Mercedes-Benz vehicles are among the finest luxury cars and SUVs on the road today. They offer performance, safety, and reliability in one package. But your vehicle still needs to be protected by the right car insurance policy. You can expect to pay an average of $2,826 per year for Mercedes-Benz insurance, which is quite a bit more expensive than the overall national average rate for car insurance of $1,759 annually.
An independent insurance agent can help you get your vehicle insured today. They'll help you find the best overall coverage for your specific vehicle. First, though, here's a deep dive into Mercedes-Benz insurance costs by model and top-rated insurance company.
In This Article:
How Much Does a Mercedes-Benz Cost to Insure by Model?
Is Mercedes-Benz Insurance Expensive?
Why Do Insurance Costs Differ Between Mercedes-Benz Models?
How Much Is Car Insurance for a Mercedes-Benz AMG C 63?
How Much Is Car Insurance for a Mercedes-Benz CLA 250?
How Much Is Car Insurance for a Mercedes-Benz GLA 250?
What Other Factors Affect Mercedes-Benz Insurance Costs?
FAQs About Mercedes-Benz Insurance
How to Save the Most Money on Mercedes-Benz Insurance
How Much Does a Mercedes-Benz Cost to Insure by Model?
Your vehicle's make and model go into determining its car insurance costs, among other factors. So, depending on the specific Mercedes-Benz model you drive, you'll have different insurance rates. We compared quotes for a handful of popular Mercedes-Benz models below to paint a better picture of the car insurance price range.
| Mercedes-Benz Model | Average Annual Cost of Car Insurance |
|---|---|
| Mercedes-Benz AMG GT | $5,242 |
| Mercedes-Benz CLA | $2,618 |
| Mercedes-Benz GLA | $2,133 |
No matter which kind of Mercedes-Benz you drive, an independent insurance agent in your area can help you find reasonably priced car insurance for it.
Is Mercedes-Benz Insurance Expensive?
The cost of a car insurance policy depends in part on which type of Mercedes-Benz you drive. Of the popular Mercedes-Benz models we compared, our research found that car insurance for a Mercedes-Benz is overall more expensive than the national average cost of coverage each year.
We evaluated three of the most popular Mercedes-Benz models, each with different car insurance rates, to better demonstrate a price range for you. Our findings indicated that the Mercedes-Benz AMG GT is by far the most expensive to insure, the Mercedes-Benz GLA is the least expensive, and the Mercedes-Benz CLA falls in the middle.
Why Do Insurance Costs Differ between Mercedes-Benz Models?
Vehicles with lower values and horsepower, such as the Mercedes-Benz GLA, are cheaper to insure. On the flip side, the Mercedes-Benz AMG GT is more expensive to insure due to its higher value and higher horsepower. Insurance companies must calculate rates based on the perceived risk of drivers of certain vehicles getting into accidents or causing traffic violations.
How Much Is Car Insurance for a Mercedes-Benz AMG C63?
Our research found that the most expensive model of Mercedes-Benz to insure by far is the Mercedes-Benz AMG GT, with an average insurance premium of $5,242 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $1,568 |
| Nationwide | $4,873 |
| Erie | $4,902 |
| American Family | $5,128 |
| USAA | $5,688 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $463.83 | $5,242 |
How Much Is Car Insurance for a Mercedes-Benz CLA?
The Mercedes-Benz CLA is cheaper to insure than the Mercedes-Benz AMG GT, with an average premium of $2,618 per year. According to our research, it's the second-most expensive Mercedes-Benz model to insure on this list.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $2,310 |
| American Family | $2,319 |
| USAA | $2,558 |
| Nationwide | $2,703 |
| Erie | $3,084 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $257.00 | $2,618 |
How Much Is Car Insurance for a Mercedes-Benz GLA?
The Mercedes-Benz GLA is the least expensive model to insure on our list, with an average premium of $2,133 per year. According to our research, drivers of Mercedes-Benz GLAs pay quite a bit less for their coverage than those who drive other Mercedes-Benz models.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| American Family | $1,868 |
| Progressive | $1,904 |
| Nationwide | $2,016 |
| USAA | $2,336 |
| Erie | $2,460 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $177.75 | $2,133 |
What Other Factors Affect Mercedes-Benz Insurance Costs?
Not only does a vehicle's make and model impact its car insurance rates, but many other factors do, as well. Some of the most common include:
- Your location
- The amount of coverage you choose
- The deductible amount you choose
- Your age and gender
- Your credit score
- Your marital status
- Your driving record
As indicated above, the insurance carrier you get coverage from also affects your car insurance rates. But there are often many different car insurance discounts available from most insurance carriers, including bundling discounts if you get two coverages, such as both auto insurance and home insurance, through the same company. An independent insurance agent can also help you find the best car insurance rates in your town.
FAQs About Mercedes-Benz Insurance
Is Mercedes-Benz insurance expensive?
We found that the average cost of Mercedes-Benz insurance is $2,826 per year, which is quite a bit higher than the national average car insurance rate of $1,759 annually. We compared three different popular models of Mercedes-Benz with quotes from a handful of top-rated insurance companies for each to determine this average.
What's the most expensive model of Mercedes-Benz to insure?
Our research found that the Mercedes-Benz AMG GT is by far the most expensive model to insure of those we compared, with an average annual premium of $5,242. Drivers of Mercedes-Benz AMG Gas can expect to pay a bit more for their coverage than drivers of other models.
What's the cheapest model of Mercedes-Benz to insure?
Our research found that the Mercedes-Benz GLA is the least expensive model to insure, with an average premium of $2,133 per year. Still, this average is higher than the national average cost of car insurance.
How to Save the Most Money on Mercedes-Benz Car Insurance
Working together with an independent insurance agent can be your best bet at saving the most money possible on Mercedes-Benz insurance. An independent insurance agent can shop and compare policies from many different local carriers for you. Even better, they'll help you score any discounts you're eligible for to bring those rates down even further.
Sources
https://www.thezebra.com/auto-insurance/how-to-shop/average-auto-insurance/
https://www.thezebra.com/auto-insurance/vehicles/mercedes-benz/
https://www.thezebra.com/auto-insurance/vehicles/mercedes-benz/amg-gt/
https://www.thezebra.com/auto-insurance/vehicles/mercedes-benz/cla/
https://www.thezebra.com/auto-insurance/vehicles/mercedes-benz/gla/