The Chevy Volt is a plug-in hybrid compact car manufactured by General Motors. Though the Volt was once the best-selling electric hybrid car in the U.S., it was discontinued in 2019, just a few years after its 2011 debut. No matter which Chevy Volt model year you drive, it needs to be protected with the right kind of car insurance.
If you're ready to shop for Chevy Volt insurance, an independent insurance agent can help you find the best coverage. They'll get you matched to a Chevrolet insurance policy that delivers quality protection at an affordable rate. But first, here's a breakdown of how much it costs to insure a Chevrolet Volt by model year and top-rated insurance company in 2026.
Key Takeaways - Chevrolet Volt Car Insurance
Chevy Volt insurance costs an average of $1,772 per year, or approximately $148 per month, for full coverage in 2026.
The 2019 Volt is more expensive to insure, on average, than other model years we compared, at an average of $1,809 annually.
Chevy Volts are, on average, cheaper to insure than many other hatchbacks in their class.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Chevrolet Volt model.
What Is Chevrolet Volt Insurance?
Chevrolet Volt insurance blends standard car insurance coverage with custom coverage tailored to your specific vehicle. As a compact sedan, the Volt requires many of the same types of protection as many other cars in its class. However, its average insurance rates are lower than those of many other vehicles in its class.
Recommended coverage options for Chevrolet Volt drivers:
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
Add-on coverage options worth considering for a Chevrolet Volt:
- Chevrolet warranty insurance: This can extend Chevrolet's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- Gap insurance: If you have a new or financed Chevrolet vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Chevy parts during the repair process.
Most states require at least certain types of car insurance by law. Your local independent insurance agent can help you get set up with all the mandatory Chevy Volt insurance for your area.
How Much Does Chevrolet Volt Insurance Cost?
The cost of full coverage car insurance for a Chevy Volt averages about $1,772 per year, or approximately $148 per month. However, several factors can influence the cost of Chevrolet insurance, including:
- The specific type of Volt you drive
- Your claims history
- Your location
- Your driving history
- Your credit score (where allowed)
- The types and amount of coverage you need
An independent insurance agent can help you find affordable Chevrolet Volt insurance near you.
Chevrolet Volt Insurance Costs by Model Year
The average cost of car insurance in 2026 for a Chevrolet Volt is $1,772 per year. This breaks down to about $148 per month.
| Average cost to insure per month: | Average cost to insure per year: |
| $148 | $1,772 |
Next, we'll break down several different model years of the Chevy Volt and the cost to insure each one by each top-rated carrier.
2019 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,382 |
| Progressive | $1,473 |
| Erie | $1,663 |
| USAA | $1,670 |
| Nationwide | $1,942 |
| Allstate | $2,724 |
| Average Annual Cost to Insure: | $1,809 |
2018 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,354 |
| Progressive | $1,511 |
| Erie | $1,615 |
| USAA | $1,651 |
| Nationwide | $1,922 |
| Allstate | $2,412 |
| Average Annual Cost to Insure: | $1,744.17 |
2017 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,333 |
| Progressive | $1,471 |
| USAA | $1,543 |
| Erie | $1,583 |
| Nationwide | $1,897 |
| Allstate | $2,712 |
| Average Annual Cost to Insure: | $1,756.50 |
2016 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,351 |
| Progressive | $1,449 |
| USAA | $1,479 |
| Erie | $1,533 |
| Nationwide | $1,837 |
| Allstate | $2,533 |
| Average Annual Cost to Insure: | $1,697 |
2015 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,345 |
| USAA | $1,392 |
| Progressive | $1,443 |
| Erie | $1,528 |
| Nationwide | $1,953 |
| Allstate | $2,558 |
| Average Annual Cost to Insure: | $1,703.17 |
2014 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,312 |
| Progressive | $1,351 |
| USAA | $1,359 |
| Erie | $1,470 |
| Nationwide | $1,878 |
| Allstate | $2,476 |
| Average Annual Cost to Insure: | $1,641 |
2013 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,332 |
| American Family | $1,370 |
| Progressive | $1,382 |
| Erie | $1,400 |
| Nationwide | $1,850 |
| Allstate | $2,591 |
| Average Annual Cost to Insure: | $1,654.17 |
2012 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,282 |
| Erie | $1,352 |
| American Family | $1,374 |
| Progressive | $1,392 |
| Nationwide | $1,932 |
| Allstate | $2,612 |
| Average Annual Cost to Insure: | $1,657.33 |
2011 Chevrolet Volt insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,301 |
| Progressive | $1,320 |
| Erie | $1,324 |
| American Family | $1,442 |
| Nationwide | $1,675 |
| Allstate | $3,022 |
| Average Annual Cost to Insure: | $1,680.67 |
Best Chevrolet Volt Insurance Discounts: How to Lower Your Chevy Volt Insurance Premiums
Many car insurance carriers offer several discounts for Chevy Volt insurance. You can also possibly reduce the cost of your coverage even further by following any of these steps:
- Ask about Chevrolet Volt insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Ask about telematics programs: Your insurance company or Chevrolet may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Compare quotes from multiple carriers: Comparing Chevrolet Volt insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Chevy Volt insurance from a trusted carrier near you.
A local independent insurance agent can help you find the cheapest Chevy Volt insurance in your area and recommend even more ways to possibly bring your premiums down.
An Independent Insurance Agent Can Help You Get the Best Chevrolet Volt Insurance Quotes
Working together with a local independent insurance agent is a great way to save the most money possible on car insurance for your Chevrolet Volt. These agents shop and compare quotes from many different local car insurance carriers for you, then present you with only the results that offer the best blend of coverage and cost. Not only that, but down the line, they're available to help you file claims and update your coverage, too.
FAQs About Chevrolet Volt Insurance
How much does Chevrolet Volt insurance cost per year?
The average cost of Chevy Volt insurance is $1,772 per year, or approximately $148 per month, for full coverage. Your policy's costs may vary based on the specific type of Volt you drive and other factors.
What factors affect Chevrolet Volt insurance rates?
Your vehicle's model year, age, location, driving history, claims history, and other factors can all affect Chevy Volt insurance costs.
Are Chevrolet Volts expensive to insure?
Actually, no, the Chevy Volt is less expensive to insure, on average, than other hatchbacks. While the Volt's average premiums are $148 per month, other hatchbacks average $164 per month for full coverage.
What are the best carriers for Chevy Volt insurance?
We found that American Family, Progressive, and Erie are the best and cheapest car insurance companies for model-year 2019 Chevrolet Volt insurance in 2026.
Other Chevrolet Models
Sources
https://www.thezebra.com/auto-insurance/vehicles/chevrolet/volt/