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How Much Is Nissan Car Insurance by Model?

Discover how much you can expect to pay to insure your Nissan.
Author PhotoWritten by 
Ann Herro
Author Photo Reviewed by 
Cara Carlone
Updated May 14, 2026
2020 Nissan Sentra. Find Nissan Insurance.
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Nissan is a Japanese automaker that traces its roots all the way back to 1911. Today, Nissan is the ninth largest auto manufacturer in the world, producing a wide range of mainstream cars and trucks.

No matter what type of Nissan you drive — car, truck, or SUV — you’ll need the best car insurance you can find to protect your investment. The average cost of Nissan insurance per year is $2,042. This is higher than the national average cost of car insurance, which is $1,759 per year. 

Our Nissan insurance guide provides average insurance cost information by model and top-rated insurance company. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget. 

In This Article:

How Much Does a Nissan Cost to Insure by Model?

Are Nissans Expensive to Insure?

Why Do Insurance Costs Differ Between Nissan Models?

How Much Is Car Insurance for a Nissan 370Z?

How Much Is Car Insurance for a Nissan Altima?

How Much Is Car Insurance for a Nissan Armada?

How Much Is Car Insurance for a Nissan Frontier?

How Much Is Car Insurance for a Nissan GT-R?

How Much Is Car Insurance for a Nissan Leaf?

How Much Is Car Insurance for a Nissan Maxima?

How Much Is Car Insurance for a Nissan Murano?

How Much Is Car Insurance for a Nissan Pathfinder?

How Much Is Car Insurance for a Nissan Rogue?

How Much Is Car Insurance for a Nissan Sentra?

How Much Is Car Insurance for a Nissan Titan?

How Much Is Car Insurance for a Nissan Versa?

What Other Factors Affect Nissan Insurance Costs?

FAQs about Nissan Insurance

How to Save the Most Money on Nissan Insurance

How Much Does a Nissan Cost to Insure by Model?

Many factors influence car insurance costs, including the car’s make and model. The various Nissan models have different car insurance premiums depending on the unique characteristics of each model. Most people will pay more or less than the average. 

We compared quotes for some popular Nissan models to give you an idea of how much each one costs to insure.

Nissan Model Average Cost of Car Insurance Per Year
Nissan 370Z $2,159
Nissan Altima $2,086
Nissan Armada $2,166
Nissan Frontier $1,830
Nissan GT-R $4,397
Nissan Leaf $1,842
Nissan Maxima $2,329
Nissan Murano $1,854
Nissan Pathfinder $1,938
Nissan Rogue $1,866
Nissan Sentra $2,015
Nissan Titan $2,046
Nissan Versa $1,911

An independent insurance agent near you can help you find affordable car insurance for whatever type of Nissan you drive. 

Are Nissans Expensive to Insure?

The cost to insure your Nissan depends on the model that you choose. In addition, the cost of Nissan insurance varies by your location, driving history, coverage options, and deductibles. 

We compared popular Nissan models and found that, in general, car insurance for a Nissan is higher than the national average. Shopping around can help you find the most affordable coverage for your needs and budget. 

Why Do Insurance Costs Differ Between Nissan Models?

Car insurance costs differ by model depending on several factors. Generally, any vehicle with a higher purchase price or more expensive repairs will cost more to insure. 

We can see that among Nissans, the most expensive sports car with the most powerful engine is also the most expensive to insure. Likewise, the smallest car with the lowest purchase price has the lowest insurance costs among the insurance companies we reviewed. 

How Much Is Car Insurance for a Nissan 370Z? 

Our research found that the Nissan 370Z is the fourth-most-expensive Nissan model to insure, with an average annual insurance rate of $2,159 . The Nissan 370Z is a sleek sports coupe powered by a V-6 engine, and 2020 was the last model year for the 370Z. 

Here's a look at some average insurance costs for this model from top-rated insurance carriers. 

Top Insurance Companies Average Annual Cost
American Family $1,996
USAA $2,051
Erie $2,187
Progressive $2,198
Nationwide $3,047
Average Monthly Cost $179.92
Average Annual Cost $2,159

How Much Is Car Insurance for a Nissan Altima?

The Nissan Altima has an average premium rate of $2,086 per year. While these rates are above the national average of $1,759 per year, your rates will be higher or lower depending on where you live, your age, gender, and several other factors. 

Top Insurance Companies Average Annual Cost
USAA $1,859
Progressive $1,977
American Family $2,132
Erie $2,218
Nationwide $2,661
Average Monthly Cost $173.83
Average Annual Cost $2,086

How Much Is Car Insurance for a Nissan Armada? 

The Nissan Armada SUV has an average car insurance premium of $2,166 per year, putting it above the national average and among the more expensive Nissan models to insure. 

Top Insurance Companies Average Annual Cost
Progressive $1,571
USAA $2,233
Nationwide $2,470
Erie $2,760
Allstate $4,638
Average Monthly Cost $180.50
Average Annual Cost $2,166

How Much Is Car Insurance for a Nissan Frontier? 

The Nissan Frontier is a midsize pickup truck with an average insurance cost of $1,830 per year, making it the cheapest Nissan model to insure among the models and insurance companies we reviewed. Insurance for the Frontier is more than the national average annual insurance cost of $1,759, depending on the carrier.

Top Insurance Companies Average Annual Cost
Progressive $1,619
American Family $1,679
Nationwide $1,828
USAA $1,924
Erie $1,983
Average Monthly Cost $152.50
Average Annual Cost $1,830

How Much Is Car Insurance for a Nissan GT-R?

