The Dodge Grand Caravan debuted in 1987 and was a popular choice for large families. Though the vehicle was officially discontinued after the 2020 model, you can still spot plenty of Grand Caravans on the road today. No matter which year of the Dodge Grand Caravan you drive, it must be protected by the right car insurance.
When you're ready to shop for Grand Caravan insurance, a local independent insurance agent can also help you find the best coverage. They know which carriers offer quality Dodge insurance at a great rate. But first, here's a breakdown of Dodge Grand Caravan insurance costs by model year and top-rated insurance company for 2026.
Key Takeaways - Dodge Grand Caravan Car Insurance
Dodge Grand Caravan insurance costs an average of $1,622 per year, or approximately $135 per month, for full coverage in 2026.
Dodge Grand Caravan insurance rates vary widely by state, with good drivers in Michigan paying an average of $5,201 per year for full coverage, while those in Hawaii pay only $1,186.
Progressive, American Family, and USAA are the cheapest carriers for model-year 2020 Dodge Grand Caravan insurance this year.
Young drivers pay by far the most, on average, for Dodge Grand Caravan insurance, while adults pay the lowest rates until they reach their senior years.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Dodge Grand Caravan model.
What Is Dodge Grand Caravan Insurance?
Dodge Grand Caravan insurance is a car insurance policy with specific coverages tailored to your unique vehicle. As a minivan, the Grand Caravan needs mainly the same protection as other types of vehicles, including sedans. The Grand Caravan's insurance rates also tend to be cheaper, on average, than those for other vehicles.
Recommended coverage options for Dodge Grand Caravan drivers:
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
Add-on coverage options worth considering for a Dodge Grand Caravan:
- Dodge warranty insurance: This can extend Dodge's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- Gap insurance: If you have a new or financed Dodge vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Dodge parts during the repair process.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
Most states require certain types of car insurance by law. A local independent insurance agent can help you get set up with all the mandatory Dodge Grand Caravan insurance in your area.
How Much Does Dodge Grand Caravan Insurance Cost?
The average cost of full coverage car insurance for a Dodge Grand Caravan is $1,622 per year, or approximately $135 per month. However, several factors can influence the cost of Dodge insurance, including:
- The specific type of Grand Caravan you drive
- Your claims history
- Your location
- Your driving history
- Your credit score (where allowed)
- The types and amount of coverage you need
An independent insurance agent can help you find affordable Dodge Grand Caravan insurance near you.
Is the Dodge Grand Caravan Expensive to Insure?
No, the Dodge Grand Caravan is not expensive to insure compared to other vehicles, including other Dodges. The table below compares the average monthly premium for the Grand Caravan with those of other vehicles.
| Vehicle | Average Monthly Cost of Full Coverage |
|---|---|
| Dodge Grand Caravan | $135 |
| Dodge Vehicles | $186 |
| Other Vehicles | $175 |
Dodge Grand Caravan Insurance Costs by Model Year
Next, we'll break down several model years of the Dodge Grand Caravan and the average insurance costs for each.
| Model Year | Average Annual Cost of Minimum Coverage |
|---|---|
| 2020 Dodge Grand Caravan | $787 |
| 2019 Dodge Grand Caravan | $691 |
| 2018 Dodge Grand Caravan | $563 |
| 2017 Dodge Grand Caravan | $555 |
| 2016 Dodge Grand Caravan | $641 |
| 2015 Dodge Grand Caravan | $579 |
| 2014 Dodge Grand Caravan | $479 |
| 2013 Dodge Grand Caravan | $458 |
| 2012 Dodge Grand Caravan | $302 |
| 2011 Dodge Grand Caravan | $533 |
| 2010 Dodge Grand Caravan | $516 |
Cheapest Dodge Grand Caravan Car Insurance Companies for 2026
Many car insurance companies across the U.S. offer affordable Dodge Grand Caravan insurance. These top-rated car insurance companies provide the cheapest model-year 2020 Grand Caravan insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
|---|---|
| Progressive | $1,453 |
| American Family | $1,542 |
| USAA | $1,569 |
| Erie | $1,831 |
| Nationwide | $2,453 |
| Allstate | $2,770 |
Dodge Grand Caravan Car Insurance Rates by State and Driver Profile
Besides your driving record, your location and credit can also greatly impact the cost of auto insurance. Here are some average Dodge Grand Caravan car insurance rates by state and driver profile for 2026.
