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CAP Insurance Group LLC
  • Business
  • Home
  • Auto

CAP Insurance Group LLC

Independent Insurance Agent in Charlotte, NC

About us

We work with integrity to help you reduce your insurance costs and find outstanding coverage

Are you looking for knowledgeable, pressure free advice for your insurance needs? Our agency is founded on integrity by serving our clients with professionalism. We specialize in personal lines (home and auto) as well as commercial business insurance (workers comp, liability, property, commercial auto). We represent top national carriers including Nationwide, Liberty Mutual, Travelers, The Hartford, Progressive, Cincinnati, Builders Mutual, National General, AmTrust, and many more.

Responsiveness is our #1 Core Value. Please reach out to our friendly team for your insurance needs at 704-540-4200.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose CAP Insurance Group LLC

States we serve

  • Georgia
  • Minnesota
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Chubb, Hiscox Ins Co Inc., MetLife Auto & Home, RPS, Safeco Insurance, State Auto, The Hartford, Vindati, Zurich North America

CAP Insurance Group LLC Team

Charlie Sternberg
Charlie Sternberg
Andy Sturge
Andy Sturge
Rachel Klauber
Rachel Klauber

CAP Insurance Group LLC Reviews

Average based on 102 reviews Leave a review

Customer Reviews

June 5, 2026

Great job!

June 5, 2026

Friendly staff, welcoming environment.

June 5, 2026

CAP was very friendly and down to earth

June 5, 2026

West Blvd Ministry has had a professional and personal relationship with CAP Insurance for over 8 years. Their commitment to detail and excellence is second to none. Grateful to call them friends and have them take care of all of our Insurance needs.

June 5, 2026

Highly Recommend - Excellent customer service and communication! Competitive pricing!! Thanks CAP!

June 5, 2026

Sam, and his team at CAP Insurance did an excellent job of finding a more competitively priced insurance plan for Homeowners, Umbrella, Auto and Marine. Excellent and timely follow-up. John M

June 5, 2026

Sam Dexter and Cap Insurance Group are true professionals. They just wrote my homeowners insurance and a personal umbrella policy. They will soon be writing my auto insurance. Sam made the process such a pleasant experience. I highly recommend he and CAP for all your insurance needs.

June 5, 2026

Great job!

June 5, 2026

Working with Elizabeth was a true pleasure. She is the type of advisor you hope to work with. She evaluated all of my existing policies and provided a thoughtful evaluation. She acknowledged the policies where I had favorable pricing and coverage, suggesting I keep them as is. For other coverage needs, she offered multiple options with guidance as to how to evaluate between them. It is not just about price! I truly valued that unbiased guidance and will not hesitate to continue to work with Elizabeth and the Cap Group.

June 5, 2026

Ben and team were fantastic, they helped to choose the right insurance and got the insurance policy done very quickly

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

RECOMMENDED INSURANCE COMPANY PARTNERS

CAP Insurance Group LLC

We work with integrity to help you reduce your insurance costs and find outstanding coverage

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