General contractors work hard, and sometimes at great heights, to complete quality projects. But before you can get started working, you've got to be properly licensed. It's critical to know your specific state's licensing requirements to become a legitimate general contractor in your area.
We've gone ahead and compiled the general contractor licensing requirements by state for you. But keep in mind that while some states don't require licenses, they might have other local requirements before you can start working. When you're ready to get the coverage you need as a contractor, an independent insurance agent can help. Until then, here's a guide to contractor license requirements by state.
Why General Contractor Insurance Is Necessary
Before you even think about getting a license, you should concentrate on getting set up with the right protection for when you take on projects. Having general contractor insurance can keep you and your work safe in case of disaster. Basic coverages include:
- Commercial property insurance: Covers your business's office space, buildings, and inventory from many disasters like fire, theft, etc.
- General liability insurance: Covers you against the cost of lawsuits filed by third parties for claims of bodily injury liability or personal property damage.
- Commercial auto insurance: Covers any company vehicles you use on the job from many disasters from fire to lawsuits.
- Workers' compensation insurance: Covers your business's team against the cost of injury, illness, or death on the job or due to work-related activities.
You may also need separate coverage for your tools and equipment, depending on the policy you choose and your individual needs. An independent insurance agent can help you find the right general contractors equipment insurance for you.
General Contractor Licensing Requirements by State
Alabama
To obtain a general contractor license in Alabama, you'll need to:
- Provide three references
- Provide financial statements made by an accountant
- Provide proof of an officially registered business
- Pass a trade exam and a business and law exam
- Provide proof of insurance
- Pay a fee of $300 for a general contractor license application, or $150 for a subcontractor license application
You'll need a license for:
- Construction, maintenance, repair, and related projects with a value of $50,000 or more
- Residential projects with a value of $10,000 or more
- Swimming pool projects with a value of $5,000 or more
You'll obtain your license from Alabama's Licensing Board for General Contractors.
Alaska
To obtain your general contractor license in Alaska, you'll need to:
- Choose which category of license you want to apply for:
- General contractor handyman: This license will allow you to complete commercial work with a value of $10,000 or below, as well as residential work at the same value.
- General contractor with residential contractor endorsement: This license requires you to pass an exam and complete a cold climate course, but will allow you to work on residential projects valued at more than 25% of the home's structure as well as oversee new home construction.
- General contractor without residential contractor endorsement: This license can be awarded without an exam and allows you to take on residential remodeling work or commercial work valued at less than 25% of the overall structure.
- Provide proof of insurance
You'll get your license from the Department of Commerce, Community, and Economic Development, Division of Corporations, Business, and Professional Licensing.
Arizona
To obtain a license in Arizona, you'll need to:
- Decide which type of contractor license you want, between a General Residential Contractors License, General Commercial Contractors License, or a General Dual Contractors License (i.e., allows you to work on both residential and commercial projects)
- Pass a trade exam
- Pass a business management exam
- Provide proof of four years minimum work experience
- Provide proof of a bond
You'll obtain your contractor license from the Arizona Registrar of Contractors.
Arkansas
To obtain a contractors license in Arkansas, you'll need to:
- Decide which type of license you need:
- Residential remodeler limited license: Lets you complete home improvement projects with a value of $50,000 or less.
- Residential remodeler unlimited license: Lets you complete home improvement projects with any value.
- Commercial license: Lets you complete projects valued at greater than $50,000, as well as complete residential work that's classified the same as on your Commercial License.
- Restricted commercial license: Lets you take on commercial projects valued at $750,000 or less.
- Residential builders license: Lets you complete single-family residence projects valued at more than $2,000.
- Pass a business and law exam
- Provide a final state and proof of a bond
- Provide proof of insurance
You'll obtain your Arkansas contractors license from the Contractors Licensing Board.
California
To obtain a contractor license in California, you'll need to:
- Determine which type of license you need:
- Class A general engineering contractor license: Designed for specialized engineering work.
- Class B general building contractor license: Designed for management of projects that take on at least two unrelated trades.