The Nissan GT-R is a powerful sports car with a high price tag. It has an average annual insurance cost of $4,397. This is the highest insurance premium among the Nissan models and insurance companies we reviewed. 

Top Insurance Companies Average Annual Cost
Progressive $3,620
Nationwide $4,343
Erie $4,481
American Family $5,025
USAA $6,025
Average Monthly Cost $366.42
Average Annual Cost $4,397

How Much Is Car Insurance for a Nissan Leaf? 

The Nissan Leaf is an all-electric vehicle with an average annual insurance cost of $1,842 or $153.50 per month. The Leaf is one of the least expensive Nissan models to insure among the insurance companies we reviewed. 

Top Insurance Companies Average Annual Cost
USAA $1,746
Progressive $1,842
American Family $1,860
Erie $1,887
Nationwide $1,901
Average Monthly Cost $153.50
Average Annual Cost $1,842

How Much Is Car Insurance for a Nissan Maxima? 

The Nissan Maxima has higher-than-average insurance costs compared to other Nissan models and compared to the national average of $1,759 per year. The average annual car insurance premium for a Nissan Maxima is $2,329.

Top Insurance Companies Average Annual Cost
USAA $2,255
American Family $2,282
Progressive $2,367
Erie $2,548
Nationwide $2,841
Average Monthly Cost $194.08
Average Annual Cost $2,329

How Much Is Car Insurance for a Nissan Murano? 

The Nissan Murano is a midsize crossover SUV. You can insure your Murano for around $1,854 per year, depending on where you live, and other factors. 

Top Insurance Companies Average Annual Cost
Progressive $1,516
American Family $1,787
Erie $2,106
USAA $2,147
Nationwide $2,149
Average Monthly Cost $154.50
Average Annual Cost $1,854

How Much Is Car Insurance for a Nissan Pathfinder? 

The Nissan Pathfinder SUV has an average annual insurance cost of $1,938. Your rates will be higher or lower than this average depending on the model year and a host of other factors, such as where you live, your age, and your gender. 

Top Insurance Companies Average Annual Cost
Progressive $1,754
USAA $2,105
Nationwide $2,248
Erie $2,319
Average Monthly Cost $161.50
Average Annual Cost $1,938

How Much Is Car Insurance for a Nissan Rogue? 

The Nissan Rogue has an average insurance cost of $1,866 per year, making it one of the least expensive Nissan models to insure among the insurance companies we reviewed. 

Top Insurance Companies Average Annual Cost
Progressive $1,588
Erie $1,969
Nationwide $2,023
USAA $2,034
Allstate $3,822
Average Monthly Cost $155.50
Average Annual Cost $1,866

How Much Is Car Insurance for a Nissan Sentra? 

The Nissan Sentra has an average insurance cost of $2,015 per year. You’ll pay more or less than average depending on where you live, your age, your gender, and the model year that you purchase.  

Top Insurance Companies Average Annual Cost
Progressive $1,752
USAA $1,787
Erie $2,181
Nationwide $2,547
American Family $2,564
Average Monthly Cost $167.92
Average Annual Cost $2,015

How Much Is Car Insurance for a Nissan Titan? 

The Nissan Titan is a full-size pickup truck with a powerful V-8 engine. The Titan has an average insurance cost of $2,046 per year, making it one of the more expensive Nissans to insure among the insurance companies we reviewed.

Top Insurance Companies Average Annual Cost
Progressive $1,883
USAA $2,163
American Family $2,199
Erie $2,380
Nationwide $2,450
Average Monthly Cost $170.50
Average Annual Cost $2,046

How Much Is Car Insurance for a Nissan Versa? 

The Nissan Versa has an average insurance cost of $1,911 per year. Your insurance rates for a Nissan Versa will be higher or lower than average depending on where you live, your age, gender, and several other factors. 

Top Insurance Companies Average Annual Cost
USAA $1,610
Progressive $1,660
Erie $2,194
American Family $2,327
Nationwide $2,605
Average Monthly Cost $159.25
Average Annual Cost $1,911
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What Other Factors Affect Nissan Insurance Costs?

The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:

  • Your age, gender, and marital status
  • Your credit score
  • Where you live
  • The amount of coverage and deductible that you choose

Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save on your car insurance premiums.  

An independent insurance agent can help you find the best rates in your area, and can help you make sure that you take advantage of all the discounts for which you are eligible. 

FAQs About Nissan Insurance

Is car insurance for a Nissan expensive?

We compared several Nissan models and found that the average cost of insurance coverage is $2,042 per year, which is higher than the national average. You’ll be able to find Nissan insurance that is above or below average, depending on the make, model, and other factors.

What's the most expensive model of Nissan to insure?

We found that the Nissan GT-R is the most expensive model to insure among the insurance companies we reviewed. The average annual insurance cost for a GT-R, according to our research, is $4,397.

What's the cheapest model of Nissan to insure?

The Nissan Frontier is the cheapest Nissan model to insure, according to our research. The average cost to insure a Frontier is $1,830 per year. 

How to Save the Most Money on Nissan Car Insurance

You can save the most money on Nissan insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate. 

Sources

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https://www.thezebra.com/auto-insurance/vehicles/nissan/

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https://www.thezebra.com/auto-insurance/vehicles/nissan/frontier/

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https://www.thezebra.com/auto-insurance/vehicles/nissan/leaf/

https://www.thezebra.com/auto-insurance/vehicles/nissan/maxima/

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https://www.thezebra.com/auto-insurance/vehicles/nissan/pathfinder/

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