InsuredBetter's Berkshire Hathaway GUARD Insurance Companies Score
4 Stars
We award Berkshire Hathaway GUARD Insurance Companies a final rating of four out of five stars. The insurance company is highly rated by both AM Best and the Better Business Bureau (BBB); however, several dozen complaints have been filed against it through the latter organization in recent years. That said, there are also many positive customer reviews about the carrier.
Berkshire Hathaway GUARD Insurance Companies was founded in 1983. The insurance company is owned by Berkshire Hathaway, Inc., and offers several business insurance solutions, including commercial property, workers' comp, commercial vehicle, disability, and more. While coverage is available nationwide, not all coverages are offered in every state.
Berkshire Hathaway GUARD proudly works with independent insurance agents and brokers, who help provide a more personalized, comprehensive experience for customers in need. Overall, we'd suggest looking into Berkshire Hathaway GUARD Insurance Companies with the help of an independent insurance agent. You just may want to look into some other options for your next trusted carrier, as well.
Berkshire Hathaway GUARD Insurance Companies Pros and Cons:
| Pros: | Cons: |
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Longstanding carrier, founded in 1983
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Not a BBB-accredited carrier
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Offers personal and commercial coverage
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Several customer complaints filed through the BBB
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Rated “A+” (Superior) by AM Best
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Product availability varies by state
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Rated “A+” (Excellent) by the Better Business Bureau (BBB)
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Nationwide coverage
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Offers 24/7 claims reporting
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Numerous discounts available
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Berkshire Hathaway GUARD Insurance Products by Type
Here's an overview of the products offered by Berkshire Hathaway GUARD Insurance Companies.
Business Insurance:
- Businessowners policy insurance
- Commercial auto insurance
- Commercial umbrella insurance
- Disability insurance
- Professional liability insurance
- Workers' comp insurance
- Small business insurance
- Specialty programs insurance
- Excess and surplus lines insurance
Berkshire Hathaway GUARD Insurance Companies BOP Insurance
Berkshire Hathaway GUARD Insurance Companies offers businessowners policy (BOP) insurance for companies in several niches. These convenient coverage packages bundle commercial property insurance and general liability insurance to protect your business.
Customers can then choose to complete their policies with any of the carrier's add-ons and endorsements that are pre-designed for various industries, including the following:
- Artisan contractors
- Auto services
- Habitational (i.e., apartments and condos)
- Hotels and motels
- Lessors of buildings
- Professional offices
- Restaurants
- Retail stores
- Service industries
- Wholesalers and distributors
Berkshire Hathaway GUARD Insurance Companies Business Insurance Average Prices
Berkshire Hathaway GUARD does not make its average business insurance rates readily available online without requesting a quote. However, an independent insurance agent can help you find specific quotes for the exact amount of commercial insurance you need and also compare quotes from multiple carriers for you. You can get a better idea of how much a commercial insurance policy might cost you by using our business insurance calculator.
What Discounts Does Berkshire Hathaway GUARD Offer?
Berkshire Hathaway GUARD offers several coverage options and numerous discounts and savings opportunities, including the following:
- Contracting classification premium credit (state-based)
- Drug-free workplace credit
- Safety program credit
- Multi-policy discount
- Automotive Industry Safety Group Dividend Plan
- Restaurant Safety Group Dividend Plan
- Retail/Wholesale Foods Safety Group Dividend Plan
- Preferred businessowner’s policy rates (fine-dining and select franchises)
- Additional premium savings based on employee experience
- Additional premium savings based on past loss history
- Additional premium savings based on the age and condition of buildings
An independent insurance agent can help you find more information about other discounts offered by Berkshire Hathaway GUARD. Independent insurance agents work hard to find you the right coverage at the lowest possible rate.
Berkshire Hathaway GUARD Insurance Companies Customer Service
Here's a breakdown of Berkshire Hathaway GUARD's customer service options and availability.
- Phone
- Fax
- Snail mail
- Online contact form
- Online claims reporting
- 24/7 phone claims reporting
The main customer service phone department does not specify its hours.
| Days | Hours |
| NOT SPECIFIED | NOT SPECIFIED |
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
Berkshire Hathaway GUARD Insurance Companies FAQs
What is Berkshire Hathaway GUARD's average claim response time frame?
Berkshire Hathaway GUARD offers 24/7 claims reporting by phone and online. The carrier advertises "fast, fair, and effective claims handling."
What is Berkshire Hathaway GUARD's customer service availability?
Berkshire Hathaway GUARD allows customers to contact it through several mediums and allows claims reporting via phone or online at any time. However, the carrier's customer service department does not specify its availability.
What is Berkshire Hathaway GUARD's claims process?
Berkshire Hathaway GUARD offers 24/7 claims reporting for its customers. An independent insurance agent can file claims for you directly and keep you updated through every step of the process.
Does Berkshire Hathaway GUARD create a user-friendly experience for customers?
Berkshire Hathaway GUARD's website is well-laid-out and easy to navigate. Much of the pertinent information customers seek can be located quickly.
The carrier also has a social media presence on Facebook, LinkedIn, and YouTube. The insurance company allows 24/7 claims reporting by phone or online. Overall, Berkshire Hathaway GUARD Insurance Companies provides an excellent, user-friendly experience.
Does Berkshire Hathaway GUARD have good commercial insurance?
Berkshire Hathaway GUARD offers many forms of commercial coverage. Professionals in many different industries and niches can find coverage for business vehicles, property, employees, and more. An independent insurance agent can help you find even more information about Berkshire Hathaway GUARD's commercial insurance.
Is Berkshire Hathaway GUARD a good insurance company?
With high ratings from AM Best and the BBB, as well as an extensive coverage catalog of products, it can be said that Berkshire Hathaway GUARD is a good insurance company. While the carrier has some complaints filed against it through the BBB, there are also many positive customer reviews.
Who are Berkshire Hathaway GUARD's insurance products right for?
Berkshire Hathaway GUARD's insurance products may be right for business owners and other professionals seeking various types of commercial insurance. Coverage is available nationwide, though product availability varies by state.
Sources
https://www.guard.com/products/commercial-auto/
http://news.ambest.com/presscontent.aspx?refnum=30604&altsrc=9
https://www.bbb.org/us/pa/wilkes-barre/profile/insurance-services-office/berkshire-hathaway-guard-insurance-companies-0241-235963860
