Chevy Spark Car Insurance Cost

Find out how much it costs to get car insurance for a Chevrolet Spark by model year and insurance company.
Author PhotoWritten by 
Ann Herro
Updated October 29, 2025
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The Chevy Spark is a subcompact hatchback car with a budget-conscious sticker price. The model was discontinued after the 2022 model year. 

If you have a Chevy Spark, you need to protect your investment with the right car insurance. The average cost of Spark insurance is around $896.43 per year, which is lower than the current national average insurance cost of $1,311 per year.

An independent insurance agent can help you get the coverage you need. An agent in your area can get quotes from multiple insurance companies so you can get the best coverage for your needs and budget. Our breakdown of Chevy Spark insurance costs by model year will help you know what to expect. 

How Much Is Chevy Spark Insurance? 

The average cost of car insurance for a Chevy Spark is about $896.43 per year, which is significantly lower than the national average of $1,311 per year. While your car’s make and model have a major impact on your insurance costs, numerous other factors influence your car insurance premiums.  

Your car insurance costs will be higher or lower than average depending on:

  • Your age, gender, and marital status
  • Your driving record
  • Your credit score
  • Where you live
  • How far you drive each day
  • The coverage and deductible you choose

You’ll need to purchase at least your state's minimum required insurance coverage. This will include bodily injury liability coverage and property damage liability coverage. Many states also require personal injury protection and uninsured motorist coverage

Adding collision coveragecomprehensive coverage, and other optional coverage types to your car insurance policy will provide even more protection. A local independent insurance agent can help you get the best Chevy Spark insurance coverage for your needs. 

The Average Cost of Chevy Spark Insurance

The average cost of car insurance for a Chevy Spark is $896.43 per year or $74.70 per month. Next, we provide car insurance costs for a Chevy Spark by model year and top-rated insurance company.

Average cost to insure per month: Average cost to insure per year:
$92.10 $1,105.15

How Much is Car Insurance for My Chevy Spark Model Year? 

We reviewed the average cost of car insurance for recent Chevy Spark models, as well as older models. 

2020 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Vermont Mutual $1,118
Nationwide $1,169
Erie $1,243
Mercury Insurance Company $1,249
Progressive $1,407
 
Average cost to insure per month: Average cost to insure per year:
$102.53 $1,230.33

2019 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Erie $1,127
Auto-Owners $1,156
USAA $1,164
Mercury Insurance Company $1,229
Nationwide $1,297
Progressive $1,397
Arbella $1,464
 
Average cost to insure per month: Average cost to insure per year:
$105.17 $1,262.00

2018 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Erie $821
Progressive $882
USAA $928
Acuity $1,167
Plymouth Rock Assurance $1,239
 
Average cost to insure per month: Average cost to insure per year:
$83.95 $1,007.40

2017 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Erie $791
USAA $844
Progressive $951
Vermont Mutual $1,031
Acuity $1,145
Plymouth Rock Assurance $1,192
 
Average cost to insure per month: Average cost to insure per year:
$82.69 $992.33

2016 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Vermont Mutual $938
Erie $939
USAA $1,075
Nationwide $1,119
Mercury Insurance Company $1,180
Arbella $1,271
 
Average cost to insure per month: Average cost to insure per year:
$90.58 $1,087.00

2015 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Erie $694
Progressive $835
USAA $854
Vermont Mutual $936
Acuity $1,067
Plymouth Rock Assurance $1,133
 
Average cost to insure per month: Average cost to insure per year:
$76.65 $919.83

2014 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Erie $681
Vermont Mutual $780
USAA $878
Acuity $932
Progressive $939
Arbella $1,045
Plymouth Rock Assurance $1,090
 
Average cost to insure per month: Average cost to insure per year:
$75.54 $906.43

2013 Chevy Spark Insurance Cost

    
Top Insurance Companies Average Annual Cost
Erie $635
USAA $732
Progressive $795
Vermont Mutual $867
Acuity $1,038
Plymouth Rock Assurance $1,070
Arbella $1,082
 
Average cost to insure per month: Average cost to insure per year:
$74.04 $888.43
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How to Find the Best Chevy Spark Car Insurance

You can find the best Chevy Spark insurance by working with an independent insurance agent in your area. Independent agents shop and compare quotes from multiple insurance companies so you can choose the policy that best fits your coverage needs and budget requirements. Independent insurance agents are there for you when you have to file a claim or to help you with any of your insurance needs.

Other Chevrolet Models

Sources

https://www.thezebra.com/auto-insurance/vehicles/chevrolet/spark/