The Mercedes-Benz GLE is available as a midsize luxury SUV or a coupe. The Mercedes-Benz GLE first debuted in the U.S. in 2015 and is still going strong with the newest 2026 model. No matter which type of Mercedes-Benz GLE you drive, it needs to be protected with the right car insurance.
When it's time to find the best Mercedes-Benz GLE insurance, an independent insurance agent can assist you. These agents know where to get the right Mercedes insurance at a great rate. But first, here's a closer look at how much it costs to insure a Mercedes-Benz GLE by model year and top-rated insurance company in 2026.
Key Takeaways - Mercedes-Benz GLE Car Insurance
Mercedes-Benz GLE insurance costs an average of $2,666 per year, or approximately $222 per month, for full coverage in 2026.
Mercedes-Benz GLE 350 insurance costs vary widely by state, with good drivers in Hawaii paying an average of only $1,333 annually for full coverage, while those in Michigan pay $5,767.
Your age, location, credit, model, and driving history are all major factors that can influence the cost of Mercedes-Benz GLE insurance.
Progressive, Nationwide, and American Family are the cheapest carriers for model-year 2025 Mercedes-Benz GLE insurance this year.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Mercedes-Benz GLE model.
What Is Mercedes-Benz GLE Insurance?
Mercedes-Benz GLE insurance is a specialized car insurance policy that offers customized coverage for your specific vehicle. As a luxury SUV or a coupe, the GLE may require additional coverage beyond that needed by standard sedans. Further, the GLE's average car insurance rates trend higher than those for similar vehicles in its class.
Recommended coverage options for Mercedes-Benz GLE drivers:
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
Add-on coverage options worth considering for a Mercedes-Benz GLE:
- Mercedes warranty insurance: This can extend Mercedes' manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Mercedes parts during the repair process.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- Gap insurance: If you have a new or financed Mercedes vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
It's critical to get set up with all the required auto insurance in your state to avoid penalties such as fines. A local independent insurance agent can help you get equipped with the mandatory Mercedes-Benz GLE car insurance for your area.
How Much Does Mercedes-Benz GLE Insurance Cost?
The average cost of car insurance for a Mercedes-Benz GLE is $2,666 per year, or approximately $222 per month, for full coverage. The average cost of full coverage insurance for a Mercedes-Benz GLE 350 is $2,880 per year, or approximately $240 per month. However, several factors can influence the cost of Mercedes insurance, including:
- The specific type of GLE you drive
- Annual mileage
- Your credit score (where allowed)
- The types and amount of coverage you need
- Your claims history
- Your location
- Vehicle safety features
- Your driving history
An independent insurance agent can help you find the most affordable coverage, whether you're looking for Mercedes-Benz GLE full coverage insurance or a basic Mercedes-Benz GLE liability insurance policy.
Is the Mercedes-Benz GLE Expensive to Insure?
Yes, the Mercedes-Benz GLE is slightly more expensive to insure than other Mercedes models, other SUVs, and all vehicles in general. The table below compares the GLE's average monthly auto insurance rates to those of other Mercedes vehicles, SUVs, and all cars.
| Vehicle | Average Monthly Cost of Full Coverage |
| Mercedes-Benz GLE | $222 |
| All Mercedes | $195 |
| All SUVs | $184 |
| All Cars | $175 |
Mercedes-Benz GLE Insurance Costs by Model Year
Next, we'll break down several model years of the Mercedes-Benz GLE and the average insurance costs for each.
| Model Year | Average Annual Cost of Car Insurance |
| 2026 Mercedes-Benz GLE* | $3,215 |
| 2025 Mercedes-Benz GLE | $2,037 |
| 2024 Mercedes-Benz GLE | $2,560 |
| 2023 Mercedes-Benz GLE | $1,203 |
| 2022 Mercedes-Benz GLE | $1,596 |
| 2021 Mercedes-Benz GLE | $1,361 |
| 2020 Mercedes-Benz GLE | $1,326 |
| 2019 Mercedes-Benz GLE | $1,073 |
| 2018 Mercedes-Benz GLE | $1,257 |
| 2017 Mercedes-Benz GLE | $1,070 |
| 2016 Mercedes-Benz GLE | $1,126 |
Note: The 2026 GLE's average rate is a projection based on the evaluation of inflation trends and current market data.
