InsuredBetter's Wright Flood Insurance Company Score
3.25 Stars
We award Wright Flood a final rating of 3.25 out of 5 stars. The insurance company has about four decades' worth of experience at this point and is highly rated by AM Best and the BBB. Customer feedback is mostly positive.
Wright Flood is the nation's largest flood insurance company. They offer legitimate coverage backed by FEMA and sold through the NFIP. They also work with a team of independent insurance agents and offer 24-hour claims reporting.
Overall, we highly recommend looking into Wright Flood insurance company with the help of your independent insurance agent to be your next trusted carrier for flood coverage.
Wright Flood Insurance Company at a Glance
- Founded in 1983
- The nation's largest flood insurance company
- Rated "A-" (excellent) by AM Best
- Rated "A-" (excellent) by the Better Business Bureau (BBB)
- Coverage sold through the National Flood Insurance Program (NFIP)
- 24-hour claims reporting
Wright Flood Insurance Company Pros and Cons
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Four decades' of experience in the industry.
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Not accredited by the BBB.
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Coverage backed by FEMA.
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Limited coverage options.
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Works with independent insurance agents.
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Some complaints filed through the BBB.
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24-hour claims reporting.
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High ratings by AM Best and the BBB.
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What Type of Insurance Does Wright Flood Offer?
Wright Flood is a specialized insurance company, which focuses on the following.
- Flood insurance
- Excess flood insurance
Your independent insurance agent can help you find more information about the coverages offered by Wright Flood, and help you decide if this insurance company is right for you.
What to Know about Wright Flood
Founded in 1983, Wright Flood has nearly four decades' worth of experience in the insurance industry under their belt. The carrier offers flood insurance through the National Flood Insurance Program (NFIP). Coverage is available for individuals and businesses for many different kinds of property.
Wright Flood works with a team of more than 17,000 independent insurance agents to help customers get the best experience possible. Wright Flood's policies are backed by FEMA. There are about 150 employees on Wright Flood's LinkedIn network and the carrier is headquartered in St. Petersburg, FL.
Thanks to its high quality flood coverage and large network of independent insurance agents, Wright Flood has earned a reputation over time as a reputable and financially sound insurance company. AM Best gives Wright Flood an overall “A-” rating, indicating the carrier is an excellent choice.
Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report.
What Discounts Does Wright Flood Offer?
Wright Flood does not make any discount information readily available. However, an independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most discounts and other ways to save on your coverage.
Wright Flood Customer Service
Here's a breakdown of Wright Flood's customer service availability.
- Phone contact option
- Fax contact option
- Snail mail contact option
- Email contact option
- Online bill pay and claims reporting
- Customer service department does not specify hours
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
Wright Flood FAQs
What is Wright Flood's average claim response time frame?
Wright Flood does not offer a specific claims response time frame. However, they offer 24-hour claims reporting.
What is Wright Flood's customer service availability?
Wright Flood allows customers to contact them via several mediums. They do not specify their customer service hours on their website.
What is Wright Flood's claims process?
Wright Flood's official website states the following about their claims process:
"We hope you never suffer a flood loss but if you do we want to make your claim process as stress free as we can. At time of claim is when Wright Flood’s single focus on flood insurance is your best benefit. Our in-house, flood claims management team earns your confidence with proven catastrophe handling expertise, 24-hour claims reporting, and flood adjusters dedicated to integrity and service.
Report a Claim
Your Wright Flood insurance agent can open a claim for you. Reach them at the phone number shown on your policy."
Does Wright Flood create a user-friendly experience for customers?
Wright Flood's website is easy to navigate. The insurance company offers 24-hour claims reporting. The carrier also has a social media presence. Overall, Wright Flood does create a user-friendly experience.
Does Wright Flood have good flood insurance?
Wright Flood's flood insurance is sold through the National Flood Insurance Program and is backed by FEMA. As far as flood insurance goes, it doesn't get more solid than that.
Is Wright Flood a good insurance company?
Wright Flood is highly rated by AM Best and the BBB. They offer coverage that's backed by FEMA. Customer feedback is mostly positive. Overall, Wright Flood can be considered a good insurance company.
Sources
http://www.wrightflood.com/
https://www.bbb.org/us/fl/saint-petersburg/profile/insurance-companies/wright-national-flood-insurance-company-0653-90016746
https://ratings.ambest.com/CompanyProfile.aspx?AltSrc=108&Bl=0&GSA=1&AMBNum=12582
https://www.linkedin.com/company/wright-flood/about/
https://clearsurance.com/insurance-reviews/wright-national-flood-insurance-company-5835ece073b103329e91ac19
