Mazda is a Japanese auto manufacturer headquartered in Japan. The company was founded in 1920 and today offers several popular car models. No matter what Mazda model you drive, you’ll need the best car insurance you can find to protect your investment.
The average cost of Mazda insurance is $1,784 per year. This is only slightly higher than the national average cost of car insurance, which is $1,759 per year.
Our guide to Mazda insurance provides cost information for Mazda’s most popular models and several top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies to get the coverage you need that fits your budget.
In This Article:
How Much Does a Mazda Cost to Insure by Model?
Are Mazdas Expensive to Insure?
Why Do Insurance Costs Differ Between Mazda Models?
How Much Is Car Insurance for a Mazda 3?
How Much Is Car Insurance for a Mazda 6?
How Much Is Car Insurance for a Mazda CX-3?
How Much Is Car Insurance for a Mazda CX-5?
How Much is Car Insurance for a Mazda CX-9?
How Much is Car Insurance for a Mazda MX-5 Miata?
What Other Factors Affect Mazda Insurance Costs?
How to Save the Most Money on Mazda Insurance
How Much Does a Mazda Cost to Insure by Model?
The cost to insure a Mazda can vary depending on the model. If you’re looking to purchase a Mazda, you’ll find that the Mazda CX-3 is the cheapest to insure among the insurance companies we reviewed, with an average car insurance cost of $1,621 per year.
The most expensive Mazda to insure among the insurance companies we reviewed is the Mazda 3, which has an average annual premium of $1,858.
We’ve broken down the insurance costs for several popular Mazda models.
| Mazda Model | Average Annual Cost of Car Insurance |
|---|---|
| Mazda 3 | $1,858 |
| Mazda 6 | $1,804 |
| Mazda CX-3 | $1,621 |
| Mazda CX-5 | $1,714 |
| Mazda CX-9 | $1,956 |
| Mazda MX-5 | $1,738 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Mazda you drive.
Are Mazdas Expensive to Insure?
Mazdas are moderately expensive to insure when compared to other car manufacturers.
The cost to insure your Mazda depends primarily on the model that you choose. Cars that are smaller and faster, like several of the Mazda models, are often more expensive to insure. However, the cost of Mazda insurance also varies by location, driving history, coverage options, and deductibles.
Why Do Insurance Costs Differ Between Mazda Models?
Car insurance costs differ by model depending on several factors. Every Mazda model has different safety ratings, repair costs, and theft rates. Newer model years, models that are more expensive, and models with more horsepower typically cost more to insure than their less expensive, older, or less powerful counterparts.
How Much Is Car Insurance for a Mazda 3?
Our research found that the Mazda 3 is the most expensive model to insure, with an average premium of $1,858 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $1,688 |
| USAA | $1,690 |
| Erie | $1,904 |
| Nationwide | $2,210 |
| American Family | $2,211 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $154.83 | $1,858 |
How Much Is Car Insurance for a Mazda 6?
The Mazda 6 has an average premium of $1,804 per year. According to our research, it's one of the more expensive Mazda models to insure among those companies we reviewed.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $1,691 |
| American Family | $1,757 |
| USAA | $1,763 |
| Erie | $1,857 |
| Nationwide | $2,197 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $150.33 | $1,804 |
How Much Is Car Insurance for a Mazda CX-3?
The Mazda CX-3 has an average car insurance premium of $1,621 per year. Your rates may be above or below this average, depending on where you live, your age, gender, and other factors.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $1,280 |
| American Family | $1,405 |
| USAA | $1,458 |
| Erie | $1,626 |
| Nationwide | $1,860 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $135.08 | $1,621 |
How Much Is Car Insurance for a Mazda CX-5?
The average cost to insure a Mazda CX-5 is $1,714 per year among the insurance companies we reviewed.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $1,395 |
| Nationwide | $1,543 |
| Erie | $1,718 |
| American Family | $1,734 |
| USAA | $1,827 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $142.83 | $1,714 |
How Much Is Car Insurance for a Mazda CX-9?
The Mazda CX-9 has an average annual insurance cost of $1,956, making it the most expensive Mazda model to insure among the insurance companies we reviewed.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $1,649 |
| USAA | $1,957 |
| American Family | $1,982 |
| Nationwide | $2,112 |
| Erie | $2,370 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $163.00 | $1,956 |
How Much Is Car Insurance for a Mazda MX-5 Miata?
The Mazda MX-5 Miata has an average annual insurance cost of $1,738, making it the third least expensive Mazda model to insure among the insurance companies we reviewed.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Erie | $1,429 |
| Progressive | $1,581 |
| Nationwide | $1,646 |
| American Family | $1,721 |
| USAA | $1,982 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $144.83 | $1,738 |
What Other Factors Affect Mazda Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs About Mazda Insurance
Is car insurance for a Mazda expensive?
We compared several Mazda models and found that the average cost of insurance coverage is $1,784 per year. This is slightly higher than national average car insurance cost of $1,759 per year. Your Mazda insurance costs will be above or below the average for the brand, depending on the model, model year, and several other factors.
What's the most expensive model of Mazda to insure?
We found that the Mazda 3 is the most expensive model to insure among the models we reviewed. The average annual insurance cost for a Mazda 3, according to our research, is $1,858.
What's the cheapest model of Mazda to insure?
The Mazda CX-3 is the cheapest Mazda model to insure among the insurance companies we reviewed. The average cost to insure a Mazda CX-3 is $1,621 per year. This is below the national average car insurance premium of $1,759.
How to Save the Most Money on Mazda Car Insurance
You can save the most money on Mazda insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
Sources
https://www.thezebra.com/auto-insurance/how-to-shop/average-auto-insurance/
https://www.thezebra.com/auto-insurance/vehicles/mazda/
https://www.thezebra.com/auto-insurance/vehicles/mazda/mazda3/
https://www.thezebra.com/auto-insurance/vehicles/mazda/mazda6/
https://www.thezebra.com/auto-insurance/vehicles/mazda/cx-3/
https://www.thezebra.com/auto-insurance/vehicles/mazda/cx-5/
https://www.thezebra.com/auto-insurance/vehicles/mazda/cx-9/
https://www.thezebra.com/auto-insurance/vehicles/mazda/mx-5-miata/