What is an annuity? Find out how annuities work and why you might want one, plus get matched to an independent insurance agent to help you get one here.
This refers to life insurance policies that are fully funded and no longer require premium payments to remain active. Usually, paid-up policies are only possible with whole life insurance.
What is guaranteed life insurance, and is guaranteed life insurance worth it? Find out these answers and how to get coverage here.
How much is a million-dollar life insurance policy? Find out how much a million-dollar life insurance policy costs and how to find coverage here.
What is considered high risk for life insurance? Get the answer here, plus find an independent insurance agent to help you get coverage.
What is no medical exam life insurance, and how much does no medical exam life insurance cost? Find out the answers and get coverage here.
This is a temporary form of life insurance that lasts for a set term or until a chosen date. If the policyholder dies before the policy expires, their heirs receive a death benefit. If they survive the policy term, they receive a lump sum endowment payment.
Also known as burial insurance, this coverage is designed to pay for various end-of-life expenses. This can include reimbursement for funeral expenses, unpaid medical bills, and legal costs for your beneficiary.
These provide the option to change a policy's terms or add extra benefits or coverage options. Riders can also cover various life events like critical illnesses or causes of death that aren't otherwise covered by the standard policy.
This is a type of life insurance used to pay off the insured individual's remaining mortgage if they die while coverage is active. Death benefits are paid directly to the policyholder's mortgage lender.
This is a joint life insurance policy that gives the surviving policyholder a death benefit payout when the other insured individual dies. The death benefit can be used to pay for outstanding debt, various living expenses, etc.
This is a type of joint life insurance that provides designated beneficiaries with a death benefit payout after both insured policyholders die. Coverage is also known as joint survivorship life insurance.
