The Jeep Renegade is a subcompact crossover SUV that first debuted in the U.S. in 2014. Jeep discontinued the Renegade after the 2023 model year as consumers began to favor larger SUVs, but the vehicle is scheduled to return with a redesign in 2027. No matter which type of Renegade you drive, it needs to be protected with the right car insurance.
When it's time to find the best Jeep Renegade insurance, an independent insurance agent can assist you. These agents know where to get the right insurance for a Jeep Renegade at a great rate. But first, here's a deep dive into how much it costs to insure a Jeep Renegade by model year and top-rated insurance company in 2026.
Key Takeaways - Jeep Renegade Car Insurance
Jeep Renegade insurance costs an average of $1,778 per year, or approximately $148 per month, for full coverage in 2026.
Your age, location, credit, and driving history can all impact the cost of Jeep Renegade insurance.
American Family, Progressive, and USAA are the cheapest carriers for model-year 2023 Jeep Renegade insurance this year.
Jeep Renegade insurance costs vary considerably by state, with good drivers in Michigan paying an average of $1,962 annually for full coverage, while those in Hawaii pay only $919.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Jeep Renegade model.
What Is Jeep Renegade Insurance?
Jeep Renegade insurance is a special type of car insurance policy that includes customized coverage options for your specific vehicle. As a subcompact crossover SUV, the Renegade may require additional coverage beyond that of standard sedans. However, the Renegade's average car insurance rates trend cheaper than those for similar vehicles in its class.
Recommended coverage options for Jeep Renegade drivers:
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving an uninsured or underinsured driver, or after a hit-and-run.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
Add-on coverage options worth considering for a Jeep Renegade:
- Jeep warranty insurance: This can extend Jeep's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Jeep parts during the repair process.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- Gap insurance: If you have a new or financed Jeep vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
Most states require several types of car insurance. A local independent insurance agent can help you satisfy your state's minimum car insurance requirements for your Renegade so you can avoid noncompliance fines and other penalties.
How Much Does Jeep Renegade Insurance Cost?
The average cost of car insurance for a Jeep Renegade is $1,778 per year, or approximately $148 per month, for full coverage. However, several factors can influence the cost of Jeep insurance, including:
- The specific type of Renegade you drive
- The types and amount of coverage you need
- Your credit score (where allowed)
- Your driving history
- Your location
- Your claims history
- Vehicle safety features
- Annual mileage
An independent insurance agent can help you find the most affordable coverage, whether you're looking for Jeep Renegade full coverage insurance or a basic Jeep Renegade liability insurance policy.
Is the Jeep Renegade Expensive to Insure?
No, the Jeep Renegade isn't expensive to insure on average. The average monthly cost of Jeep Renegade auto insurance is $148, while the average for other SUVs is $184.
| Vehicle | Average Monthly Cost of Car Insurance |
| Jeep Renegade | $148 |
| All SUVs | $184 |
Jeep Renegade Insurance Costs by Model Year
Next, we'll break down all model years of the Jeep Renegade and the average insurance costs for each.
| Model Year | Average Annual Cost of Car Insurance |
| 2023 Jeep Renegade | $1,144 |
| 2022 Jeep Renegade | $709 |
| 2021 Jeep Renegade | $812 |
| 2020 Jeep Renegade | $812 |
| 2019 Jeep Renegade | $651 |
| 2018 Jeep Renegade | $461 |
| 2017 Jeep Renegade | $402 |
| 2016 Jeep Renegade | $626 |
| 2015 Jeep Renegade | $581 |
Cheapest Jeep Renegade Car Insurance Companies for 2026
Affordable Jeep Renegade insurance is available from many different insurers across the country. These top-rated car insurance companies provide the cheapest model-year 2023 Jeep Renegade insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,547 |
| Progressive | $1,564 |
| USAA | $1,585 |
| Erie | $1,750 |
| Nationwide | $2,132 |
| Allstate | $3,903 |
Jeep Renegade Car Insurance Rates by State and Driver Profile
Your location, credit, and driving history are all major factors that affect car insurance costs. Here are some average auto insurance rates for the Jeep Renegade by state and driver profile for 2026.