- Class C specialty contractor: Designed for construction work and specific trades, but cannot be used on projects that take on multiple trades.
- Provide proof of a bond or $15,000 cash deposit
- Pass a trade exam and a business and law exam
- Undergo a background check
- Pass an asbestos exam
- Provide proof of insurance
- Pay the application fee and license fee
You'll obtain your license from the California Contractors State License Board, and it will be required for projects valued at $500 or greater.
Colorado
Colorado doesn't require contractors to get a state license. However, depending on the city you live in, the local government may require you to pass an exam or complete other requirements.
Connecticut
Connecticut doesn't require general contractors to get a state license, but home improvement contractors must register with the Department of Consumer Protection.
Delaware
Delaware doesn't require contractors to get a state license. However, contractors must register with the Delaware Division of Revenue and get a business license.
Florida
To obtain a contractor license in Florida, you'll need to:
- Choose which type of license you need:
- General contractor: Lets you complete construction work on buildings four stories high or shorter.
- Building contractor: Lets you complete repair, remodel, and other construction projects on residential and commercial buildings three stories high or shorter.
- Residential contractor: Lets you complete residential work on buildings two stories high or shorter.
- Pass a trade exam and a business and law exam
- Provide proof of work experience of at least four years
- Provide financial statements
- Provide proof of insurance
You'll get your license from the Florida Department of Business and Professional Regulation.
Georgia
To obtain a contractor license in Georgia, you'll need to:
- Be age 21 or over
- Pass a trade exam
- Pass a business and law exam
- Obtain a four-year degree in a related field
- Provide proof of finances
- Provide proof of insurance
You'll obtain your license from the Georgia Board of Residential and General Contractors.
Hawaii
To obtain your contractor license in Hawaii, you'll need to:
- Provide proof of insurance
- Pass a business and law exam
- Pass a trade exam
Licenses are required for contractors completing projects related to residential, commercial, or public work that are valued above $1,000. You'll get your license from the Department of Commerce and Consumer Affairs, Professional and Vocational Licensing Board.
Idaho
Idaho does not require contractors to have a state license. However, those who take on projects valued at greater than $2,000 must register with the Idaho Contractors Board.
Illinois
Illinois does not have state licensing requirements for general contractors. However, local governments in many cities require contractors to be licensed and insured.
Indiana
Indiana does not have state licensing requirements for general contractors. However, there may be local licensing requirements in your city.
Iowa
Iowa doesn't require general contractors to obtain a state license. General contractors who work in the state and earn more than $2,000 per year must register with Iowa's Division of Labor, however.
Kansas
Kansas does not have state general contractor license requirements. However, there may be local licensing requirements in your city.
Kentucky
Kentucky does not have state general contractor license requirements. However, there may be local licensing requirements in your city.
Louisiana
To obtain a contractors license in Louisiana, you'll need to:
- Decide which type of license you need:
- Residential license: Designed for contractors who complete construction or home remodel work valued at greater than $75,000.
- Commercial license: Designed for contractors who complete commercial projects valued at greater than $50,000.
- Provide proof of finances
- Provide proof of insurance
- Pass a trade exam
- Pass a business and law exam
You'll obtain your license from the Louisiana Licensing Board for Contractors.
Maine
Maine does not have state licensing requirements for general contractors. However, contractors who work on home improvement or construction projects valued at greater than $3,000 require written contracts.
Maryland
To obtain a general contractor license in Maryland, you'll need to:
- Provide proof of work experience of at least two years
- Provide proof of finances
- Provide proof of insurance
- Pass a trade exam
- Pass a business and law exam
You'll obtain your contractors license from the Maryland Department of Labor, Licensing, and Regulation.
Massachusetts
To obtain a general contractor license in Massachusetts, you'll need to:
- Provide proof of a Home Improvement Contractor registration
- Provide proof of work experience of at least three years
- Pass an exam
- Provide proof of a Construction Supervisor License for larger projects on pending properties
However, contractors who only work on commercial buildings or newly constructed homes aren't required to obtain a license in Massachusetts. Others will obtain their contractors license from the Massachusetts Board of Building Regulation and Standards.
