. I am thankful for our experience.
The individuals I worked with at Carolina Property Insurance were very professional and helpful. They worked hard to find the best insurance for my needs at the best price. I have been very satisfied with their customer service.
I was shopping around for cheaper insurance rates and I wanted to find a company that would be included with wind and hail with homeowners as USAA does not provide both. Well certain on Google for insurance companies near me I found this company and spoke with Meg perino. She did a lot of searching which I know was time-consuming and she finally got back to me stating that I could save over $1,200 with new companies. She spent a lot of time and effort with me and it was a pleasure working with her.
Meg Perrino is very knowledgeable about her business. She has been my insurance agent for years! Call her for all of your insurance needs!
Extremely helpful and patient!
Gina is always so very helpful, she does her due diligence and provide you with a quote that is easy to understand and compare. In my instance, Gina saved the considerable amount of money and is the reason we will be switching. Thank you Gina for going above and beyond for your customers.
It was such a pleasure speaking with Gina recently. She was very knowledgeable and informative on the questions I asked her concerning homeowners insurance. I believe she will do her best in finding the right insurance company for our needs.
Allison Shaw has provided outstanding customer service and support in helping me secure both homeowners and auto insurance. Im in the process of making a big move and she has been especially kind, supportive and patient throughout the process. Many thanks!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
