The Nissan Cube is a compact car that first debuted in the U.S. in 2009. Though Nissan officially discontinued the Cube after the 2014 model, you can still spot these vehicles on the road today. If you own a Nissan Cube, it needs to be protected with the right car insurance.
When it's time to find the best Nissan Cube insurance, an independent insurance agent can assist you. These agents know where to get the right Nissan insurance at a great rate. But first, here's a deep dive into how much it costs to insure a Nissan Cube by model year and top-rated insurance company in 2026.
Key Takeaways - Nissan Cube Car Insurance
Nissan Cube insurance costs an average of $1,498 per year, or approximately $125 per month, for full coverage in 2026.
Progressive, USAA, and American Family are the cheapest carriers for model-year 2014 Nissan Cube insurance this year.
Your age, location, credit, and driving history are all major factors that can influence the cost of Nissan Cube insurance.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Nissan Cube model.
What Is Nissan Cube Insurance?
Nissan Cube insurance is a specialized car insurance policy that offers customized coverage for your specific vehicle. As a compact car, the Cube is unlikely to require additional coverage beyond that needed by standard sedans. Additionally, the Cube's average car insurance rates trend cheaper than those for similar vehicles in its class.
Recommended coverage options for Nissan Cube drivers:
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
Add-on coverage options worth considering for a Nissan Cube:
- Gap insurance: If you have a new or financed Nissan vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
- Nissan warranty insurance: This can extend Nissan's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Nissan parts during the repair process.
Work with a local independent insurance agent to get equipped with all the required Nissan Cube auto insurance in your area. This will help you avoid state penalties such as fines for being underinsured.
How Much Does Nissan Cube Insurance Cost?
The average cost of car insurance for a Nissan Cube is $1,498 per year, or approximately $125 per month, for full coverage. However, several factors can influence the cost of Nissan insurance, including:
- The specific type of Cube you drive
- Annual mileage
- Your claims history
- Your location
- Your credit score (where allowed)
- The types and amount of coverage you need
- Vehicle safety features
- Your driving history
An independent insurance agent can help you find the most affordable coverage, whether you're looking for Nissan Cube full coverage insurance or a basic Nissan Cube liability insurance policy. They'll help you find the right policy, whether you drive a manual or automatic Nissan Cube car.
Is the Nissan Cube Expensive to Insure?
No, the Nissan Cube isn't expensive to insure when compared to other Nissans and other vehicles in its class. The table below compares average auto insurance rates for the Nissan Cube with those for all Nissans and other hatchbacks.
| Vehicle | Average Monthly Cost of Full Coverage |
|---|---|
| Nissan Cube | $125 |
| All Nissans | $181 |
| All Hatchbacks | $164 |
Nissan Cube Insurance Costs by Model Year
Next, we'll break down several model years of the Nissan Cube and the average insurance costs for each.
| Model Year | Average Annual Cost of Car Insurance |
|---|---|
| 2014 Nissan Cube | $1,538 |
| 2013 Nissan Cube | $1,529 |
| 2012 Nissan Cube | $1,454 |
| 2011 Nissan Cube | $1,446 |
Cheapest Nissan Cube Car Insurance Companies for 2026
You can buy affordable Nissan Cube insurance from many different carriers across the country. These top-rated Nissan car insurance companies provide the cheapest model-year 2014 Cube insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
|---|---|
| Progressive | $1,131 |
| USAA | $1,137 |
| American Family | $1,246 |
| Erie | $1,502 |
| Nationwide | $1,775 |
| Allstate | $2,234 |
Nissan Cube Car Insurance Rates by State
Your location has a significant effect on car insurance premiums. You might pay much more for Nissan Cube insurance in one area than another. Work together with a local independent insurance agent to find the cheapest Nissan Cube auto insurance in your state.
Average Nissan Cube Insurance Rates by Driver Age and Profile
Your age, credit, and driving history can also play a major role in car insurance premium calculations. Teens and young drivers are likely to pay the highest average insurance rates for a Nissan Cube. Auto insurance rates tend to decline considerably starting around age 25.
Once a driver reaches about age 65, auto insurance rates begin to climb through their senior years. A local independent insurance agent can help you find the most affordable Nissan Cube insurance for your age group and profile.
Best Nissan Cube Insurance Discounts: How to Lower Your Nissan Cube Insurance Premiums
Though Nissan Cube insurance tends to already be affordable, it never hurts to save even more money when you can. Follow any of these easy strategies to potentially lower your premiums even further:
- Ask about Nissan Cube insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Compare quotes from multiple carriers: Comparing Nissan Cube insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Nissan Cube insurance from a trusted carrier near you.
- Ask about telematics programs: Your insurance company or Nissan may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
When you work with a local independent insurance agent, you can rest assured that you'll be matched to an outstanding car insurance carrier that offers affordable Nissan Cube insurance. Your agent can also help apply any car insurance discounts you're qualified for to bring your rates down as much as possible.
An Independent Insurance Agent Can Help You Get the Best Nissan Cube Insurance Quotes
When it's time to find the most affordable Nissan Cube insurance, no one's better equipped to help than a local independent insurance agent. Your agent knows which local carriers deliver the best overall blend of Nissan Cube insurance coverage and cost.
Even better, they'll help you score any discounts you're eligible for to bring your premium rates down even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Nissan Cube Insurance
How much does Nissan Cube insurance cost per year?
The average annual cost of full coverage for a Nissan Cube is $1,498 per year, or approximately $125 per month, for full coverage. However, the cost of your specific policy can vary depending on many factors, such as your age, location, and more.
Which factors can increase Nissan Cube insurance premiums?
If you've filed car insurance claims in the past, have traffic violations or accidents on your record, have poor credit, or live in a high-theft rate area, you might experience higher Nissan Cube premiums.
Is the Nissan Cube expensive to insure?
No, the Nissan Cube isn't expensive to insure when compared to other vehicles, including other Nissan models.
What are the best and cheapest carriers for Nissan Cube insurance in 2026?
We found that USAA, Progressive, and American Family are the best and cheapest car insurance companies for model-year 2014 Nissan Cube insurance this year.
Is insurance cheaper for the Nissan Cube than for other Nissans?
Yes, the Nissan Cube's average monthly car insurance rate of $125 is significantly lower than the $181 average for other Nissan vehicles.
How can I get cheaper Nissan Cube insurance?
Finding cheaper Nissan Cube insurance is easy when you work with an independent insurance agent, who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
Sources
https://www.thezebra.com/auto-insurance/vehicles/nissan/cube/
https://www.insuranceopedia.com/auto-insurance/nissan-altima-car-insurance