The Nissan Rogue is a compact crossover SUV that first debuted in the U.S. in 2007. The 2026 Rogue comes packed with driver assist and safety technology features, including ProPILOT Assist, HD Enhanced Intelligent Around View Monitor, and Intelligent Lane Intervention. No matter which type of Nissan Rogue you drive, it needs to be protected with the right car insurance.
When it's time to find the best Nissan Rogue insurance, an independent insurance agent can assist you. These agents know where to get the right Nissan insurance at a great rate. But first, here's a breakdown of how much it costs to insure a Nissan Rogue by model year and top-rated insurance company in 2026.
Key Takeaways - Nissan Rogue Car Insurance
Nissan Rogue insurance costs an average of $2,005 per year, or approximately $167 per month, for full coverage in 2026.
Progressive, American Family, and Erie are the cheapest carriers for model-year 2025 Nissan Rogue insurance this year.
Nissan Rogue insurance costs vary widely by state, with drivers in Wyoming paying an average of only $31 monthly for minimum coverage, while those in Louisiana pay $166.
Your age, location, credit, trim level, and driving history are all major factors that can influence the cost of Nissan Rogue insurance.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Nissan Rogue model.
What Is Nissan Rogue Insurance?
Nissan Rogue insurance is a specialized car insurance policy that offers customized coverage for your specific vehicle. As a compact crossover SUV, the Rogue may require additional coverage beyond that needed by standard sedans. However, the Rogue's average car insurance rates trend cheaper than those for similar SUVs.
Recommended Coverage Options for Nissan Rogue Drivers:
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
Add-on Coverage Options Worth Considering for a Nissan Rogue:
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- Gap insurance: If you have a new or financed Nissan vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
- Nissan warranty insurance: This can extend Nissan's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Nissan parts during the repair process.
Local independent insurance agents can help you get equipped with all the mandatory coverage for your Nissan Rogue. These agents know what types of car insurance are required in each state.
How Much Does Nissan Rogue Insurance Cost?
The average cost of car insurance for a Nissan Rogue is $2,005 per year, or approximately $167 per month, for full coverage. Minimum coverage for a Nissan Rogue costs an average of $1,038 annually, or approximately $87 monthly. However, several factors can influence the cost of Nissan insurance, including:
- The specific type of Rogue you drive
- Your driving history
- Annual mileage
- The types and amount of coverage you need
- Your claims history
- Your location
- Your credit score (where allowed)
- Vehicle safety features
An independent insurance agent can help you find the most affordable coverage, whether you're looking for Nissan Rogue full coverage insurance or a basic Nissan Rogue liability insurance policy.
Is the Nissan Rogue Expensive to Insure?
No, the Nissan Rogue isn't expensive to insure when compared to other Nissans and other SUVS in its class. The table below compares average auto insurance rates for the Nissan Rogue with those for all Nissans and other SUVs.
| Vehicle | Average Monthly Cost of Full Coverage |
| Nissan Rogue | $167 |
| All Nissans | $187 |
| All SUVs | $184 |
Average Nissan Rogue Insurance Rates Compared to Similar Vehicles
The Nissan Rogue's average monthly auto insurance rates are quite level with those of several vehicles in its class. Car insurance for the Rogue averages about the same as for the Jeep Wrangler, the Kia Soul, the Chevy Traverse, and the GMC Acadia. The table below compares the Rogue's average monthly rates to those of similar vehicles.
| Vehicle | Average Monthly Cost of Car Insurance |
| Jeep Wrangler | $126 |
| Kia Soul | $126 |
| Chevrolet Traverse | $126 |
| Nissan Rogue | $127 |
| GMC Acadia | $127 |
| Mazda MX-30 | $127 |
| Chevrolet Tahoe | $127 |
Nissan Rogue Insurance Costs by Model Year
Next, we'll break down several model years of the Nissan Rogue and the average insurance costs for each.
| Model Year | Average Annual Cost of Car Insurance |
| 2026 Nissan Rogue* | $2,865 |
| 2025 Nissan Rogue | $1,176 |
| 2024 Nissan Rogue | $1,392 |
| 2023 Nissan Rogue | $408 |
| 2022 Nissan Rogue | $865 |
| 2021 Nissan Rogue | $585 |
| 2020 Nissan Rogue | $790 |
| 2019 Nissan Rogue | $494 |
| 2018 Nissan Rogue | $496 |
| 2017 Nissan Rogue | $496 |
| 2016 Nissan Rogue | $437 |
| 2015 Nissan Rogue | $512 |
| 2014 Nissan Rogue | $599 |
| 2013 Nissan Rogue | $488 |
| 2012 Nissan Rogue | $548 |
| 2011 Nissan Rogue | $503 |
| 2010 Nissan Rogue | $563 |
*Note: The 2026 Rogue's average rates are a projection based on the evaluation of inflation trends and current market data.
