The Chevrolet Traverse is a mid-size SUV with ample cargo space and many advanced tech features. Each model features a 2.5-liter four-cylinder engine with its eight-speed automatic transmission. No matter what type of Traverse you drive, it needs to be protected with the right car insurance.
When you're ready to find the best Chevrolet Traverse insurance, an independent insurance agent can help you get coverage. These agents know where to find quality, affordable Chevrolet insurance. But first, here's a closer look at how much it costs to insure a Chevy Traverse by model year and top-rated insurance company in 2026.
Key Takeaways - Chevrolet Traverse Car Insurance
Chevrolet Traverse insurance costs an average of $1,740 per year, or approximately $145 per month, for full coverage in 2026.
Chevy Traverse insurance rates vary widely by state, with good drivers in Michigan paying an average of $4,792 per year for full coverage, while those in Hawaii pay only $1,108.
Young drivers pay the most, on average, for Traverse insurance, while adults age 25 and over pay the least until they reach age 65.
Progressive, Nationwide, and USAA are the cheapest carriers for model-year 2025 Chevy Traverse insurance this year.
Working with an independent insurance agent is highly recommended, as they can tailor a policy to meet the coverage needs of your unique Chevrolet Traverse model.
What Is Chevrolet Traverse Insurance?
Chevy Traverse insurance blends standard car insurance coverage with custom protections for your unique vehicle. Though it's not an official luxury vehicle, newer models of the Traverse offer a classy, luxurious feel.
These vehicles may require specialized coverage beyond that needed for other cars in their class. However, its average coverage rates tend to be affordable.
Recommended coverage options for Chevrolet Traverse drivers:
- Liability insurance: This covers the cost of lawsuits and other expenses stemming from third-party claims of bodily injury or personal property damage caused by your vehicle.
- Collision insurance: This pays for damage to your car from a collision with another object, regardless of fault.
- Comprehensive insurance: This pays for damage to your car due to a non-collision event, such as a flood or theft.
- Personal injury protection: This coverage pays for the cost of your injuries and those of your passengers, as well as lost wages resulting from an accident, regardless of fault.
- Uninsured/underinsured motorist insurance: This coverage pays for expenses resulting from an accident involving a driver who is uninsured or underinsured, or after a hit-and-run.
- Medical payments coverage: This coverage pays for the cost of your injuries and those of your passengers after an accident, regardless of fault.
- Towing and roadside assistance coverage: This covers the cost of professional towing and roadside assistance services if your vehicle breaks down on the side of the road.
Add-on coverage options worth considering for a Chevrolet Traverse:
- Gap insurance: If you have a new or financed Chevy vehicle, this coverage can pay the difference in the amount owed on a loan or lease and the amount your insurance pays for your vehicle after a total covered loss.
- OEM parts coverage: This coverage can pay to replace your vehicle's parts with genuine Chevy parts during the repair process.
- New car replacement coverage: This can cover the cost of replacing your vehicle with another of the same model if your car is stolen or totaled due to a covered cause within the first year of ownership.
- Chevrolet warranty insurance: This can extend Chevrolet's manufacturer warranty to cover the cost of future routine maintenance and repairs, where available.
- Accident forgiveness coverage: This coverage can help you avoid a car insurance premium rate increase following an accident.
You're likely required to carry at least the minimum auto insurance by law in your state. A local independent insurance agent can help you satisfy your state's car insurance requirements when insuring your Traverse.
How Much Does Chevrolet Traverse Insurance Cost?
The average cost of full coverage car insurance for a Chevy Traverse in 2026 is $1,740 per year, or approximately $145 per month. However, several factors can affect Chevy insurance costs, including:
- The specific type of Traverse you drive
- Your driving history
- Your credit score (where allowed)
- Your claims history
- Your location
- The types and amount of coverage you need
An independent insurance agent can help you find cheap Chevrolet Traverse insurance near you.
Is the Chevrolet Traverse Expensive to Insure?
