The Chevrolet Impala has had quite an extensive history, having first debuted in 1958 as a stylish two-door convertible hardtop. Chevy introduced four-door hardtops and sedans the following year, and the Impala became one of the best-selling vehicles in the U.S. over time. Newer models are four-door full-sized sedans that offer a blend of style and ample cabin space for drivers and passengers alike. No matter what type of Impala you drive, it needs to be protected with the right car insurance.
When you're ready to get set up with the best Chevrolet Impala insurance, an independent insurance agent can help you find coverage. These agents know where to find Chevrolet insurance at a great rate. But first, here's a closer look at how much it costs to insure a Chevy Impala by model year and top-rated insurance company in 2026.
Key Takeaways - Chevrolet Impala Car Insurance
Chevrolet Impala insurance costs an average of $1,722 per year, or approximately $144 per month, for full coverage in 2026.
Travelers, The Hartford, and Allstate are the cheapest carriers for model-year 2025 Chevy Impala insurance this year.
Chevy Impala insurance rates vary widely by state, with good drivers in Michigan paying an average of $4,797 per year for full coverage, while those in Hawaii pay only $1,085.
Young drivers pay the most, on average, for Impala insurance, while adults age 25 and over pay the least until they reach age 65.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Chevrolet Impala model.
What Is Chevrolet Impala Insurance?
Chevrolet Impala insurance is essentially a standard car insurance policy that's topped off with custom coverages tailored to your unique vehicle. Chevy Impalas may require specialized coverage for their custom parts. However, Chevrolet Impala insurance isn't necessarily expensive when compared to other vehicles in its class.
Recommended coverage options for Chevrolet Impala drivers:
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
Add-on coverage options worth considering for a Chevrolet Impala:
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
- Gap insurance: If you have a new or financed Chevy vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Chevy parts during the repair process.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
- Chevrolet warranty insurance: This can extend Chevrolet's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
Most states require you to purchase at least certain types of car insurance by law. A local independent insurance agent can help you satisfy these requirements and get set up with all the coverage you need for your Impala.
How Much Does Chevrolet Impala Insurance Cost?
The average cost of full coverage car insurance for a Chevy Impala in 2026 is $1,722 per year, or approximately $144 per month. However, several factors can affect Chevy insurance costs, including:
- The specific type of Impala you drive
- Your location
- The types and amount of coverage you need
- Your driving history
- Your credit score (where allowed)
- Your claims history
An independent insurance agent can help you find affordable Chevrolet Impala insurance near you.
Chevrolet Impala Insurance Costs by Model Year
Next, we'll break down several model years of the Chevrolet Impala and the average insurance costs for each.
| Model Year | Average Annual Cost of Full Coverage |
| 2026 Chevrolet Impala | $1,685 |
| 2025 Chevrolet Impala | $1,473 |
| 2022 Chevrolet Impala | $1,371 |
| 2021 Chevrolet Impala | $1,274 |
| 2020 Chevrolet Impala | $797 |
| 2019 Chevrolet Impala | $458 |
| 2018 Chevrolet Impala | $479 |
| 2017 Chevrolet Impala | $506 |
| 2016 Chevrolet Impala | $870 |
| 2015 Chevrolet Impala | $821 |
| 2014 Chevrolet Impala | $604 |
| 2013 Chevrolet Impala | $481 |
| 2012 Chevrolet Impala | $486 |
| 2011 Chevrolet Impala | $336 |
| 2010 Chevrolet Impala | $352 |
Cheapest Chevrolet Impala Car Insurance Companies for 2026
Many car insurance companies offer affordable Chevy Impala insurance. These top-rated car insurance companies provide the cheapest model-year 2025 Chevrolet Impala insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| Travelers | $1,140 |
| The Hartford | $1,140 |
| Allstate | $1,400 |
| Progressive | $1,600 |
| Liberty Mutual | $1,700 |
| Nationwide | $1,800 |
| USAA | $1,900 |
Chevrolet Impala Car Insurance Rates by State and Driver Profile
Your location and driving history greatly impact the cost of your car insurance. Having a recent accident or another traffic violation on your record, or having poor credit, can all lead to much higher premiums. Here are some average Chevy Impala car insurance rates by state and driver profile for 2026.