Michigan
To obtain a license to work in Michigan, you'll need to:
- Apply for a Residential Builders License or a Maintenances and Alterations Contractors License
- Complete a 60-hour license course
- Pass an exam
Commercial contractors will need to obtain their licenses from their local counties. Others will obtain their licenses from the Michigan Department of Licensing and Regulatory Affairs.
Minnesota
To obtain a general contractor license in Minnesota, you'll need to:
- Provide proof of insurance
- Pass a business and law exam
- Pass a trade exam
Residential contractors don't need to be registered with the state, but general contractors do. All contractors must be licensed to work in the state, and licenses will be obtained from the Department of Labor and Industry.
Mississippi
To obtain a general commercial or residential contractors license in Mississippi, you'll need to:
- Pass a trade exam
- Pass a business and law exam
- Show proof of general liability insurance
- Obtain workers' compensation insurance if you have five or more employees
Licenses are required for contractors for projects valued at more than $50,000.
Missouri
Missouri does not have state contractor licensing requirements. However, there may be local licensing requirements in your city.
Montana
Montana does not have state contractor licensing requirements. However, contractors with employees must provide proof of workers' comp insurance and register with the state's Department of Labor and Industry.
Nebraska
Nebraska doesn't have state licensing requirements for contractors. Workers who complete renovation, installation, repair, or other construction projects must register with Nebraska's Department of Labor, however.
Nevada
To obtain a contractor license in Nevada, you must:
- Provide proof of insurance
- Provide proof of a surety bond
- Provide proof of finances
- Provide proof of relevant work experience
- Pass a trade exam
- Pass a business and law exam
Licenses can be obtained through the Nevada State Contractors Board.
New Hampshire
New Hampshire does not have state licensing requirements for contractors. However, there may be local licensing requirements in your city.
New Jersey
New Jersey does not have state contractor licensing requirements. However, you'll need to register with the state's Division of Consumer Affairs for a home-building license before taking on related projects.
New Mexico
To obtain a contractors license in New Mexico, you'll need to:
- Provide proof of work experience, or a combination of education and work experience
- Pass a business and law exam
- Pass a trade exam
- Provide proof of insurance
You'll obtain a contractors license through the New Mexico Department of Regulation and Licensing.
New York
New York does not have state contractors licensing requirements. However, there may be local licensing requirements in your city.
North Carolina
To obtain a contractors license in North Carolina, you'll need to:
- Choose which type of license works best for your job category, between:
- Public utility contractor
- Highway contractor
- Building contractor
- Residential contractor
- Special contractor
- Obtain a license if your projects are valued at greater than $30,000
- Choose which sub-classification of license you need, between:
- Limited: For projects valued at under $500,000
- Intermediate: For projects valued at under $1 million
- Unlimited: For projects of any value
- Pass a trade exam
- Pass a license exam
- Pass a board exam
You'll obtain your contractors license through the North Carolina Licensing Board for General Contractors.
North Dakota
To obtain a contractor license in North Dakota, you'll need to:
- Choose which category of license you need from the following:
- Class A: For projects valued greater than $500,000
- Class B: For projects valued less than $500,000
- Class C: For projects valued less than $300,000
- Class D: For projects valued less than $100,000
- Provide proof of insurance
You must obtain a state license if you complete work on any project valued greater than $4,000, through the Secretary of State.
Ohio
Ohio does not have state general contractor licensing requirements for small projects that cost less than $1,000. For other projects, you may need to get a statewide license from the Ohio Construction Industry Licensing Board.
Oklahoma
Oklahoma does not have state contractor licensing requirements. However, there may be local licensing requirements in your city.
Oregon
To obtain a state contractors license in Oregon, you'll need to:
- Decide if you want a license in one of the following categories:
- Commercial
- Residential
- Commercial and Residential (or "Dual")
- Provide proof of insurance
- Complete a training course
- Pass an exam
- File for a Public Works Bond of $300,000, if your projects will be valued above $100,000
You'll obtain your license from the Oregon Construction Contractors Board.
