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Greenwood General Insurance Agency Review 2026

Greenwood General sells commercial insurance products and surety bonds for dozens of niches directly to licensed local independent brokers.
Christine LacagninaWritten by 
Christine Lacagnina
Author Photo Reviewed by 
Cara Carlone
Updated February 5, 2026
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InsuredBetter's Greenwood General Insurance Agency Score

3.5 Stars 4 Stars

We award Greenwood General Insurance Agency a final score of 4 out of 5 stars. Founded in 2010, Greenwood General Insurance Agency has nearly 15 years of experience in the insurance industry. The carrier primarily sells its insurance products and surety bonds to licensed local independent brokers. Quotes can be obtained online through the carrier's official website.

Greenwood General Insurance Agency offers many different commercial insurance products and coverage solutions, including contractors general liability insurance, commercial property owners' insurance, surety bonds, and more. Dozens of niches can benefit from the carrier's products. The insurance company can be reached 24/7 via phone and also offers online and email support.

There are also many glowing reviews from brokers who've worked with the insurance company. However, we had to drop our rating slightly due to the lack of company reviews from official organizations like AM Best and the Better Business Bureau (BBB). Overall, though, we highly recommend working with your independent insurance agent to look further into Greenwood General Insurance Agency to be your next trusted carrier.

Greenwood General Insurance Agency Pros and Cons:

Pros: Cons:
Nearly 15 years of experience
Not rated by AM Best or the Better Business Bureau
Offers coverage for dozens of industries
Offers many types of commercial insurance
24/7 phone customer service
Online quotes available

Greenwood General Insurance Agency Products by Type

Greenwood General Insurance Agency is a specialized insurance company that offers the following products:

Commercial Insurance:

  • Contractors general liability insurance
  • Commercial package insurance
  • Construction insurance
  • Commercial property owners' insurance
  • Environmental insurance
  • Non-standard surety insurance
  • Surety bonds

Greenwood General Insurance Agency Contractors General Liability Insurance

The specialty insurance product Greenwood General Insurance Agency primarily focuses on is contractors general liability insurance. This coverage helps contractors financially recover in case of lawsuits and is almost always required before contracted work can begin. Here's an overview of this insurance product.

Coverage types, features, and benefits:

Liability coverage

This coverage protects contractors against lawsuits filed by third parties, such as customers or clients, due to claims of personal property damage or bodily injury caused by the business or contractor. 

Features

This coverage can be applied to multiple-family dwellings of up to 25 units and includes an option for a blanket additional insured.

Benefits

This coverage comes with limits of up to $2 million and is available for more than 50 different classifications, including general contractors. 

Greenwood General Insurance Agency Contractors General Liability Insurance Average Prices

Greenwood General Insurance Agency does not make its pricing information for contractors general liability insurance readily available. To secure a fast quote for coverage in your area, reach out to a local independent insurance agent. They'll be able to pull quotes for you and get you set up with coverage when you're ready.

Interested customers can also request an online quote through the carrier's official website. To estimate how much liability coverage and other types of commercial insurance might cost your company, use our business insurance calculator.

What Discounts Does Greenwood General Insurance Agency Offer?

Greenwood General Insurance Agency does not make information about its discounts readily available on the official website or social media. However, an independent insurance agent or broker can easily obtain this information for you. Independent insurance agents automatically check to see which discounts are available that you can qualify for when shopping around for the right policy.

Greenwood General Insurance Agency Customer Service

Greenwood General Insurance Agency offers online support as well as 24/7 phone customer service support and email communication. The carrier provides the following customer service options:

  • Website contact form 
  • Email
  • Snail mail
  • Phone support: According to the carrier's social media, its phone lines are always open.
DaysHours
Monday-Friday24/7
Saturday24/7
Sunday24/7

To ensure a great customer service experience, work together with an independent insurance agent. These agents can help handle claims and other matters for you so you can relax and enjoy your coverage. 

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Our independent agents shop around to find you the best coverage.

Greenwood General Insurance Agency FAQs

What is Greenwood General Insurance Agency's average claims response timeframe?

Greenwood General Insurance Agency sells insurance primarily to local independent brokers. As such, the carrier does not provide details for a claims process.

What is Greenwood General Insurance Agency's customer service availability?

Greenwood General Insurance Agency's social media states that its phone lines are open 24/7. The carrier can also be reached via snail mail, email, or through its LinkedIn, Instagram, or Facebook social media pages. 

What is Greenwood General Insurance Agency's claims process?

Since Greenwood General Insurance Agency sells its insurance policies and other products directly to independent brokers, it does not provide a claims process. Customers can contact their independent insurance agent or broker to help them file claims directly.

Does Greenwood General Insurance Agency create a user-friendly experience for its customers?

Since Greenwood General Insurance Agency sells insurance directly to local independent brokers who can create a highly personalized and streamlined process for customers to obtain coverage, yes, the carrier provides a user-friendly experience.

Is Greenwood General Insurance Agency a good insurance company?

Greenwood General Insurance Agency provides many different coverage solutions that can benefit customers and businesses in dozens of industries. With reports from local brokers who've enjoyed working with the carrier, yes, it can be said that Greenwood General Insurance Agency is a good insurance company.

Who are Greenwood General Insurance Agency insurance products right for?

Greenwood General Insurance Agency's insurance products and surety bonds are available for businesses in dozens of industries, from general contractors to restaurants and beyond. Its products are mainly sold to licensed independent brokers, making brokers the carrier's ideal customers. 

How much are Greenwood General Insurance Agency's contractors liability insurance rates?

Greenwood General Insurance Agency does not provide pricing information for its products online. However, a local independent insurance agent or broker can help obtain quotes for you. Interested customers can also request an online quote through the carrier's official website.

Sources

https://gwmga.com/