The Buick Regal had a long list of standard safety features and was loaded with technology. However, it was discontinued in the U.S. after the 2020 model year despite its reputation for being safe, reliable, and luxurious yet still very affordable. The Regal is also now quite affordable when it comes to car insurance.
If you're ready to shop for Buick Regal insurance, an independent insurance agent can help you. They'll get you matched to the policy that's the best blend of coverage and cost and meets all your needs. But first, here's a breakdown of how much it costs to insure a Buick Regal by model year and top-rated insurance company in 2026.
Key Takeaways - Buick Regal Car Insurance
Buick Regal insurance costs an average of $1,728 per year, or approximately $144 per month, for full coverage in 2026.
Buick Regals are, on average, cheaper to insure than many other popular Buick models.
The 2019 Buick Regal is more expensive to insure, on average, than other model years we compared, at an average of $1,849.67 annually.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Buick Regal model.
What Is Buick Regal Insurance?
Buick Regal insurance takes a standard car insurance policy and finishes it off with custom protections tailored for these unique vehicles. As a regular mid-sized sedan, many of its coverage needs are similar to those of any other car. Buick Regal insurance rates also tend to be lower than those for other vehicles in the same class, and much more affordable than coverage for other Buick models.
Recommended coverage options for Buick Regal drivers:
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
Add-on coverage options worth considering for a Buick Regal:
- Buick warranty insurance: This can extend Buick's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Buick parts during the repair process.
- Gap insurance: If you have a new or financed Buick vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
Your state likely requires you to have at least the minimum car insurance coverage by law to avoid fines and other penalties. An independent insurance agent can help you get set up with all the mandated Buick Regal insurance for your area.
How Much Does Buick Regal Insurance Cost?
The cost of full coverage car insurance for a Buick Regal averages about $1,728 per year, or approximately $144 per month. However, several factors can influence the cost of Buick insurance, including:
- The specific type of Regal you drive
- Your location
- Your driving history
- Your credit score (where allowed)
- The types and amount of coverage you need
- Your claims history
Working with an independent insurance agent can make finding affordable Buick Regal insurance much easier. These agents know where to find quality coverage at a great rate from a trusted local carrier.
Are Buick Regals Expensive to Insure Compared to Other Buick Models?
The Buick Regal is very affordable to insure when compared to other Buick models. Below, we compare the average annual cost of full coverage across a handful of popular Buick vehicles in 2026.
| Model | Average Annual Full Coverage Premium |
| Buick Regal | $1,728 |
| Buick Encore | $1,958 |
| Buick Verano | $2,148 |
| Buick Enclave | $2,340 |
| Buick Envision | $2,363 |
Buck Regal Insurance Costs by Model Year
The average cost of car insurance for a Buick Regal, across most model years, is about $1,728 per year. This breaks down to about $144 per month.
| Average cost to insure per month: | Average cost to insure per year: |
| $144 | $1,728 |
Next, we'll break down several different model years of the Buick Regal and the cost to insure each one by each top-rated carrier.
2020 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,420 |
| USAA | $1,556 |
| Progressive | $1,591 |
| Erie | $1,925 |
| Nationwide | $1,935 |
| Allstate | $2,627 |
| Average Annual Cost to Insure: | $1,842.33 |
2019 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,390 |
| USAA | $1,488 |
| Progressive | $1,560 |
| Erie | $1,843 |
| Nationwide | $2,327 |
| Allstate | $2,490 |
| Average Annual Cost to Insure: | $1,849.67 |
2018 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,381 |
| USAA | $1,515 |
| Progressive | $1,525 |
| Erie | $1,803 |
| Allstate | $2,166 |
| Nationwide | $2,271 |
| Average Annual Cost to Insure: | $1,776.83 |
2017 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,397 |
| American Family | $1,414 |
| Progressive | $1,454 |
| Erie | $1,651 |
| Nationwide | $1,925 |
| Allstate | $2,722 |
| Average Annual Cost to Insure: | $1,760.50 |
2016 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,312 |
| USAA | $1,345 |
| Progressive | $1,433 |
| Erie | $1,558 |
| Nationwide | $1,912 |
| Allstate | $2,285 |
| Average Annual Cost to Insure: | $1,640.83 |
2015 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,260 |
| American Family | $1,321 |
| Erie | $1,513 |
| Progressive | $1,526 |
| Nationwide | $1,798 |
| Allstate | $2,226 |
| Average Annual Cost to Insure: | $1,607.33 |
2014 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,238 |
| American Family | $1,352 |
| Progressive | $1,464 |
| Erie | $1,513 |
| Nationwide | $1,825 |
| Allstate | $2,177 |
| Average Annual Cost to Insure: | $1,594.17 |
2013 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,244 |
| American Family | $1,332 |
| Progressive | $1,396 |
| Erie | $1,453 |
| Nationwide | $1,844 |
| Allstate | $2,178 |
| Average Annual Cost to Insure: | $1,574.50 |
2012 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,141 |
| American Family | $1,212 |
| Progressive | $1,331 |
| Erie | $1,354 |
| Nationwide | $1,808 |
| Allstate | $2,242 |
| Average Annual Cost to Insure: | $1,514.67 |
2011 Buick Regal insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,100 |
| American Family | $1,190 |
| Erie | $1,289 |
| Progressive | $1,312 |
| Nationwide | $1,800 |
| Allstate | $2,264 |
| Average Annual Cost to Insure: | $1,492.50 |
Buick Car Insurance Rates by State
The cost of Buick Regal insurance can vary considerably by location. Here are some average rates for Buick car insurance across all models by state for 2026.