| State | Clean Record | Accident on Record | Poor Credit |
| Alabama | $2,032 | $2,985 | $3,788 |
| Alaska | $1,739 | $2,314 | $2,301 |
| Arizona | $1,928 | $2,765 | $4,075 |
| Arkansas | $2,115 | $3,298 | $3,612 |
| California | $2,397 | $4,127 | $2,378 |
| Colorado | $2,203 | $3,029 | $3,852 |
| Connecticut | $2,840 | $4,360 | $5,507 |
| Delaware | $2,323 | $3,070 | $3,946 |
| Florida | $2,741 | $3,869 | $4,937 |
| Georgia | $2,254 | $3,367 | $3,391 |
| Hawaii | $919 | $1,189 | $891 |
| Idaho | $1,580 | $2,044 | $2,506 |
| Illinois | $1,672 | $2,425 | $2,806 |
| Indiana | $1,640 | $2,590 | $2,854 |
| Iowa | $1,370 | $1,780 | $2,181 |
| Kansas | $1,738 | $2,618 | $3,010 |
| Kentucky | $2,512 | $3,743 | $4,469 |
| Louisiana | $3,291 | $4,982 | $5,414 |
| Maine | $1,252 | $1,682 | $2,563 |
| Maryland | $1,963 | $2,924 | $3,217 |
| Massachusetts | $1,651 | $2,849 | $1,568 |
| Michigan | $3,941 | $5,903 | $9,319 |
| Minnesota | $1,621 | $2,123 | $3,058 |
| Mississippi | $1,962 | $2,772 | $2,758 |
| Missouri | $1,839 | $2,657 | $3,438 |
| Montana | $1,832 | $2,538 | $3,002 |
| Nebraska | $1,556 | $2,336 | $2,527 |
| Nevada | $2,589 | $3,799 | $4,041 |
| New Hampshire | $1,773 | $2,805 | $3,611 |
| New Jersey | $1,946 | $3,129 | $4,090 |
| New Mexico | $2,040 | $3,040 | $3,120 |
| New York | $1,913 | $2,349 | $3,938 |
| North Carolina | $1,152 | $2,002 | $1,404 |
| North Dakota | $1,560 | $2,440 | $2,833 |
| Ohio | $1,411 | $2,139 | $2,244 |
| Oklahoma | $2,300 | $3,244 | $3,608 |
| Oregon | $2,092 | $2,801 | $3,287 |
| Pennsylvania | $1,724 | $2,510 | $2,985 |
| Rhode Island | $2,930 | $4,259 | $4,818 |
| South Carolina | $1,945 | $2,687 | $3,724 |
| South Dakota | $1,730 | $2,507 | $2,971 |
| Tennessee | $2,116 | $3,013 | $4,051 |
| Texas | $2,092 | $2,986 | $3,805 |
| Utah | $1,751 | $2,486 | $3,444 |
| Vermont | $1,348 | $2,073 | $2,208 |
| Virginia | $1,334 | $2,007 | $1,946 |
| Washington | $1,756 | $2,298 | $2,724 |
| West Virginia | $1,707 | $2,418 | $3,089 |
| Wisconsin | $1,753 | $2,651 | $3,006 |
| Wyoming | $1,558 | $2,277 | $2,367 |
Average Jeep Renegade Insurance Rates by Driver Age and Profile
Age also greatly influences car insurance rates. Teens and young drivers are likely to pay the most, by far, for Jeep Renegade insurance. Car insurance rates typically begin to drop dramatically around age 25.
Once a driver reaches about age 65, car insurance costs start to gradually climb again through their senior years. Here are some average insurance rates for the Jeep Renegade by driver age and profile for 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $6,105 | $8,976 | $10,565 |
| 20 | $4,734 | $6,980 | $8,144 |
| 25 | $2,792 | $4,120 | $4,716 |
| 30 | $2,125 | $3,138 | $3,745 |
| 35 | $2,017 | $3,018 | $3,488 |
| 40 | $1,954 | $2,818 | $3,361 |
| 45 | $1,883 | $2,803 | $3,238 |
| 55 | $1,776 | $2,586 | $2,991 |
| 65 | $1,801 | $2,672 | $3,069 |
| 75 | $2,281 | $3,364 | $3,915 |
Best Jeep Renegade Insurance Discounts: How to Lower Your Jeep Renegade Insurance Premiums
Though Jeep Renegade insurance tends to be affordable, you can possibly save even more money on your premiums by following any of these simple tips:
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Ask about Jeep Renegade insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Ask about telematics programs: Your insurance company or Jeep may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Compare quotes from multiple carriers: Comparing Jeep Renegade insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Jeep Renegade insurance from a trusted carrier near you.
Your independent insurance agent knows which carriers offer the most affordable Jeep Renegade insurance. They can help you find discounts and recommend other ways to reduce your premiums even further.
An Independent Insurance Agent Can Help You Get the Best Jeep Renegade Insurance Quotes
When it's time to find the most affordable Jeep Renegade insurance, no one's better equipped to help than a local independent insurance agent. Your agent knows which local carriers deliver the best overall blend of Jeep Renegade insurance coverage and cost.
Even better, they'll help you score any discounts you're eligible for to lower your premium rates even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Jeep Renegade Insurance
How much does Jeep Renegade insurance cost per year?
The average annual cost of full coverage for a Jeep Renegade is $1,778 per year, or approximately $148 per month. The cost of your specific policy can vary depending on many factors, such as your age, location, and more.
Which factors can increase Jeep Renegade insurance premiums?
Living in a high-theft area, having filed past claims, having poor credit, and having accidents on your record can all increase Jeep Renegade auto premiums.
Is the Jeep Renegade expensive to insure?
No, the Jeep Renegade isn't expensive to insure on average. The cost of a six-month full coverage policy is only $889.
What are the best and cheapest carriers for Jeep Renegade insurance in 2026?
We found that American Family, Progressive, and USAA are the best and cheapest car insurance companies for model-year 2023 Jeep Renegade insurance this year.
Is insurance cheaper for the Renegade than for other SUVs?
Yes, the Jeep Renegade's average insurance rates are cheaper than those for other SUVs. While the Renegade's average full coverage rates are just $148 per month, other SUVs average $184 per month.
How can I get cheaper Jeep Renegade insurance?
Finding cheaper Jeep Renegade insurance is easy when you work with an independent insurance agent, who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
Sources
https://www.thezebra.com/auto-insurance/vehicles/jeep/renegade/
https://www.insuranceopedia.com/auto-insurance/jeep-renegade-car-insurance