| State | Clean Record | Accident on Record | Poor Credit |
|---|---|---|---|
| Alabama | $2,700 | $3,960 | $5,086 |
| Alaska | $2,292 | $3,125 | $3,022 |
| Arizona | $2,560 | $3,698 | $5,406 |
| Arkansas | $2,784 | $4,439 | $4,879 |
| California | $3,107 | $5,564 | $3,140 |
| Colorado | $2,931 | $4,055 | $5,172 |
| Connecticut | $3,726 | $5,738 | $7,353 |
| Delaware | $3,069 | $4,133 | $5,274 |
| Florida | $3,657 | $5,106 | $6,590 |
| Georgia | $3,044 | $4,439 | $4,472 |
| Hawaii | $1,186 | $1,607 | $1,191 |
| Idaho | $2,073 | $2,726 | $3,315 |
| Illinois | $2,161 | $3,271 | $3,714 |
| Indiana | $2,220 | $3,419 | $3,857 |
| Iowa | $1,778 | $2,408 | $2,849 |
| Kansas | $2,313 | $3,438 | $3,970 |
| Kentucky | $3,429 | $5,028 | $5,911 |
| Louisiana | $4,414 | $6,637 | $7,166 |
| Maine | $1,604 | $2,265 | $3,335 |
| Maryland | $2,650 | $3,927 | $4,352 |
| Massachusetts | $2,111 | $3,717 | $2,155 |
| Michigan | $5,201 | $7,897 | $12,428 |
| Minnesota | $2,109 | $2,821 | $4,021 |
| Mississippi | $2,615 | $3,669 | $3,681 |
| Missouri | $2,427 | $3,419 | $4,583 |
| Montana | $2,508 | $3,463 | $4,027 |
| Nebraska | $2,082 | $3,078 | $3,368 |
| Nevada | $3,426 | $5,111 | $5,388 |
| New Hampshire | $2,349 | $3,786 | $4,738 |
| New Jersey | $2,621 | $4,131 | $5,390 |
| New Mexico | $2,725 | $4,019 | $4,178 |
| New York | $2,489 | $3,151 | $5,223 |
| North Carolina | $1,563 | $2,671 | $1,885 |
| North Dakota | $2,156 | $3,227 | $3,774 |
| Ohio | $1,896 | $2,884 | $3,011 |
| Oklahoma | $3,037 | $4,289 | $4,893 |
| Oregon | $2,710 | $3,666 | $4,355 |
| Pennsylvania | $2,260 | $3,417 | $3,932 |
| Rhode Island | $3,810 | $5,681 | $6,337 |
| South Carolina | $2,619 | $3,597 | $5,015 |
| South Dakota | $2,387 | $3,357 | $3,911 |
| Tennessee | $2,745 | $4,090 | $5,422 |
| Texas | $2,827 | $4,044 | $5,035 |
| Utah | $2,373 | $3,281 | $4,601 |
| Vermont | $1,855 | $2,780 | $3,000 |
| Virginia | $1,681 | $2,611 | $2,577 |
| Washington | $2,294 | $3,126 | $3,724 |
| West Virginia | $2,292 | $3,225 | $4,116 |
| Wisconsin | $2,279 | $3,554 | $4,010 |
| Wyoming | $2,166 | $2,983 | $3,175 |
Average Dodge Grand Caravan Insurance Rates by Age and Driver Profile
A driver's age is another major factor that determines car insurance rates. While young drivers pay the most, older adults pay the least. Rates typically begin to increase again around age 65. Here are some average Dodge Grand Caravan insurance rates by driver age and profile in 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
|---|---|---|---|
| 18 | $8,109 | $11,976 | $14,026 |
| 20 | $6,298 | $9,209 | $10,775 |
| 25 | $3,646 | $5,441 | $6,350 |
| 30 | $2,825 | $4,226 | $4,923 |
| 35 | $2,692 | $3,942 | $4,573 |
| 40 | $2,565 | $3,753 | $4,478 |
| 45 | $2,515 | $3,651 | $4,288 |
| 55 | $2,297 | $3,405 | $3,932 |
| 65 | $2,384 | $3,512 | $4,145 |
| 75 | $3,049 | $4,471 | $5,211 |
Best Dodge Grand Caravan Insurance Discounts: How to Lower Your Dodge Grand Caravan Insurance Premiums
Follow any of these easy steps to potentially reduce the cost of your Dodge Grand Caravan insurance:
- Ask about Dodge Grand Caravan insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Dodge Grand Caravan insurance from a trusted carrier near you.
- Compare quotes from multiple carriers: Comparing Dodge Grand Caravan insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Ask about telematics programs: Your insurance company or Dodge may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
A local independent insurance agent can help you find the cheapest Dodge Grand Caravan in your area and even recommend additional strategies to reduce your premiums further.
An Independent Insurance Agent Can Help You Get the Best Dodge Grand Caravan Insurance Quotes
When it's time to find the most affordable Dodge Grand Caravan insurance, no one's better equipped to help than a local independent insurance agent. These agents know where to find the best Dodge Grand Caravan insurance coverage and rates, and can shop and compare quotes and policy options from several carriers for you.
Even better, they'll help you score any discounts you're eligible for to bring your premium rates down even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Dodge Grand Caravan Insurance
How much does Dodge Grand Caravan insurance cost per year?
The average annual cost of full coverage for a Dodge Grand Caravan is $1,622 per year, or approximately $135 per month. The cost of your specific policy can vary depending on many factors, such as your age, location, and more.
Which factors can increase Dodge Grand Caravan insurance premiums?
If you've filed claims in the past, have any accidents or traffic violations on your record, or live in a high theft-risk area, these factors can all increase the cost of Dodge Grand Caravan insurance.
Is the Dodge Grand Caravan expensive to insure?
No, the Dodge Grand Caravan isn't expensive to insure when compared to other vehicles, including other Dodges.
What are the best and cheapest carriers for Dodge Grand Caravan insurance in 2026?
We found that Progressive, American Family, and USAA are the best and cheapest car insurance companies for model-year 2020 Dodge Grand Caravan insurance this year.
How can I get cheaper Dodge Grand Caravan insurance?
Finding cheaper Dodge Grand Caravan insurance is easy when you work with an independent insurance agent, who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
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Sources
https://www.insuranceopedia.com/auto-insurance/dodge-grand-caravan-car-insurance
https://www.thezebra.com/auto-insurance/vehicles/dodge/grand-caravan/