InsuredBetter's Farmers Insurance Company of Flemington Score
2.5 Stars
We award Farmers Insurance Company of Flemington a final rating of 2.5 out of 5 stars. With a rich history and high rating from AM Best, the insurance company has clearly demonstrated its staying power. The carrier also offers a wide selection of products through both personal and commercial lines.
Farmers of Flemington was founded in 1856, giving the carrier well over a century and a half of experience in the insurance industry. The insurance company was originally founded as Farmers’ Mutual Fire Assurance Association of New Jersey. The carrier was created with the intention of focusing on the benefits of its customers, not its shareholders.
Farmers Insurance Company of Flemington proudly declares that it works with independent insurance agents, who help provide a more personalized, complete experience for insurance customers. Coverage is currently only offered throughout New Jersey. The carrier provides a good selection of products for both personal and business customers, including home insurance, business owners insurance, and more.
However, Farmers Insurance Company of Flemington is not rated or accredited by the Better Business Bureau, and customer feedback is largely mixed. So, overall, we recommend looking into several options before Farmers Insurance Company of Flemington to be your next trusted carrier with the help of your independent insurance agent.
Farmers Insurance Company of Flemington Pros and Cons:
| Pros: | Cons: |
|---|---|
Longstanding carrier, founded in 1856
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Coverage is only available in New Jersey
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Offers personal and commercial products
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Not rated or accredited by the Better Business Bureau (BBB)
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Rated “A-” (Excellent) by AM Best
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Mixed customer feedback
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Offers after-hours claims reporting
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Limited claims process information
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Farmers Insurance Company of Flemington Insurance Products by Type
Here's an overview of the products offered by Farmers Insurance Company of Flemington.
Personal Home & Property Insurance:
- Home insurance
- Condo insurance
- Renters insurance
- Combination dwelling insurance
- Personal umbrella insurance
- Service lines insurance
- Homeowners equipment breakdown insurance
- Cyber insurance
Business Insurance:
- Business owners insurance
- Commercial package insurance
- Artisan contractor specialty insurance
- Commercial equipment breakdown insurance
- Commercial auto insurance
- Commercial umbrella liability insurance
Farmers Insurance Company of Flemington Homeowners Insurance
Farmers Insurance Company of Flemington offers standard home insurance coverage, including coverage for your personal property and liability. The carrier also offers several coverage enhancement options to increase your protection, including the following.
Coverage types, features, and benefits:
Equipment breakdown
Farmers of Flemington offers optional additional coverage for your home systems against damage or destruction due to mechanical or electrical breakdowns. This coverage can be applied to computers, electrical systems, home security systems, appliances, heating and cooling systems, other home electronics, and more.
Service line
Farmers of Flemington offers optional additional coverage for your home's service lines, including utility lines such as electrical, water supply, natural gas, cable TV, and more.
Identity theft restoration services
Farmers of Flemington also offers optional additional coverage for professional identity restoration services from a company called CyberScout if the policyholder's identity has been compromised.
Farmers Insurance Company of Flemington Home Insurance Average Prices
Farmers of Flemington does not make its average home insurance rates readily available online without requesting a quote. However, an independent insurance agent can help you find specific quotes for the exact amount of homeowners insurance you need and also compare quotes from multiple carriers for you. You can get a better idea of how much a home insurance policy might cost you by using our homeowners insurance calculator.
What Discounts Does Farmers Insurance Company of Flemington Offer?
Farmers Insurance Company of Flemington lists a couple of discounts on its official website.
Home Insurance Discounts:
- Alarm systems discount
- Newer homes discount
An independent insurance agent can provide better discount information and premium quotes for coverage through Farmers of Flemington. When it comes to coverage, independent insurance agents work hard to help you get the most for your money.
Farmers Insurance Company of Flemington Customer Service
Here's a breakdown of Farmers Insurance Company of Flemington's customer service options and availability.
- Phone
- Fax
- Online contact form
- After-hours claims reporting by phone
- Online claims reporting
- Snail mail
| Day(s) | Hours (EST) |
| Monday-Friday | 8 a.m.-4 p.m. |
| Saturday | CLOSED |
| Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
Farmers Insurance Company of Flemington FAQs
What is Farmers Insurance of Flemington's average claim response time frame?
Farmers of Flemington does not make a specific claims response time frame promise. Customers can report claims online, by phone, or by fax.
What is Farmers Insurance of Flemington's customer service availability?
Farmers Insurance of Flemington is available during normal business hours, Monday-Friday. However, the carrier has extended after-hours claims reporting options available. The insurance company can be reached several ways throughout the week.
What is Farmers Insurance of Flemington's claims process?
Farmers Insurance of Flemington provides a good FAQ about its claims department; however, the carrier does not outline a step-by-step claims process.
Does Farmers Insurance of Flemington create a user-friendly experience for customers?
Farmers Insurance of Flemington provides a lot of great details for customers on its official website and multiple contact methods. Overall, the insurance company's user-friendliness is excellent.
Does Farmers Insurance of Flemington have good commercial auto insurance?
Farmers Insurance of Flemington has several coverages available through both personal and commercial lines, including commercial auto insurance. The carrier's commercial auto coverage offers the following policies:
- Liability coverage
- Comprehensive / other-than-collision coverage
- Collision coverage
- Medical payments / personal injury protection
- Rental reimbursement
- Towing
- Uninsured and underinsured motorist liability coverage
- Hired and non-owned auto coverage
- Audio, data, and other electronic equipment coverage
The insurance company also offers commercial umbrella insurance that can be paired with commercial auto insurance to extend your liability coverage.
Is Farmers Insurance of Flemington a good insurance company?
With an extensive history, a good selection of products available, and a high rating through AM Best, it could be said that Farmers Insurance of Flemington is a good insurance company. However, the carrier is not rated by the BBB, and it's difficult to find customer feedback.
Who are Farmers Insurance of Flemington's insurance products right for?
Farmers of Flemington's insurance products may be right for individuals or professionals seeking multiple types of personal or commercial insurance, including coverage for their home or business. However, coverage is only available in New Jersey.
Sources
https://www.farmersofflemington.com/
https://news.ambest.com/newscontent.aspx?refnum=261135&altsrc=23
