The Buick Verano is packed with technology, luxury, and safety features, making it an ideal choice for many drivers. The Verano ran for six model years and was discontinued after a brief run of 2017 models. The vehicle tends to score well on safety ratings and is rarely a target for theft, making it highly affordable to insure on average.
An independent insurance agent can help you get set up with the right car insurance for your Buick Verano. They'll help you find the best possible rates in your area. But first, here's a closer look at how much it costs to insure your Verano by model year and insurance company in 2026.
Key Takeaways - Buick Verano Car Insurance
Buick Verano insurance costs an average $2,148 per year, or approximately $179 per month, for full coverage.
Buick Veranos are, on average, cheaper to insure than many other popular Buick models.
The 2017 Buick Verano, the most recent model, is more expensive to insure, on average, than other model years, at an average of $3,116.33 annually.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Buick Verano model.
What Is Buick Verano Insurance?
Buick Verano insurance combines the coverage included in a standard car insurance policy with other types of protection tailored to your unique vehicle. As an entry-level luxury sedan, a Verano can require more coverage than an everyday vehicle. Fortunately, insurance rates for the Verano tend to be quite affordable, even when compared to other Buick models.
Recommended coverage options for Buick Verano drivers:
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
Add-on coverage options worth considering for a Buick Verano:
- Buick warranty insurance: This can extend Buick's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Buick parts during the repair process.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- Gap insurance: If you have a new or financed Buick vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
Your state likely requires certain types of car insurance by law. An independent insurance agent can help you review your Buick Verano coverage options and get set up with all the required insurance in your area.
How Much Does Buick Verano Insurance Cost?
Buick Verano car insurance rates average $2,148 per year, or approximately $179 per month, for full coverage. As a compact sedan, the Verano will never be considered a sports car. Its smaller size and reasonable engine size help keep insurance costs down. However, several factors can influence the cost of Buick insurance, including:
- The specific type of Verano you drive
- Your location
- The types and amount of coverage you need
- Your claims history
- Your driving history
- Your credit score (where allowed)
Working with an independent insurance agent is a great way to compare the best Buick Verano insurance quotes near you to find the most affordable coverage.
Are Buick Veranos Expensive to Insure Compared to Other Buick Models?
The Buick Verano is fairly affordable to insure when compared to other Buick models. Below, we compared the average annual cost of full coverage across a handful of popular Buick vehicles in 2026.
| Model | Average Annual Full Coverage Premium |
| Buick Encore | $1,958 |
| Buick Verano | $2,148 |
| Buick Enclave | $2,340 |
| Buick Envision | $2,363 |
Buick Verano Insurance Costs by Model Year
We found that the average cost to insure a Buick Verano with full coverage in 2026 across all model years is about $2,148 annually. This breaks down to about $179 per month.
| Average cost to insure per month: | Average cost to insure per year: |
| $179 | $2,148 |
Below, we'll break down each model year of the Buick Verano and the cost to insure by each top-rated carrier.
2017 Buick Verano insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,280 |
| Progressive | $1,336 |
| Nationwide | $1,998 |
| Erie | $2,753 |
| American Family | $4,230 |
| Allstate | $7,101 |
| Average Annual Cost to Insure: | $3,116.33 |
2016 Buick Verano insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,238 |
| Progressive | $1,342 |
| Nationwide | $1,883 |
| American Family | $2,271 |
| Erie | $2,358 |
| Allstate | $3,874 |
| Average Annual Cost to Insure: | $2,161 |
2015 Buick Verano insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| American Family | $1,110 |
| USAA | $1,214 |
| Progressive | $1,327 |
| Erie | $1,360 |
| Nationwide | $1,848 |
| Allstate | $2,368 |
| Average Annual Cost to Insure: | $1,537.83 |
2014 Buick Verano insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,177 |
| Progressive | $1,299 |
| Nationwide | $1,828 |
| Erie | $2,487 |
| American Family | $2,667 |
| Allstate | $4,360 |
| Average Annual Cost to Insure: | $2,303 |
2013 Buick Verano insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,133 |
| Progressive | $1,284 |
| Erie | $1,792 |
| American Family | $1,823 |
| Nationwide | $1,860 |
| Allstate | $3,106 |
| Average Annual Cost to Insure: | $1,833 |
2012 Buick Verano insurance
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| USAA | $1,094 |
| Progressive | $1,208 |
| American Family | $1,278 |
| Erie | $1,505 |
| Nationwide | $1,822 |
| Allstate | $2,219 |
| Average Annual Cost to Insure: | $1,521 |
Buick Car Insurance Rates by State
The cost of Buick Verano insurance can vary widely depending on your location. Here are some average rates for Buick car insurance across all models by state for 2026.