Cheapest Mercedes-Benz GLE Car Insurance Companies for 2026
You can find affordable Mercedes-Benz GLE insurance when you know which carriers to start with. These top-rated Mercedes car insurance companies provide the cheapest model-year 2025 GLE insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| Progressive | $2,056 |
| Nationwide | $2,136 |
| American Family | $2,518 |
| USAA | $2,769 |
| Erie | $3,111 |
| Allstate | $5,058 |
Mercedes-Benz GLE 350 Car Insurance Rates by State and Driver Profile
Your driving history, location, and credit can all have a major influence on car insurance premiums. Here are some average auto insurance rates for the Mercedes-Benz GLE 350 by state and driver profile for 2026.
| State | Clean Record | Accident on Record | Poor Credit |
| Alabama | $3,051 | $4,431 | $5,641 |
| Alaska | $2,524 | $3,498 | $3,400 |
| Arizona | $2,853 | $4,125 | $6,077 |
| Arkansas | $3,128 | $4,915 | $5,411 |
| California | $3,483 | $6,159 | $3,483 |
| Colorado | $3,250 | $4,549 | $5,771 |
| Connecticut | $4,152 | $6,440 | $8,175 |
| Delaware | $3,438 | $4,581 | $5,884 |
| Florida | $4,093 | $5,663 | $7,379 |
| Georgia | $3,337 | $4,990 | $5,031 |
| Hawaii | $1,333 | $1,810 | $1,333 |
| Idaho | $2,316 | $3,070 | $3,732 |
| Illinois | $2,424 | $3,664 | $4,178 |
| Indiana | $2,490 | $3,807 | $4,272 |
| Iowa | $1,973 | $2,705 | $3,181 |
| Kansas | $2,624 | $3,818 | $4,466 |
| Kentucky | $3,794 | $5,569 | $6,576 |
| Louisiana | $4,870 | $7,361 | $7,982 |
| Maine | $1,841 | $2,545 | $3,758 |
| Maryland | $2,980 | $4,337 | $4,817 |
| Massachusetts | $2,390 | $4,169 | $2,390 |
| Michigan | $5,767 | $8,788 | $13,862 |
| Minnesota | $2,374 | $3,165 | $4,457 |
| Mississippi | $2,866 | $4,087 | $4,114 |
| Missouri | $2,700 | $3,860 | $5,072 |
| Montana | $2,745 | $3,831 | $4,459 |
| Nebraska | $2,321 | $3,432 | $3,728 |
| Nevada | $3,828 | $5,678 | $5,998 |
| New Hampshire | $2,663 | $4,211 | $5,323 |
| New Jersey | $2,934 | $4,603 | $6,023 |
| New Mexico | $2,996 | $4,456 | $4,626 |
| New York | $2,775 | $3,494 | $5,833 |
| North Carolina | $1,720 | $2,955 | $2,108 |
| North Dakota | $2,354 | $3,578 | $4,231 |
| Ohio | $2,099 | $3,237 | $3,319 |
| Oklahoma | $3,352 | $4,799 | $5,404 |
| Oregon | $3,050 | $4,092 | $4,888 |
| Pennsylvania | $2,569 | $3,772 | $4,413 |
| Rhode Island | $4,289 | $6,292 | $7,085 |
| South Carolina | $2,913 | $4,037 | $5,572 |
| South Dakota | $2,613 | $3,766 | $4,345 |
| Tennessee | $3,074 | $4,525 | $6,026 |
| Texas | $3,096 | $4,472 | $5,562 |
| Utah | $2,633 | $3,690 | $5,077 |
| Vermont | $2,027 | $3,122 | $3,299 |
| Virginia | $1,909 | $2,932 | $2,874 |
| Washington | $2,528 | $3,431 | $4,097 |
| West Virginia | $2,544 | $3,642 | $4,563 |
| Wisconsin | $2,535 | $3,958 | $4,514 |
| Wyoming | $2,367 | $3,314 | $3,529 |
Average Mercedes-Benz GLE 350 Insurance Rates by Driver Age and Profile
Age is another major factor that influences car insurance premium calculations. Teens and young drivers pay the highest average insurance rates for a Mercedes-Benz GLE 350. Auto insurance rates tend to decline considerably starting around age 25.