| State | Clean Record | Accident on Record | Poor Credit |
| Alabama | $2,566 | $3,730 | $4,686 |
| Alaska | $2,077 | $2,879 | $2,786 |
| Arizona | $2,359 | $3,465 | $5,072 |
| Arkansas | $2,614 | $4,085 | $4,527 |
| California | $2,884 | $5,103 | $2,849 |
| Colorado | $2,675 | $3,730 | $4,784 |
| Connecticut | $3,436 | $5,307 | $6,741 |
| Delaware | $2,852 | $3,853 | $4,877 |
| Florida | $3,415 | $4,668 | $6,084 |
| Georgia | $2,736 | $4,124 | $4,162 |
| Hawaii | $1,085 | $1,514 | $1,113 |
| Idaho | $1,942 | $2,579 | $3,060 |
| Illinois | $2,033 | $3,076 | $3,427 |
| Indiana | $2,032 | $3,155 | $3,503 |
| Iowa | $1,611 | $2,271 | $2,644 |
| Kansas | $2,195 | $3,212 | $3,725 |
| Kentucky | $3,135 | $4,612 | $5,490 |
| Louisiana | $4,036 | $6,090 | $6,667 |
| Maine | $1,566 | $2,069 | $3,076 |
| Maryland | $2,454 | $3,639 | $3,968 |
| Massachusetts | $1,981 | $3,508 | $1,952 |
| Michigan | $4,797 | $7,284 | $11,491 |
| Minnesota | $2,015 | $2,586 | $3,686 |
| Mississippi | $2,392 | $3,367 | $3,377 |
| Missouri | $2,271 | $3,209 | $4,226 |
| Montana | $2,242 | $3,218 | $3,729 |
| Nebraska | $1,962 | $2,846 | $3,101 |
| Nevada | $3,131 | $4,750 | $4,991 |
| New Hampshire | $2,204 | $3,536 | $4,417 |
| New Jersey | $2,457 | $3,844 | $5,045 |
| New Mexico | $2,465 | $3,747 | $3,826 |
| New York | $2,268 | $2,893 | $4,868 |
| North Carolina | $1,427 | $2,475 | $1,726 |
| North Dakota | $1,912 | $3,005 | $3,471 |
| Ohio | $1,720 | $2,667 | $2,778 |
| Oklahoma | $2,791 | $3,942 | $4,439 |
| Oregon | $2,537 | $3,375 | $4,022 |
| Pennsylvania | $2,168 | $3,159 | $3,678 |
| Rhode Island | $3,537 | $5,254 | $5,897 |
| South Carolina | $2,432 | $3,381 | $4,663 |
| South Dakota | $2,148 | $3,135 | $3,578 |
| Tennessee | $2,560 | $3,713 | $4,982 |
| Texas | $2,604 | $3,754 | $4,584 |
| Utah | $2,203 | $3,101 | $4,182 |
| Vermont | $1,708 | $2,601 | $2,784 |
| Virginia | $1,635 | $2,436 | $2,352 |
| Washington | $2,082 | $2,892 | $3,354 |
| West Virginia | $2,141 | $3,044 | $3,761 |
| Wisconsin | $2,091 | $3,327 | $3,773 |
| Wyoming | $2,009 | $2,785 | $2,948 |
Average Chevrolet Impala Insurance Rates by Driver Age and Profile
Drivers below the age of 25 tend to pay the most for car insurance for any type of vehicle. After that, rates tend to fall considerably until the driver reaches their senior years. Here are some average Chevy Impala insurance rates by driver age and profile in 2026.
| Driver Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $7,547 | $11,051 | $13,014 |
| 20 | $5,820 | $8,574 | $10,023 |
| 25 | $3,365 | $4,996 | $5,845 |
| 30 | $2,623 | $3,865 | $4,569 |
| 35 | $2,469 | $3,694 | $4,256 |
| 40 | $2,394 | $3,562 | $4,148 |
| 45 | $2,286 | $3,407 | $4,010 |
| 55 | $2,144 | $3,147 | $3,667 |
| 65 | $2,195 | $3,265 | $3,836 |
| 75 | $2,852 | $4,141 | $4,823 |
Best Chevrolet Impala Insurance Discounts: How to Lower Your Chevy Impala Insurance Premiums
Follow any of these easy steps to potentially reduce the cost of your Chevrolet Impala insurance this year.
- Ask about Chevy Impala insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Ask about telematics programs: Your insurance company or Chevrolet may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Compare quotes from multiple carriers: Comparing Chevrolet Impala insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Chevy Impala insurance from a trusted carrier near you.
A local independent insurance agent can get you matched to the cheapest Chevy Impala insurance with ease. They can also recommend additional ways you can possibly lower your auto insurance premiums.
An Independent Insurance Agent Can Help You Get the Best Chevrolet Impala Insurance Quotes
When it's time to find the most affordable Chevrolet Impala insurance, no one's better equipped to help than a local independent insurance agent. These agents know where to find the best Chevy Impala insurance coverage and rates, and can shop and compare quotes and policy options from several carriers for you.
Even better, they'll help you score any discounts you're eligible for to bring your premium rates down even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Chevrolet Impala Insurance
How much does Chevrolet Impala insurance cost per year?
The average annual cost of full coverage for a Chevy Impala is $1,722 per year, or approximately $144 per month. The cost of your policy can vary depending on your age, location, and other factors.
Which factors can increase Chevrolet Impala insurance premiums?
If you've filed claims in the past, have any traffic accidents or violations on your record, or have poor credit, these factors can all increase the cost of Chevy Impala insurance.
Are Chevrolet Impalas expensive to insure?
No, Chevy Impalas are not expensive to insure compared to the average rates for many other vehicles in 2026.
What are the best carriers for Chevy Impala insurance?
We found that Travelers, The Hartford, and Allstate are the best and cheapest car insurance companies for model-year 2025 Chevrolet Impala insurance this year.
How can I get cheaper Chevrolet Impala insurance?
It's easy to find cheaper Chevy Impala insurance when you work with an independent insurance agent, who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
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Sources
https://www.insuranceopedia.com/auto-insurance/chevrolet-impala-car-insurance
https://www.thezebra.com/auto-insurance/vehicles/chevrolet/impala/