Cheapest Nissan Rogue Car Insurance Companies for 2026
Some insurers offer more affordable Nissan Rogue insurance than others. These top-rated Nissan car insurance companies provide the cheapest model-year 2025 Rogue insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| Progressive | $1,588 |
| American Family | $1,769 |
| Erie | $1,969 |
| Nationwide | $2,023 |
| USAA | $2,034 |
| Allstate | $3,882 |
Nissan Rogue Car Insurance Rates by State
Location is one of the main factors that can impact car insurance premiums. Here are some average auto insurance rates for the Nissan Rogue by state for 2026.
| State | Average Monthly Cost of Minimum Coverage | Average Monthly Cost of Full Coverage |
| Alabama | $73 | $138 |
| Alaska | $59 | $125 |
| Arizona | $103 | $192 |
| Arkansas | $70 | $157 |
| California | $82 | $166 |
| Colorado | $82 | $196 |
| Connecticut | $119 | $205 |
| Delaware | $122 | $204 |
| Florida | $114 | $265 |
| Georgia | $128 | $210 |
| Hawaii | $44 | $99 |
| Idaho | $47 | $96 |
| Illinois | $79 | $147 |
| Indiana | $56 | $110 |
| Iowa | $47 | $113 |
| Kansas | $62 | $144 |
| Kentucky | $106 | $180 |
| Louisiana | $166 | $355 |
| Maine | $44 | $91 |
| Maryland | $135 | $227 |
| Massachusetts | $87 | $184 |
| Michigan | $132 | $252 |
| Minnesota | $70 | $144 |
| Mississippi | $74 | $146 |
| Missouri | $99 | $197 |
| Montana | $61 | $144 |
| Nebraska | $63 | $143 |
| Nevada | $155 | $280 |
| New Hampshire | $60 | $105 |
| New Jersey | $141 | $232 |
| New Mexico | $70 | $155 |
| New York | $107 | $191 |
| North Carolina | $69 | $135 |
| North Dakota | $50 | $109 |
| Ohio | $65 | $127 |
| Oklahoma | $79 | $175 |
| Oregon | $105 | $183 |
| Pennsylvania | $74 | $173 |
| Rhode Island | $106 | $188 |
| South Carolina | $86 | $160 |
| South Dakota | $45 | $136 |
| Tennessee | $67 | $136 |
| Texas | $107 | $219 |
| Utah | $93 | $158 |
| Vermont | $38 | $90 |
| Virginia | $81 | $131 |
| Washington | $79 | $147 |
| West Virginia | $73 | $148 |
| Wisconsin | $56 | $122 |
| Wyoming | $31 | $95 |
Average Nissan Rogue Insurance Rates by Trim Level
Car insurance costs for the Nissan Rogue are also affected by each vehicle's specific trim level. Here are some average Nissan Rogue insurance rates by trim level in 2026.
