The Best Car Insurance Bundles in 2025

Macaroni and cheese. Batman and Robin. Peanut butter and jelly. Some things just go perfectly together, and your car insurance is no different. If you pair, or "bundle," your car insurance with another type of policy, like homeowners insurance, from one insurance company, chances are you'll receive a significant discount on both policies. 

If you need more than one type of personal insurance, it's a great idea to look into bundling your policies so you can get the best deal. To make sure you're getting all the discounts you qualify for and to learn more about bundling, contact a local independent insurance agent. Local agents can get you quotes from multiple insurance companies so you can choose which one is best for your needs and budget. 

What Are Car Insurance Bundles?

Bundling multiple insurance policies consolidates your coverage with one insurance carrier. There are a lot of benefits to this, like easy customer service, combined billing, and more. And one of the best benefits is the discount you'll receive. 

Even better, you're not limited to only bundling car and home insurance. Generally, you can bundle your car insurance with just about any other type of personal insurance. What's more, you can bundle several policies at once. 

How Do Car Insurance Bundles Work? 

Bundling your car insurance simply means that you buy another type of personal insurance from the same insurance company as your car insurance. While car insurance is typically bundled with home or renters insurance, it can also be bundled with other types of policies, like RV insurance or umbrella insurance. 

Car insurance bundles are easy to get. You simply need to purchase one or more additional insurance policies from the same company, and they will likely just apply the discount to the eligible policies. While the amount of the discount can vary among insurance companies, it is one of the best and most reliable ways to save some money. 

What's more, you'll have your policies all in one place, which can benefit you with streamlined billing and the ability to manage your policies with one online account and with one agent. 

Best Home and Auto Insurance Bundles

Bundling discounts are one of the most common types of car insurance discounts, so it shouldn't be hard to find a carrier that provides this benefit. Here are a few of our favorite insurance companies and what we know about their bundling discounts:

• Progressive: Progressive is based in Ohio but offers car insurance across all 50 states. People across the U.S. can look to Progressive for most of their personal insurance needs. 
  • You can get a discount for bundling any two or more Progressive policies, including car, home, condo, renters, RV, boat, or motorcycle insurance.
  • Progressive's bundling discount is estimated to be around 5%.
• Travelers: Travelers offers highly rated car insurance. The company provides a variety of other personal insurance options, including home and renters insurance, across the U.S. 
  • This company offers a bundling discount of around 10% on car insurance and 12% on home insurance.
• Nationwide: Nationwide provides auto insurance and other popular types of personal insurance coverage. The company is headquartered in Columbus, OH, and is represented by independent insurance agents in 50 states. 
  • Nationwide's bundling discount offers a potential savings of up to 20 percent. 

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How Can an Independent Insurance Agent Help? 

Looking for the best bundling discount? Independent insurance agents work with multiple insurance companies so they know all the discounts as well as which company might offer the best coverage for your needs. After all, you need the right policy for your cars and home, along with all the savings opportunities for which you qualify. 

Let an independent insurance agent take the stress out of comparison shopping for insurance. After you purchase your policy, your local agent will be there for you for the long term and can help you when you have to file a claim.