| State | Average Annual Cost of Full Coverage |
| Alabama | $2,345 |
| Alaska | $1,936 |
| Arizona | $2,203 |
| Arkansas | $2,408 |
| California | $2,671 |
| Colorado | $2,507 |
| Connecticut | $3,198 |
| Delaware | $2,642 |
| Florida | $3,140 |
| Georgia | $2,565 |
| Hawaii | $1,033 |
| Idaho | $1,777 |
| Illinois | $1,869 |
| Indiana | $1,919 |
| Iowa | $1,508 |
| Kansas | $2,010 |
| Kentucky | $2,922 |
| Louisiana | $3,743 |
| Maine | $1,418 |
| Maryland | $2,288 |
| Massachusetts | $1,828 |
| Michigan | $4,437 |
| Minnesota | $1,822 |
| Mississippi | $2,197 |
| Missouri | $2,075 |
| Montana | $2,119 |
| Nebraska | $1,788 |
| Nevada | $2,953 |
| New Hampshire | $2,058 |
| New Jersey | $2,266 |
| New Mexico | $2,306 |
| New York | $2,142 |
| North Carolina | $1,327 |
| North Dakota | $1,807 |
| Ohio | $1,609 |
| Oklahoma | $2,583 |
| Oregon | $2,350 |
| Pennsylvania | $1,973 |
| Rhode Island | $3,307 |
| South Carolina | $2,250 |
| South Dakota | $2,006 |
| Tennessee | $2,372 |
| Texas | $2,391 |
| Utah | $2,023 |
| Vermont | $1,553 |
| Virginia | $1,478 |
| Washington | $1,946 |
| West Virginia | $1,950 |
| Wisconsin | $1,953 |
| Wyoming | $1,815 |
Average Buick Insurance Rates by Age and Driver Profile
The cost of Buick Verano insurance, and car insurance in general, can also vary considerably based on the driver's age and whether they have a clean driving history. In certain locations, your credit score can also impact the cost of car insurance. Here are some average rates for Buick insurance as a whole by driver age and profile in 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $7,050 | $10,352 | $12,110 |
| 20 | $5,432 | $7,976 | $9,332 |
| 25 | $3,183 | $4,673 | $5,467 |
| 30 | $2,479 | $3,640 | $4,259 |
| 35 | $2,322 | $3,410 | $3,989 |
| 40 | $2,233 | $3,279 | $3,836 |
| 45 | $2,173 | $3,191 | $3,733 |
| 55 | $1,993 | $2,926 | $3,424 |
| 65 | $2,079 | $3,052 | $3,571 |
| 75 | $2,624 | $3,853 | $4,508 |
Best Buick Verano Insurance Discounts: How to Lower Your Buick Verano Insurance Premiums
Your car insurance company likely offers several discounts you can take advantage of to lower your Buick Verano coverage costs. You can also follow any of these tips to potentially lower your premiums for Buick Verano insurance in 2026.
- Ask about Buick Verano insurance discounts: Many car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Maintain a clean driving record: Steer clear of accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Ask about telematics programs: Your insurance company or Buick may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Compare quotes from multiple carriers: Comparing Buick Verano insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Buick Verano insurance from a trusted carrier near you.
Your independent insurance agent can help you find affordable, quality Buick Verano insurance near you and even recommend additional options to potentially reduce your car insurance premiums.
An Independent Insurance Agent Can Help You Get the Best Buick Verano Insurance Quotes
Working together with a local independent insurance agent is a great way to save the most money possible on car insurance for your Buick Verano. These agents shop and compare quotes from many different local car insurance carriers for you, then present you with only the results that offer the best blend of coverage and cost. Down the line, they're also available to help you file claims and update your coverage.
FAQs About Buick Verano Insurance
How much does Buick Verano insurance cost?
The average cost of Buick Verano insurance is $2,148 per year, or approximately $179 per month, for full coverage. Your policy's costs may vary based on the specific type of Verano you drive and other factors.
What factors affect Buick Verano insurance rates?
Many factors can influence the cost of Buick Verano insurance, such as your location, vehicle model year, age, driving history, claims history, and more.
Are Buicks expensive to insure?
Not especially. Buicks can be more affordable to insure than other brands that offer luxury vehicles, and rates for the Verano tend to be cheaper than the national average cost for entry-level luxury sedans.
What are the best carriers for Buick Verano insurance?
We found that USAA, Progressive, and Nationwide are the best and cheapest car insurance companies for model-year 2017 Buick Verano insurance in 2026.
Is Verano insurance cheaper than coverage for other Buick models?
Yes, Buick Verano insurance is more affordable than coverage for other popular Buick models, such as the Enclave and Envision. However, it is more expensive than coverage for the Encore.
Other Buick Models
Sources
https://www.thezebra.com/auto-insurance/vehicles/buick/verano/
https://www.insuranceopedia.com/auto-insurance/buick-car-insurance
https://caredge.com/buick/insurance