Cadillac, named after the founder of Detroit, is the second-oldest car brand in the U.S. It has a reputation for comfort above all else and is the nation's premier luxury car brand. But regardless of how safe and reliable your Cadillac is, it still needs the proper protection a car insurance policy provides. With an average annual premium of $2,382, Cadillac insurance is more expensive than the overall average rate for car insurance, which is $2,168 per year.
An independent insurance agent in your town can help you get the right Cadillac insurance. They'll help you find the policy that offers the right blend of coverage and cost. Until then, here's a breakdown of Cadillac insurance costs by model and insurance company.
In This Article:
How Much Does a Cadillac Cost to Insure by Model?
Are Cadillacs Expensive to Insure?
How Much Is Car Insurance for a Cadillac ATS-V?
How Much Is Car Insurance for a Cadillac CT6?
How Much Is Car Insurance for a Cadillac CTS?
How Much Is Car Insurance for a Cadillac Escalade?
How Much Is Car Insurance for a Cadillac XT5?
How Much Is Car Insurance for a Cadillac XTS?
What Other Factors Affect Cadillac Insurance Costs?
How to Save the Most Money on Cadillac Insurance
How Much Does a Cadillac Cost to Insure by Model?
The vehicle's make and model are major factors that affect car insurance rates. Depending on which type of Cadillac you drive, you might pay a completely different rate for your coverage than if you'd chosen a different model. We've compared average insurance rates for just a handful of popular Cadillacs to offer a range of car insurance costs for the brand.
| Cadillac Model | Average Cost of Car Insurance Per Year |
|---|---|
| Cadillac ATS-V | $2,931 |
| Cadillac CT6 | $2,568 |
| Cadillac CTS | $2,039 |
| Cadillac Escalade | $2,555 |
| Cadillac XT5 | $2,117 |
| Cadillac XTS | $2,411 |
No matter which model of Cadillac you drive, an independent insurance agent in your area can help you get the most affordable rate for car insurance.
Are Cadillacs Expensive to Insure?
On the whole, Cadillacs are quite expensive to insure. The average cost of Cadillac insurance, based on the models and insurance companies we compared, is $2,382 per year.
Considering the overall average cost of car insurance in the US is $2,168 per year, Cadillac owners pay quite a bit more for their coverage than many other drivers. Through our research, we found that the most expensive model to insure is the Cadillac ATS-V, while the Cadillac CTS is the most affordable. Other models on our list fall in between these extremes.
How Much Is Car Insurance for a Cadillac ATS-V?
Our research found that the Cadillac ATS-V is rather expensive to insure, with an average premium rate of $2,931 per year. Take a look at some average insurance costs for this model from top-rated insurance carriers.
| Top Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $2,537 |
| Progressive | $2,698 |
| American Family | $2,724 |
| USAA | $2,893 |
| Erie | $3,095 |
How Much Is Car Insurance for a Cadillac CT6?
Our research found that the Cadillac CT6 is less expensive to insure than the first model on our list, with an average premium rate of $2,568 per year.
| Top Insurance Companies | Average Annual Cost |
|---|---|
| American Family | $2,153 |
| Progressive | $2,223 |
| USAA | $2,305 |
| Erie | $2,400 |
| Nationwide | $2,421 |
How Much Is Car Insurance for a Cadillac CTS?
Our research found that the Cadillac CTS is less expensive to insure than the first two models on our list, with an average premium rate of $2,039 per year.
| Top Insurance Companies | Average Annual Cost |
|---|---|
| American Family | $1,853 |
| Progressive | $2,010 |
| USAA | $2,017 |
| Erie | $2,076 |
| Nationwide | $2,521 |
How Much Is Car Insurance for a Cadillac Escalade?
The Cadillac Escalade is more expensive to insure than the CTS, with an average premium rate of $2,555 per year.
| Top Insurance Companies | Average Annual Cost |
|---|---|
| Progressive | $2,099 |
| Nationwide | $2,280 |
| American Family | $2,458 |
| Erie | $2,878 |
| USAA | $3,002 |
How Much Is Car Insurance for a Cadillac XT5?
The Cadillac XT5 is one of the most affordable models on our list to insure, with an average premium rate of $2,117 per year.
| Top Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,673 |
| American Family | $1,792 |
| Progressive | $1,828 |
| USAA | $1,861 |
| Erie | $2,176 |
How Much Is Car Insurance for a Cadillac XTS?
The Cadillac XTS falls in the middle of the pack, in terms of insurance costs, with an average premium rate of $2,411 per year.
| Top Insurance Companies | Average Annual Cost |
|---|---|
| Progressive | $1,858 |
| USAA | $2,046 |
| Nationwide | $2,475 |
| American Family | $2,655 |
| Erie | $2,973 |
What Other Factors Affect Cadillac Insurance Costs?
A vehicle's make and model do influence its car insurance costs, but they're not the only factors in play. Other major factors that impact car insurance premium rates include:
- Location
- Coverage types and amounts chosen
- Deductible amounts chosen
- Driver age and gender
- Driver accident history
- Driver marital status
The carrier you get your coverage through also impacts how much you'll pay for car insurance. Bundling your auto coverage with another coverage, such as home insurance, through the same insurance company can usually help you get a good car insurance discount on both. An independent insurance agent can help you find the right coverage for your Cadillac at an affordable rate.
FAQ About Cadillac Insurance
How much is Cadillac insurance on average?
We found that the average cost of Cadillac insurance is $2,382 per year. We compared several popular models of Cadillacs and rates for each from a handful of top-rated insurance carriers.
What's the most expensive model of Cadillac to insure?
We found that the most expensive Cadillac model to insure is the Cadillac ATS-V, with an average annual premium rate of $2,931. This is well above the overall national average for car insurance, which is $2,168 per year.
What's the cheapest model of Cadillac to insure?
We found that the Cadillac CTS was the least expensive model to insure, with an average annual premium of $2,039. This is closer to the overall national average car insurance premium than most other Cadilliac models.
How to Save the Most Money on Cadillac Car Insurance
Working together with an independent insurance agent can be your best bet at saving the most money possible on Cadillac insurance. An independent insurance agent can shop and compare policies from many different local carriers for you. Even better, they'll help you score any discounts you're eligible for, to bring those rates down even further.
Sources
https://www.thezebra.com/auto-insurance/how-to-shop/average-auto-insurance/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/cts/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/ct6/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/ats-v/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/escalade/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/xt5/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/xts/