However, once a driver reaches about age 65, auto insurance rates begin to climb through their senior years. Here are some average Mercedes-Benz GLE 350 insurance rates by driver age and profile for 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $9,090 | $13,348 | $15,615 |
| 20 | $7,005 | $10,286 | $12,033 |
| 25 | $4,104 | $6,026 | $7,050 |
| 30 | $3,197 | $4,694 | $5,492 |
| 35 | $2,994 | $4,397 | $5,144 |
| 40 | $2,880 | $4,228 | $4,947 |
| 45 | $2,802 | $4,115 | $4,814 |
| 55 | $2,570 | $3,774 | $4,415 |
| 65 | $2,681 | $3,936 | $4,605 |
| 75 | $3,384 | $4,968 | $5,812 |
Best Mercedes-Benz GLE Insurance Discounts: How to Lower Your Mercedes-Benz GLE Insurance Premiums
While Mercedes-Benz GLE insurance can be expensive, fortunately, there are several ways you can possibly lower your premiums. Follow any of these easy steps to get started:
- Compare quotes from multiple carriers: Comparing Mercedes-Benz GLE insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Mercedes-Benz GLE insurance from a trusted carrier near you.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Ask about telematics programs: Your insurance company or Mercedes may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Ask about Mercedes-Benz GLE insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
Working with an independent insurance agent is a great way to get matched to the most affordable Mercedes-Benz GLE insurance near you. Your agent can also recommend additional strategies that can help reduce your premiums even further.
An Independent Insurance Agent Can Help You Get the Best Mercedes-Benz GLE Insurance Quotes
When it's time to find the most affordable Mercedes-Benz GLE insurance, no one's better equipped to help than a local independent insurance agent. Your agent knows which local carriers deliver the best overall blend of Mercedes-Benz GLE insurance coverage and cost.
Even better, they'll help you score any discounts you're eligible for to lower your premium rates even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Mercedes-Benz GLE Insurance
How much does Mercedes-Benz GLE insurance cost per year?
The average annual cost of full coverage for a Mercedes-Benz GLE is $2,666 per year, or approximately $222 per month, for full coverage. However, the cost of your specific policy can vary depending on many factors, such as your age, location, and more.
Which factors can increase Mercedes-Benz GLE insurance premiums?
Having accidents or traffic violations on your record, poor credit, living in a high-theft rate area, or having filed car insurance claims in the past can all increase the cost of Mercedes-Benz GLE insurance.
Is the Mercedes-Benz GLE expensive to insure?
Yes, the Mercedes-Benz GLE is slightly expensive to insure on average when compared to other Mercedes vehicles, other SUVs, and other cars in general.
What are the best and cheapest carriers for Mercedes-Benz GLE insurance in 2026?
We found that Nationwide, Progressive, and American Family are the best and cheapest car insurance companies for model-year 2025 Mercedes-Benz GLE insurance this year.
How much is insurance for a Mercedes-Benz GLE 350 per year?
The average cost of full coverage insurance for a Mercedes-Benz GLE 350 is $2,880 per year, or approximately $240 per month.
How can I get cheaper Mercedes-Benz GLE insurance?
Finding cheaper Mercedes-Benz GLE insurance is easy when you work with an independent insurance agent, who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
Sources
https://www.insuranceopedia.com/auto-insurance/mercedes-benz-gle-car-insurance
https://www.thezebra.com/auto-insurance/vehicles/mercedes-benz/gle/
https://caredge.com/mercedes-benz/gle-350/insurance