The Best Home Insurance Bundles for 2025

Buying homeowners insurance is an investment, just like your home was. When it's time to buy a home insurance policy, remember that you can save a great deal of money on it if you choose to bundle it with another policy, like auto insurance, through the same insurance company. Fortunately, there are many different options when it comes to bundling home insurance that can seriously reduce your premiums.

An independent insurance agent can help you find the right home insurance bundle for your needs. They'll help you get set up with two or more coverages you need from a trusted carrier. But for starters, let's break down home insurance bundles and a list of some of the best available options for 2025.

What Are Home Insurance Bundles?

Home insurance bundles are a way to save money on your home insurance and other insurance policies. Basically, the more insurance policies you buy through the same carrier, the more you can save on each of the policies' premiums. 

For example, if you combine your home insurance and car insurance through the same carrier, they'll often bundle your premiums together as well and give you a great discount, say 10% to 20%, depending on the insurance company. Keep in mind that bundling options and premium discounts vary from carrier to carrier. 

What Home Insurance Bundles Are Available?

You can combine home insurance with almost any other type of insurance to create a bundle, depending on your coverage needs. A few of the most common groupings are:

• Home and car: Have a car and a house? You need to insure both, so you might as well save money while you’re at it. 
• Home and life: This one’s a little trickier since life insurance sometimes works differently than property insurance and might be provided by a different company. But it can be done, and you can earn a nice discount if your carrier offers both coverages as a bundle. 
• Home and business: Run a business and own a home? Again, you'll need to insure both. You can save a great deal on your premiums if you bundle home and business insurance.

An independent insurance agent can help you find an insurance company through which you can easily bundle all of your policies to earn a discount.

The Best Home Insurance Bundles of 2025

You can get home insurance bundles from just about any carrier, but some insurance companies offer better quality coverage (and better savings) than others. That's why we've compiled a list of just a handful of the best home insurance bundle deals of 2025. Start shopping for deals by checking out these top-rated carriers first. 

1. USAA home and auto insurance bundle

Not only does USAA offer nationwide coverage and boast the highest possible rating of A++ for financial strength from AM Best, but the company also offers a great home and auto insurance bundle. This bundle from USAA can save you 10% on your premiums. 

Note, however, that you must be a USAA member to purchase coverage and access this bundle. USAA serves active duty military members, veterans, and their family members. 

2. Allstate home and auto insurance bundle

Allstate also offers nationwide coverage and a home and auto insurance bundle that provides significant savings. You can save up to 25% on your premiums when you bundle home and auto with Allstate. 

Allstate has a history of solid financial strength, with an A+ rating from AM Best. It offers numerous policy options and add-ons for both home and auto insurance, making it a good choice for almost anyone.

3. Nationwide home and auto insurance bundle

With coverage available in all but a handful of states, Nationwide is a trusted carrier for many people across the country, thanks to its A+ rating from AM Best. The insurance company's home and auto insurance bundle can save you up to 15% on your premiums. 

Even better, Nationwide offers additional coverage options that aren't typically found by most carriers, including credit card protection. You can also increase your valuables coverage limits for your home insurance and enjoy other popular options. 

4. Travelers home and auto insurance bundle

Travelers boasts outstanding customer ratings, fast online quotes, and an A++ rating from AM Best. But that's not all, since Travelers also offers bundle deals on home and auto insurance that can help you save on your premiums.

The carrier also provides a highly user-friendly experience for customers thanks to its mobile app. Customers can also enjoy additional discounts for having energy-efficient homes and receive additional claim payouts to rebuild their homes with eco-friendly materials after a covered disaster.

5. The Hanover home and auto insurance bundle

The Hanover keeps its customers happy by offering 24/7 customer service and claims reporting, and maintaining an excellent financial strength rating. But the carrier also attracts customers thanks to its home and auto insurance bundle deal.

This bundle is known as The Hanover Platinum Experience and offers other rewards, such as safe driver discounts, accident forgiveness for auto coverage, and guaranteed replacement coverage for home coverage.

How Do I Get Home Insurance Bundles? 

Bundling discounts offer great savings and are simple to get. Here’s how you can find a home insurance bundle from a carrier near you:

1. Know your coverage needs: Do you already have a home insurance policy? What other policies would you like to bundle? Have this in mind before you start shopping for bundles. 
2. Talk to an independent insurance agent: Independent insurance agents are experts and have access to multiple insurance companies in your town. They know who offers which kinds of bundles and the option that can save you the most money overall.
3. Compare wisely: Your independent insurance agent can provide you with multiple insurance quotes. They'll help you make an informed decision about which bundle deal you would benefit most from.

If you have any remaining questions about the process of buying home insurance bundles, your independent insurance agent can easily answer them for you.

Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Request a Quote

How an Independent Insurance Agent Can Help You Find the Best Homeowners Insurance

Now you know how bundles work, but your time is valuable. So why do all the hard work on your own? Independent insurance agents stay on top of all the latest policy options and discounts, so you don’t have to. That means they’ll help you find the right coverage at the right price.

They’re not just there at the beginning, either. If you need to make a claim, they’ll help you meet deadlines and ensure you get all the benefits you’re entitled to.