Jaguar has been making luxury passenger cars since the 1930s. No matter what Jaguar model you drive today or if you’re looking to purchase one in the future, you’ll need the best car insurance you can find to protect your investment.
The average cost of Jaguar insurance is $3,016 per year. This is much higher than the national average cost of car insurance, which is $1,759 per year.
Our guide to Jaguar insurance provides insurance cost information for Jaguar’s most popular models and several top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In This Article:
How Much Does a Jaguar Cost to Insure by Model?
Are Jaguars Expensive to Insure?
Why Do Insurance Costs Differ Between Jaguar Models?
How Much Is Car Insurance for a Jaguar F-Pace?
How Much Is Car Insurance for a Jaguar F-Type?
How Much Is Car Insurance for a Jaguar XE?
How Much Is Car Insurance for a Jaguar XF?
How Much Is Car Insurance for a Jaguar XJ?
What Other Factors Affect Jaguar Insurance Costs?
How to Save the Most Money on Jaguar Insurance
How Much Does a Jaguar Cost to Insure by Model?
The cost to insure a Jaguar can vary depending on the model. If you’re looking to purchase a Jaguar, you’ll find that the XE is the cheapest to insure, with an average car insurance cost of $2,691 per year.
The most expensive Jaguar to insure, according to our research, is the Jaguar F-Type, which has an average annual premium of $3,227.
We’ve broken down the insurance costs for several popular Jaguar models.
| Jaguar Model | Average Annual Cost of Car Insurance |
|---|---|
| Jaguar F-Pace | $2,713 |
| Jaguar F-Type | $3,227 |
| Jaguar XE | $2,691 |
| Jaguar XF | $2,757 |
| Jaguar XJ | $2,848 |
An independent insurance agent near you can help you find affordable car insurance for whatever Jaguar you drive.
Are Jaguars Expensive to Insure?
Yes, Jaguars are expensive to insure. We compared popular Jaguar models and found that, in general, insurance costs for Jaguars are much higher than the national average.
You’ll find variations in Jaguar insurance prices depending on the model you own. In addition, the cost of Jaguar insurance varies depending on where you live, your driving history, and the coverage options and deductibles you choose.
Why Do Insurance Costs Differ Between Jaguar Models?
Car insurance costs differ by model depending on several factors. Every Jaguar model has different safety ratings, repair costs, and theft rates. Newer model years, models that are more expensive, and models with more horsepower typically cost more to insure than their less expensive, older, or less powerful counterparts.
How Much Is Car Insurance for a Jaguar F-Pace?
Our research found that the Jaguar F-Pace is the second-least expensive Jaguar model to insure, with an average premium of $2,713 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| USAA | $2,055 |
| Progressive | $2,157 |
| Nationwide | $2,599 |
| American Family | $2,656 |
| Erie | $2,764 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $226.08 | $2,713 |
How Much Is Car Insurance for a Jaguar F-Type?
The Jaguar F-Type has an average car insurance premium of $3,227 per year. According to our research, it's the most expensive Jaguar model to insure.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| Progressive | $3,054 |
| American Family | $3,154 |
| Erie | $3,323 |
| USAA | $3,823 |
| Nationwide | $4,136 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $268.92 | $3,227 |
How Much Is Car Insurance for a Jaguar XE?
The Jaguar XE has an average car insurance cost of $2,691 per year. This is the least expensive Jaguar insurance we found, but your rates may be above or below this depending on where you live, your age, your gender, and other factors.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| USAA | $1,977 |
| Progressive | $2,167 |
| American Family | $2,174 |
| Erie | $2,290 |
| Nationwide | $2,800 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $224.25 | $2,691 |
How Much Is Car Insurance for a Jaguar XF?
The average cost to insure a Jaguar XF is $2,757 per year, making it the third most expensive Jaguar to insure among the models we reviewed.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| USAA | $2,379 |
| Nationwide | $2,753 |
| Progressive | $2,774 |
| Erie | $2,983 |
| American Family | $3,056 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $229.75 | $2,757 |
How Much Is Car Insurance for a Jaguar XJ?
The Jaguar XJ has an average annual insurance cost of $2,848. Your premiums may be higher or lower depending on the model year and your personal risk factors.
| Top Insurance Companies | Average Annual Cost of Insurance |
|---|---|
| USAA | $2,485 |
| Progressive | $2,506 |
| Nationwide | $2,918 |
| American Family | $3,490 |
| Erie | $4,296 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $237.33 | $2,848 |
What Other Factors Affect Jaguar Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs About Jaguar Insurance
Is car insurance for a Jaguar expensive?
We compared several Jaguar models and found that the average cost of insurance coverage is $3,016 per year, which is above the national average car insurance cost of $1,759 per year. Your Jaguar insurance costs will be above or below the average for the brand, depending on the model, model year, and several other factors.
What's the most expensive model of Jaguar to insure?
We found that the Jaguar F-Type is the most expensive model to insure. The average annual insurance cost for an F-Type, according to our research, is $3,227.
What's the cheapest model of Jaguar to insure?
The Jaguar XE is the cheapest Jaguar model to insure, according to our research. The average cost to insure a Jaguar XE is $2,691 per year. This is still higher than the national average.
How to Save the Most Money on Jaguar Car Insurance
You can save the most money on Jaguar insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the one that’s best for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
Sources
https://www.thezebra.com/auto-insurance/how-to-shop/average-auto-insurance/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/f-pace/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/f-type/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/xe/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/xf/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/xj/