InsuredBetter's Kentucky Growers Insurance Company Score
1 Star
We award Kentucky Growers Insurance Company a final rating of 1 out of 5 stars. The carrier is highly rated by the BBB, but its AM Best rating was recently downgraded to below average. Further, customer reviews seem to lean heavily towards the negative. Kentucky Growers also lacks the social media presence most modern carriers have.
Kentucky Growers Insurance Company was founded in 1896, giving the carrier more than a century and a quarter of experience in the insurance industry. The insurance company offers property and casualty insurance to residents, church owners, and farmers in Kentucky.
The insurance company also does not provide much detail about its coverages, claims processing, or discounts. Overall, we recommend working together with an independent insurance agent to survey all your options for quality coverage, and perhaps skip looking into Kentucky Growers altogether.
Kentucky Growers Pros and Cons:
| Pros: | Cons: |
|---|---|
Longstanding carrier, founded in 1896
|
Recently downgraded to a "B++" (good) rating by AM Best
|
|
Rated "A+" (excellent) by the Better Business Bureau (BBB)
|
Coverage is only available in Kentucky
|
|
Offers several forms of coverage
|
Virtually no social media presence
|
|
No claims process, coverage, or discount information available
|
|
|
Large volume of negative customer feedback
|
Kentucky Growers Insurance Products by Type
Here's an overview of the products offered by Kentucky Growers.
Home & Property Insurance:
- Homeowners insurance
- Mobile home insurance
- Tenant houses insurance
- Seasonal home insurance
- Personal property insurance
- Personal liability insurance
Other Insurance:
- Farm insurance
- Church insurance
- Farm property insurance
- Church liability insurance
- Farmer's comprehensive personal liability insurance
Kentucky Growers Homeowners Insurance Average Prices
Kentucky Growers does not make information about its average home insurance rates readily available. Your policy's premiums may vary depending on your location, home size, claims history, and other factors. You can get a better estimate of how much a home insurance policy might cost you by using our homeowners insurance calculator. An independent insurance agent can also help you get a home insurance quote from the carrier.
What Discounts Does Kentucky Growers Offer?
Kentucky Growers does not make information about its discounts readily available, and the discounts likely vary by specific insurance company. However, an independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that gets the job done right.
Kentucky Growers Customer Service
Here's a breakdown of Kentucky Growers' customer service options and availability.
- Phone
- Snail mail
Phone customer service department does not specify contact hours.
| Days | Hours |
| Not Specified | Not Specified |
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
Kentucky Growers Insurance Company FAQs
What is Kentucky Growers' average claim response time frame?
Kentucky Growers does not specify a claims response time frame.
What is Kentucky Growers' customer service availability?
Kentucky Growers does not specify its phone department's contact hours. The carrier allows customers to contact it via email or snail mail, as well.
What is Kentucky Growers' claims process?
Kentucky Growers does not provide much information about its claims process. However, an independent insurance agent can actually file claims for you, as well as keep you updated through every step of the process.
Does Kentucky Growers create a user-friendly experience for customers?
Kentucky Growers' official website would benefit from adding details about the carrier's coverage, discounts, and claims process. The carrier also does not appear to have much of a social media presence, if any. Overall, Kentucky Growers falls quite far behind in the user-friendliness department.
Does Kentucky Growers have good farm insurance?
Kentucky Growers offers several forms of coverage, including for farmers. The carrier offers the following types of farm protection:
- Farm insurance
- Farm property insurance
- Farmers' comprehensive personal liability insurance
An independent insurance agent can help you find more information about Kentucky Growers' farm insurance, as well as its other products offered.
Is Kentucky Growers a good insurance company?
Kentucky Growers is highly rated by the BBB; however, its AM Best rating was recently downgraded to below average. The carrier does not provide much information about its coverages or claims processing, and customer reviews lean towards the negative. So we're hesitant to call Kentucky Growers a good insurance company overall.
Who are Kentucky Growers' insurance products right for?
Kentucky Growers' insurance products may be right for individuals, farmers, or church owners in the state of Kentucky.
Sources
https://kentuckygrowers.com/
https://news.ambest.com/PR/PressContent.aspx?refnum=35026&altsrc=9
https://www.bbb.org/us/ky/lexington/profile/insurance-companies/kentucky-growers-insurance-company-0392-1694
https://clearsurance.com/insurance-reviews/kentucky-growers-insurance-company-5949771a54439f1a02cbf7ac
