About us
Independent by design. Advocating for you by choice.
Based in Eugene, Oregon and licensed across OR, WA, ID, CA, NV, UT, AZ, CO, AK, and HI, Vantage Point Risk is a modern risk and insurance agency helping clients across the Western US get clearer answers, better-fitting coverage, and save money across the insurance that protects their life, property, and business.
We work best with people whose insurance has become more complicated than it used to be. Our clients may own property, run businesses, raise families, sign contracts, operate vehicles, or carry risks that do not fit neatly into one policy. Because we are independent, we work with 30-plus carriers and markets to match coverage to your actual situation. Se habla espanol.
Our Specialties
Personal, Family, Life, Health, and Medicare
- Home, auto, umbrella, renters, valuables, RV, life, health, and Medicare guidance
Property and Investor Insurance
- Rental property, landlord, DSCR buyer, short-term rental, rehab, renovation, portfolio, small multifamily, lessor's risk, and commercial property coverage
Business and Professional Insurance
- BOP, general liability, workers comp, commercial property, umbrella, cyber, professional liability, E&O, bonds, inland marine, and specialty coverage
Trucking and Transportation
- Commercial auto, motor carrier liability, cargo, physical damage, non-trucking liability, filings, certificates, renewals, and service support
Why Independent Matters
- Broad carrier and market access​
- Plain-language advice with no jargon and no pressure
- Coverage matched to your life, property, business, or operation
- A partner who helps you understand what is covered, what is needed, and what happens next
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Why choose Vantage Point Risk
States we serve
- Alaska
- Arizona
- California
- Colorado
- Hawaii
- Idaho
- Montana
- Nevada
- Oregon
- Texas
- Utah
- Washington
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AFLAC, Acuity, Aegis General, Aetna, Allstate, AmTrust Financial, American Modern, American Mutual of Eldridge, Ameritas, Assurity Life, Attune, Banner Life, Benchmark Insurance Company, Berkley Surety, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Branch Insurance, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), Builders Insurance Group, Burns & Wilcox, CNA, CNA Surety, Capitol Insurance, Capitol Specialty Insurance, Chubb, Citizens, Colonial Life Insurance, Colonial Penn Insurance Company, Combined Insurance Company, Coterie Insurance, Country Financial, Crum & Forster Insurance, Dairyland Insurance Company, Employees State Insurance Corporation, Employers Compensation Insurance Company, Employers General Insurance Group Inc., Employers Security Insurance Company, Encompass, Esurance, Federated Mutual Insurance (Owatonna), Fidelity Life Association, Francis L. Dean & Associates, GEICO, GeoVera, Gerber Life, Griffin Underwriting Services, Guard Insurance Group, Guardian Life Insurance Company of America, Hagerty, Harford Mutual, Hippo Insurance, Hiscox Ins Co Inc., Hull & Company, John Hancock, Kemper Independence, Kinsale Insurance, Life Assurance Company of America, Limit, Lincoln National Life Insurance, Lloyd's, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), National Guardian Life, National Income Life Insurance Company, Neptune Flood, New York Life, Next Insurance, North American Company, Openly Insurance, Pacific Life, Pie Insurance, Protective Life, SAIF Corporation, Safeco Insurance, Scottsdale Insurance Company, Surplus & Excess Lines, TWFG Insurance, The General, The Hanover Insurance Group, The Hartford, Transamerica, US Assure, United Healthcare, Zurich North America, biBERKVantage Point Risk Team
Vantage Point Risk Reviews
Customer Reviews
Ive worked with numerous agencies over the years, but none that combine knowledge, speed, and sincerity like Vantage Point Risk. Whether its trucking, manufacturing, or general business insurance, this is the A-team.
Our last agent couldnt figure out how to write our combo coverage for HVAC and plumbing. Ricky at Vantage Point Risk had it solved in a day. He even flagged a subcontractor exposure our old policy missed. Thats the kind of professional I want on my team.
We were looking to insure a mix of personal and rental properties, plus add umbrella coverage. Summer helped us structure the whole thing so it worked together without gaps. She's sharp, responsive, and made the process super smooth.
Juan is seriously the MVP. Anytime I call with a billing question, need a policy doc, or just forgot something, hes right on it with a great attitude. Ive never had an agency where customer service was this fast and friendly.
Vantage Point Risk is the gold standard in business insurance. Weve been with several agencies before, but no one took the time to explain, customize, and support us like this team. Whether you're in trades, transport, or retailthese are your people.
We had a hard time finding someone who really understood the risks in manufacturing until we connected with Vantage Point Risk. The entire experience felt like we were their only client. Truly top-notch expertise and service.
Working with Roger for our long-haul trucking company was a game-changer. He understood FMCSA filings, helped with multi-state coverage, and got our drivers onboarded fast. His knowledge of the industry is next level.
Sabina was fantastic! She walked my wife and me through our life and health insurance options with so much patience and clarity. We never felt pressured, just educated and empowered. Ive recommended her to my entire family.
We switched to Vantage Point Risk for our companys insurance after a bad experience with a captive carrier. I wish wed done it sooner. The coverage is better, the team is responsive, and I finally feel like someone has our back.
If you're a manufacturer or fabricator, don't waste time shopping aroundcall Vantage Point Risk. They understood the unique risks in our industry and got us better coverage for less. This team knows their stuff.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
