If you work for the federal government, you may be eligible to save money on your homeowners insurance. Many insurance companies offer special discounts to federal government employees and other civil servants. While the discounts offered by one insurance company may vary from another, typically, you'll find several options to save money regardless of the company you choose.
An independent insurance agent can not only help you get equipped with the right homeowners insurance policy, but can also help discover any discounts you qualify for. Your agent will make sure you're maximizing your coverage and your savings.
What Are Federal Government Home Insurance Discounts?
If you work for the federal government, some insurance companies will offer you home insurance discounts on your premiums in recognition of your public service. Some of the types of public sector employees that could qualify for home insurance discounts are:
- Internal Revenue Service
- U.S. Postal Service
- Federal Bureau of Investigation
- Department of Justice
- Federal Reserve
- Department of Agriculture
- Department of Education
- Department of Health and Human Services
- Department of Interior
- Department of Transportation
- Federal Communications Commission
- National Security Council
- U.S. International Trade Commission
- All US military branches
If you're a federal government employee, an independent insurance agent can easily help you find out if you qualify for a discount on your home insurance.
How to Get Federal Government Home Insurance Discounts
Securing a discount on your home insurance is simple. A federal government employee discount is also known as a group discount, one of the easiest home insurance discounts to qualify for.
Here are three options for finding these discounts:
- Ask your coworkers: Start with your coworkers, boss, union rep., or HR department. Ask if there’s a discount program you'd qualify for with a particular insurance company.
- Ask an independent insurance agent: If you know you’ll get a discount with a certain company, let your agent know that right away. But if you’re unsure, let the agent check for you. Some insurance companies may offer a general federal employee discount or military discount as a thank you for your service.
- Shop and compare policies: Your independent insurance agent can provide you with a few quotes to choose from. If that’s the case, don’t automatically go for the cheapest option. Slightly more expensive options could offer more discounts and better coverage. Your agent can also advise on which policy offers the best blend of coverage, discounts, and overall cost.
Finding federal government home insurance discounts is easy, especially when you work with an independent insurance agent. Independent agents can comparison shop for you and make sure you're getting all of the discounts for which you're eligible.
How Can an Independent Insurance Agent Help You Get the Best Homeowners Insurance?
Independent insurance agents are experts in finding you the right kind of home insurance and any federal government discounts for which you qualify. They can shop and compare policies from many insurance companies for you, then present you with only the best quotes together in one place. Also, they're available down the road to help you file claims if you ever need to.
