About us
Independent by design. Advocating for you by choice.
Based in Eugene, Oregon and licensed across OR, WA, ID, CA, NV, UT, AZ, CO, AK, and HI, we help clients from Portland and Seattle to Boise, Sacramento, Las Vegas, Salt Lake City, Phoenix, and Denver protect what they have built. Because we are independent, we are not tied to any single insurance company. We work with 30-plus carriers to shop the market on your behalf and find coverage that fits your actual situation. Se habla espanol, just ask when you call or click.
Our Specialties
Personal Lines
- Home, Auto, Landlord, and Umbrella for individuals and families across the Western US
- Term Life and Medicare Supplements for owners, employees, and retirees
- Renters Insurance and Recreational Vehicle Coverage rounding out your personal risk picture
- Everything under one roof so you are not managing multiple agents and multiple relationships
Commercial Lines
- Business Owner Policies and General Liability for small and mid-size businesses
- Commercial Auto and Workers Compensation keeping your people and vehicles covered
- Contractors Coverage, Builder's Risk, and Inland Marine for trades and construction
- Product Liability, Cyber Liability, and Professional Liability for businesses with broader exposure
- Commercial Umbrella and Surety Bonds adding the extra layer your contracts require
Trucking and Transportation
- Commercial Auto and Motor Carrier Liability for owner-operators and fleets
- Cargo, Physical Damage, and Non-Trucking Liability covering every mile
- Trailer Interchange and Bobtail Coverage for operators who need complete protection
- Specialists in DOT compliance and carrier requirements across the Western US
Why Independent Matters
- 30-plus carriers including Progressive, The Hartford, Chubb, CNA, Travelers, Liberty Mutual, Zurich, Berkshire Hathaway GUARD, and more
- We shop the market for your exact situation, not a company quota
- Plain-language advice with no jargon and no pressure
- Same-day COIs and fast turnaround when jobs and loads are on the line
- A partner who picks up the phone when you call
Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quote
Why choose Vantage Point Risk
States we serve
- Alaska
- Arizona
- California
- Colorado
- Hawaii
- Idaho
- Montana
- Nevada
- Oregon
- Texas
- Utah
- Washington
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AFLAC, Acuity, Aegis General, Aetna, Allstate, AmTrust Financial, American Modern, American Mutual of Eldridge, Ameritas, Assurity Life, Attune, Banner Life, Benchmark Insurance Company, Berkley Surety, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Branch Insurance, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), Builders Insurance Group, Burns & Wilcox, CNA, CNA Surety, Capitol Insurance, Capitol Specialty Insurance, Chubb, Citizens, Colonial Life Insurance, Colonial Penn Insurance Company, Combined Insurance Company, Coterie Insurance, Country Financial, Crum & Forster Insurance, Dairyland Insurance Company, Employees State Insurance Corporation, Employers Compensation Insurance Company, Employers General Insurance Group Inc., Employers Security Insurance Company, Encompass, Esurance, Federated Mutual Insurance (Owatonna), Fidelity Life Association, Francis L. Dean & Associates, GEICO, GeoVera, Gerber Life, Griffin Underwriting Services, Guard Insurance Group, Guardian Life Insurance Company of America, Hagerty, Harford Mutual, Hippo Insurance, Hiscox Ins Co Inc., Hull & Company, John Hancock, Kemper Independence, Kinsale Insurance, Life Assurance Company of America, Limit, Lincoln National Life Insurance, Lloyd's, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), National Guardian Life, National Income Life Insurance Company, Neptune Flood, New York Life, Next Insurance, North American Company, Openly Insurance, Pacific Life, Pie Insurance, Protective Life, SAIF Corporation, Scottsdale Insurance Company, Surplus & Excess Lines, TWFG Insurance, The General, The Hanover Insurance Group, The Hartford, Transamerica, US Assure, United Healthcare, Zurich North America, biBERKVantage Point Risk Team
Vantage Point Risk Reviews
Customer Reviews
Ive worked with numerous agencies over the years, but none that combine knowledge, speed, and sincerity like Vantage Point Risk. Whether its trucking, manufacturing, or general business insurance, this is the A-team.
Our last agent couldnt figure out how to write our combo coverage for HVAC and plumbing. Ricky at Vantage Point Risk had it solved in a day. He even flagged a subcontractor exposure our old policy missed. Thats the kind of professional I want on my team.
We were looking to insure a mix of personal and rental properties, plus add umbrella coverage. Summer helped us structure the whole thing so it worked together without gaps. She's sharp, responsive, and made the process super smooth.
Juan is seriously the MVP. Anytime I call with a billing question, need a policy doc, or just forgot something, hes right on it with a great attitude. Ive never had an agency where customer service was this fast and friendly.
Vantage Point Risk is the gold standard in business insurance. Weve been with several agencies before, but no one took the time to explain, customize, and support us like this team. Whether you're in trades, transport, or retailthese are your people.
We had a hard time finding someone who really understood the risks in manufacturing until we connected with Vantage Point Risk. The entire experience felt like we were their only client. Truly top-notch expertise and service.
Working with Roger for our long-haul trucking company was a game-changer. He understood FMCSA filings, helped with multi-state coverage, and got our drivers onboarded fast. His knowledge of the industry is next level.
Sabina was fantastic! She walked my wife and me through our life and health insurance options with so much patience and clarity. We never felt pressured, just educated and empowered. Ive recommended her to my entire family.
We switched to Vantage Point Risk for our companys insurance after a bad experience with a captive carrier. I wish wed done it sooner. The coverage is better, the team is responsive, and I finally feel like someone has our back.
If you're a manufacturer or fabricator, don't waste time shopping aroundcall Vantage Point Risk. They understood the unique risks in our industry and got us better coverage for less. This team knows their stuff.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