| State | Average Annual Cost of Full Coverage |
| Alabama | $2,345 |
| Alaska | $1,936 |
| Arizona | $2,203 |
| Arkansas | $2,408 |
| California | $2,671 |
| Colorado | $2,507 |
| Connecticut | $3,198 |
| Delaware | $2,642 |
| Florida | $3,140 |
| Hawaii | $1,033 |
| Idaho | $1,777 |
| Illinois | $1,869 |
| Indiana | $1,919 |
| Iowa | $1,508 |
| Kansas | $2,010 |
| Kentucky | $2,922 |
| Louisiana | $3,743 |
| Maine | $1,418 |
| Maryland | $2,288 |
| Massachusetts | $1,828 |
| Michigan | $4,437 |
| Minnesota | $1,822 |
| Mississippi | $2,197 |
| Missouri | $2,075 |
| Montana | $2,119 |
| Nebraska | $1,788 |
| Nevada | $2,953 |
| New Hampshire | $2,058 |
| New Jersey | $2,266 |
| New Mexico | $2,306 |
| New York | $2,142 |
| North Carolina | $1,327 |
| North Dakota | $1,807 |
| Ohio | $1,609 |
| Oklahoma | $2,583 |
| Oregon | $2,350 |
| Pennsylvania | $1,973 |
| Rhode Island | $3,307 |
| South Carolina | $2,250 |
| South Dakota | $2,006 |
| Tennessee | $2,372 |
| Texas | $2,391 |
| Utah | $2,023 |
| Vermont | $1,553 |
| Virginia | $1,478 |
| Washington | $1,946 |
| West Virginia | $1,950 |
| Wisconsin | $1,953 |
| Wyoming | $1,815 |
| Georgia | $2,565 |
Average Buick Insurance Rates by Age and Driver Profile
The price of Buick Regal insurance, and car insurance in general, can also vary widely based on a driver's age and driving history. In some locations, your credit score can also impact the cost of car insurance. Here are some average rates for Buick insurance as a whole by driver age and profile in 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $7,050 | $10,352 | $12,110 |
| 20 | $5,432 | $7,976 | $9,332 |
| 25 | $3,183 | $4,673 | $5,467 |
| 30 | $2,479 | $3,640 | $4,259 |
| 35 | $2,322 | $3,410 | $3,989 |
| 40 | $2,233 | $3,279 | $3,836 |
| 45 | $2,173 | $3,191 | $3,733 |
| 55 | $1,993 | $2,926 | $3,424 |
| 65 | $2,079 | $3,052 | $3,571 |
| 75 | $2,624 | $3,853 | $4,508 |
Best Buick Regal Insurance Discounts: How to Lower Your Buick Regal Insurance Premiums
Many car insurance companies provide several discount options for Buick Regal coverage. Further, there are several easy methods you can try to potentially reduce the cost of your Buick Regal insurance in 2026, such as the following.
- Ask about Buick Regal insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Ask about telematics programs: Your insurance company or Buick may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Compare quotes from multiple carriers: Comparing Buick Regal insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Buick Regal insurance from a trusted carrier near you.
Your independent insurance agent can help you find affordable, dependable Buick Regal insurance near you and also recommend other options to help reduce your car insurance premiums.
An Independent Insurance Agent Can Help You Get the Best Buick Regal Insurance Quotes
Working together with a local independent insurance agent is a great way to save the most money possible on car insurance for your Buick Regal. These agents shop and compare quotes from many different local car insurance carriers for you, then present you with only the results that offer the best blend of coverage and cost. Not only that, but down the line, they're available to help you file claims and update your coverage, too.
FAQs About Buick Regal Insurance
How much does Buick Regal insurance cost?
The average cost of Buick Regal insurance is $1,728 per year, or approximately $144 per month, for full coverage. Your policy's costs may vary based on the specific type of Regal you drive and other factors.
What factors affect Buick Regal insurance rates?
Many factors can influence the cost of Buick Regal insurance, such as your age, location, driving history, claims history, and more.
Are Buicks expensive to insure?
Not especially. Buicks can be more affordable to insure than other brands that offer luxury vehicles, and rates for the Regal tend to be cheaper than the national average cost for other mid-sized sedans.
What are the best carriers for Buick Regal insurance?
We found that American Family, USAA, and Progressive are the best and cheapest car insurance companies for model-year 2020 Buick Regal insurance in 2026.
Is Regal insurance cheaper than coverage for other Buick models?
Yes, Buick Regal insurance is much more affordable than coverage for other popular Buick models, such as the Verano, Enclave, Encore, and Envision.
Other Buick Models
Sources
https://www.thezebra.com/auto-insurance/vehicles/buick/regal/
https://www.insuranceopedia.com/auto-insurance/buick-car-insurance
https://caredge.com/buick/insurance