Pennsylvania
Pennsylvania does not have state contractor licensing requirements. However, those who complete projects valued at greater than $5,000 must register with the Attorney General's Office.
Rhode Island
Rhode Island does not have state contractor licensing requirements, but contractors must register with the state's Registration and Licensing Board.
South Carolina
To obtain a contractors license in South Carolina, you'll need to:
- Choose between a General Contractors License and a Mechanical Contractors License
- Provide proof of audited finances or a surety bond
- Provide proof of related work experience of at least two years
- Pass a trade exam
- Pass a business and law exam
You'll need to be licensed to complete projects valued at greater than $5,000. You'll obtain your license through the South Carolina Department of Labor, Licensing, and Regulation.
South Dakota
South Dakota does not have state contractors licensing requirements. However, there may be local licensing requirements in your city.
Tennessee
To obtain a contractors license in Tennessee, you'll need to:
- Provide proof of relevant work experience of at least three years
- Provide proof of audited finances
- Pass a business and law exam
- Pass a trade exam
You'll need a license to take on any contracting projects valued at greater than $25,000. You'll obtain your contractors license through the Tennessee Department of Licensing and Insurance, Board for Licensing Contractors.
Texas
Texas does not require general contractors to obtain a state license unless their work involves HVAC systems, plumbing, or electrical. However, there may be additional local contractors licensing requirements in your city.
Utah
To obtain a contractors license in Utah, you'll need to:
- Provide proof of insurance
- Provide proof of finances
- Pass a trade exam
- Pass a business and law exam
- Provide proof of relevant work experience of at least two years
You'll need a license if you take on projects valued at greater than $3,000. You'll obtain your state contractors license through the Utah Division of Occupational and Professional Licensing.
Vermont
Vermont does not have state contractors licensing requirements. However, there may be local licensing requirements in your city.
Virginia
To obtain a contractors license in Virginia, you'll need to:
- Determine which type of license you need, from:
- Class A: For those completing projects valued at $10,000 to $120,000 annually.
- Class B: For those completing projects valued at $120,000 to $750,000 annually.
- Class C/Unlimited: For those completing projects of any value, Board of Contractors education courses are required as well as an exam.
- Provide proof of relevant work experience
You'll obtain your state contractors license from the Virginia Department of Professional and Occupational Regulation.
Washington
Washington doesn't have any state contractors licensing requirements, but you must be registered with the state's Department of Labor & Industries.
West Virginia
To obtain a contractors license in West Virginia, you'll need to:
- Determine which type of license you need
- Provide proof of insurance or a wage bond
- Pass trade exam
- Pass a business and law exam
You'll need a license for projects valued at greater than $2,500. You'll obtain your license through the West Virginia Division of Labor.
Wisconsin
To obtain a contractors license in Wisconsin, you'll need to:
- Complete a state-approved 12-hour educational course
- Pass an exam
- Provide proof of insurance
You'll need a Dwelling Contractor Qualifier license for projects valued at greater than $1,000. You'll obtain your license through Wisconsin's Department of Safety and Professional Services.
Wyoming
Wyoming does not have any state contractors licensing requirements. However, there may be local licensing requirements in your city.
Note: This information is not intended to replace legal advice. You must consult your local agencies' requirements before seeking the proper licensing, insurance, and other requirements to start commercial work. Be aware that your state's regulations may change at any time.
Final Thoughts on State General Contractor License Requirements
Even if your state doesn't require you to have a license to perform contracting work, there may still be local licensing requirements. Before agreeing to take on any related projects, it's crucial to check in with any local requirements for this type of work. Also, be sure to keep updated on your state's roofing license requirements, as they may change from year to year.
An Independent Insurance Agent Can Help You Get General Contractors Insurance
Before you're licensed and ready to go, you'll likely need to get set up with the right contractors insurance. A local independent insurance agent can help you find all the coverage you need for every type of project. And down the road, your agent can help you file insurance claims or update your coverage as necessary.
Sources
https://www.homeadvisor.com/r/state-by-state-licensing-requirements/
https://www.nextinsurance.com/blog/general-contractor-license-requirements/


