The Mazda Miata (or MX-5) is a two-passenger sports car that debuted in 1989.
If you have a Mazda Miata, you need to protect your investment with the right car insurance. The average cost of Miata insurance is around $943.28 per year, which is significantly lower than the current national average insurance cost of $1,311 per year.
An independent insurance agent can help you get the coverage you need. An agent in your area can get quotes from multiple insurance companies so you can get the best coverage for your needs and budget. Our breakdown of Mazda Miata insurance costs by model year will help you know what to expect.
How Much Does Mazda Miata Insurance Cost?
The average cost of car insurance for a Mazda Miata is about $943.28 per year, which is lower than the national average of $1,311 per year. While your car’s make and model have a major impact on your insurance costs, numerous other factors influence your car insurance premiums.
Your car insurance costs will be higher or lower than average depending on the following:
- Your age, gender, and marital status
- Your driving record
- Your credit score
- Where you live
- How far you drive each day
- The coverage and deductible you choose
You’ll need to purchase at least your state's minimum required insurance coverage. This will include bodily injury liability coverage and property damage liability coverage. Many states also require personal injury protection and uninsured motorist coverage.
Adding collision coverage, comprehensive coverage, and other optional coverage to your car insurance policy will provide even more protection. A local independent insurance agent can help you get the best Mazda Miata insurance coverage for your needs.
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The Average Cost of Mazda Miata Insurance by Model Year
The average cost of car insurance for a Mazda Miata is $943.28 per year or $78.61 per month. Next, we provide car insurance costs for a Mazda Miata by model year and top-rated insurance company.
2020 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Nationwide
|
$916 |
|
Vermont Mutual
|
$973 |
|
Acuity
|
$1,290 |
|
Arbella
|
$1,303 |
|
Plymouth Rock Assurance
|
$1,410 |
|
USAA
|
$1,460 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $102.11 |
$1,225.33 |
2019 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Nationwide
|
$1,064 |
|
Auto-Owners
|
$1,207 |
|
USAA
|
$1,256 |
|
Arbella
|
$1,291 |
|
Plymouth Rock Assurance
|
$1,327 |
|
Erie
|
$1,328 |
|
Acuity
|
$1,328 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $105.12 |
$1,261.32 |
2016 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Vermont Mutual
|
$874 |
|
Nationwide
|
$923 |
|
Erie
|
$1,073 |
|
USAA
|
$1,186 |
|
Arbella
|
$1,195 |
|
Acuity
|
$1,202 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $89.63 |
$1,075.50 |
2015 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Erie
|
$704 |
|
Vermont Mutual
|
$852 |
|
USAA
|
$908 |
|
Plymouth Rock Assurance
|
$914 |
|
Acuity
|
$933 |
|
Nationwide
|
$946 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $73.14 |
$876.17 |
2014 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Erie
|
$685 |
|
Vermont Mutual
|
$805 |
|
USAA
|
$835 |
|
Acuity
|
$845 |
|
Plymouth Rock Assurance
|
$891 |
|
Nationwide
|
$954 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $69.65 |
$835.83 |
2013 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Erie
|
$648 |
|
USAA
|
$730 |
|
Vermont Mutual
|
$759 |
|
Acuity
|
$800 |
|
Plymouth Rock Assurance
|
$867 |
|
Nationwide
|
$872 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $64.94 |
$779.33 |
2012 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Erie
|
$618 |
|
USAA
|
$639 |
|
Vermont Mutual
|
$736 |
|
Acuity
|
$772 |
|
Plymouth Rock Assurance
|
$848 |
|
Progressive
|
$865 |
|
Nationwide
|
$888 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $63.88 |
$766.57 |
2011 Mazda Miata Insurance Cost
| Top Insurance Companies |
Average Annual Cost |
|
Erie
|
$586 |
|
USAA
|
$630 |
|
Vermont Mutual
|
$692 |
|
Progressive
|
$801 |
|
Nationwide
|
$815 |
|
Plymouth Rock Assurance
|
$833 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $60.51 |
$726.17 |
How to Find the Best Mazda Miata Insurance
You can find the best Mazda Miata insurance by working with an independent insurance agent in your area. Independent agents shop and compare quotes from multiple insurance companies so you can choose the policy that best fits your coverage needs and budget requirements. Independent insurance agents are also there for you when you have to file a claim or to help you with any of your insurance needs.
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