| Trim Level | Average Monthly Cost of Minimum Coverage | Average Monthly Cost of Full Coverage |
| Select S Sport Utility 4d | $74 | $143 |
| S (2023.5) Sport Utility 4d | $75 | $145 |
| SL Hybrid (2017.5) Sport Utility 4d | $75 | $146 |
| SV (2023.5) Sport Utility 4d | $77 | $150 |
| SV Hybrid (2017.5) Sport Utility 4d | $77 | $150 |
| S (2017.5) Sport Utility 4d | $80 | $153 |
| SV (2017.5) Sport Utility 4d | $80 | $155 |
| S Sport Utility 4d | $81 | $155 |
| SV Hybrid Sport Utility 4d | $82 | $158 |
| SV Sport Utility 4d | $83 | $161 |
| SL Hybrid Sport Utility 4d | $83 | $161 |
| SL (2017.5) Sport Utility 4d | $84 | $162 |
| SL Sport Utility 4d | $85 | $163 |
| Platinum Sport Utility 4d | $87 | $168 |
| SL (2023.5) Sport Utility 4d | $87 | $169 |
| S | $92 | $178 |
| Platinum (2023.5) Sport Utility 4d | $92 | $179 |
| SV | $96 | $186 |
| Rock Creek | $106 | $206 |
| SV (w/SL Pkg) Sport Utility 4d | $107 | $205 |
| S Krom Edition Sport Utility 4d | $108 | $208 |
| SL | $112 | $216 |
| Platinum | $124 | $240 |
Average Nissan Rogue Insurance Rates by Driver Age and Profile
Your age, credit, and driving history are also major factors that can influence car insurance premium calculations. Teens and young drivers pay the highest average insurance rates for a Nissan Rogue. Auto insurance rates tend to decline considerably starting around age 25.
However, once a driver reaches about age 65, auto insurance rates begin to climb through their senior years. Here are some average Nissan Rogue insurance rates by driver age and profile for 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $6,027 | $8,870 | $10,354 |
| 20 | $4,652 | $6,836 | $7,983 |
| 25 | $2,706 | $3,982 | $4,623 |
| 30 | $2,109 | $3,107 | $3,625 |
| 35 | $1,989 | $2,878 | $3,448 |
| 40 | $1,888 | $2,802 | $3,260 |
| 45 | $1,862 | $2,719 | $3,218 |
| 55 | $1,708 | $2,487 | $2,914 |
| 65 | $1,762 | $2,594 | $3,040 |
| 75 | $2,245 | $3,277 | $3,830 |
Best Nissan Rogue Insurance Discounts: How to Lower Your Nissan Rogue Insurance Premiums
Interested in saving as much money as possible on Nissan Rogue car insurance? Any of the following tips can help you substantially increase your savings:
- Ask about telematics programs: Your insurance company or Nissan may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Ask about Nissan Rogue insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Compare quotes from multiple carriers: Comparing Nissan Rogue insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Nissan Rogue insurance from a trusted carrier near you.
Working with an independent insurance agent makes increasing your savings as much as possible easy. These agents know where to find the best Nissan Rogue insurance rates and which carriers offer the biggest discounts and other cost-saving opportunities.
An Independent Insurance Agent Can Help You Get the Best Nissan Rogue Insurance Quotes
When it's time to find the most affordable Nissan Rogue insurance, no one's better equipped to help than a local independent insurance agent. Your agent knows which local carriers deliver the best overall blend of Nissan Rogue insurance coverage and cost.
Even better, they'll help you score any discounts you're eligible for to bring your premium rates down even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Nissan Rogue Insurance
How much does Nissan Rogue insurance cost per year?
The average annual cost of full coverage for a Nissan Rogue is $2,005 per year, or approximately $167 per month, for full coverage. However, the cost of your specific policy can vary depending on many factors, such as your age, location, and more.
Which factors can increase Nissan Rogue insurance premiums?
If you've filed car insurance claims in the past, been in an accident, or live in a high-theft-rate area, you may experience higher Nissan Rogue insurance rates.
Is the Nissan Rogue expensive to insure?
No, the Nissan Rogue isn't expensive to insure when compared to other vehicles, including other Nissan models.
What are the best and cheapest carriers for Nissan Rogue insurance in 2026?
We found that Progressive, American Family, and Erie are the best and cheapest car insurance companies for model-year 2025 Nissan Rogue insurance this year.
Is insurance cheaper for the Nissan Rogue than for other Nissans?
Yes, the Nissan Rogue's average monthly car insurance rate of $167 is significantly lower than the $187 average for other Nissan vehicles.
How can I get cheaper Nissan Rogue insurance?
Finding cheaper Nissan Rogue insurance is easy when you work with an independent insurance agent who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
Sources
https://www.moneygeek.com/insurance/auto/nissan-rogue-insurance/
https://www.insuranceopedia.com/auto-insurance/nissan-rogue-car-insurance
https://www.thezebra.com/auto-insurance/vehicles/nissan/rogue/