No, the Chevy Traverse isn't expensive to insure when compared to other vehicles and even other Chevrolets. The table below compares the average monthly premium for the Traverse and other Chevy and vehicle models.
| Vehicle | Average Monthly Cost of Full Coverage |
| Chevrolet Traverse | $145 |
| Chevy Vehicles | $166 |
| All Vehicles | $175 |
Chevrolet Traverse Insurance Costs by Model Year
Next, we'll break down several model years of the Chevrolet Traverse and the average insurance costs for each.
| Model Year | Average Annual Cost of Full Coverage |
| 2026 Chevrolet Traverse | $2,168 |
| 2025 Chevrolet Traverse | $1,812 |
| 2023 Chevrolet Traverse | $909 |
| 2022 Chevrolet Traverse | $872 |
| 2021 Chevrolet Traverse | $851 |
| 2020 Chevrolet Traverse | $615 |
| 2019 Chevrolet Traverse | $415 |
| 2018 Chevrolet Traverse | $553 |
| 2017 Chevrolet Traverse | $576 |
| 2016 Chevrolet Traverse | $452 |
| 2015 Chevrolet Traverse | $371 |
| 2014 Chevrolet Traverse | $509 |
| 2013 Chevrolet Traverse | $551 |
| 2012 Chevrolet Traverse | $446 |
| 2011 Chevrolet Traverse | $496 |
| 2010 Chevrolet Traverse | $555 |
Cheapest Chevrolet Traverse Car Insurance Companies for 2026
Many car insurance companies offer affordable Chevy Traverse insurance. These top-rated car insurance companies provide the cheapest model-year 2025 Chevrolet Traverse insurance in 2026.
| Top Car Insurance Companies | Average Annual Cost of Full Coverage |
| Progressive | $1,585 |
| Nationwide | $1,735 |
| USAA | $1,740 |
| American Family | $1,852 |
| Erie | $2,098 |
| Allstate | $3,564 |
Chevrolet Traverse Car Insurance Rates by State and Driver Profile
Where you live, how clean your driving record is, and your credit standing can all impact the cost of your Chevy Traverse insurance. Here are some average Chevy Traverse car insurance rates by state and driver profile for 2026.
| State | Clean Record | Accident on Record | Poor Credit |
| Alabama | $2,535 | $3,682 | $4,687 |
| Alaska | $2,097 | $2,907 | $2,825 |
| Arizona | $2,371 | $3,427 | $5,049 |
| Arkansas | $2,599 | $4,084 | $4,496 |
| California | $2,894 | $5,118 | $2,894 |
| Colorado | $2,701 | $3,779 | $4,795 |
| Connecticut | $3,450 | $5,351 | $6,792 |
| Delaware | $2,856 | $3,807 | $4,889 |
| Florida | $3,401 | $4,705 | $6,131 |
| Georgia | $2,773 | $4,146 | $4,180 |
| Hawaii | $1,108 | $1,504 | $1,108 |
| Idaho | $1,924 | $2,551 | $3,101 |
| Illinois | $2,014 | $3,044 | $3,471 |
| Indiana | $2,069 | $3,163 | $3,550 |
| Iowa | $1,639 | $2,248 | $2,643 |
| Kansas | $2,180 | $3,172 | $3,711 |
| Kentucky | $3,152 | $4,627 | $5,464 |
| Louisiana | $4,046 | $6,117 | $6,632 |
| Maine | $1,530 | $2,115 | $3,123 |
| Maryland | $2,476 | $3,604 | $4,003 |
| Massachusetts | $1,986 | $3,464 | $1,986 |
| Michigan | $4,792 | $7,302 | $11,518 |
| Minnesota | $1,973 | $2,630 | $3,703 |
| Mississippi | $2,381 | $3,396 | $3,418 |
| Missouri | $2,244 | $3,208 | $4,214 |
| Montana | $2,281 | $3,183 | $3,705 |
| Nebraska | $1,928 | $2,852 | $3,098 |
| Nevada | $3,181 | $4,718 | $4,984 |
| New Hampshire | $2,212 | $3,499 | $4,423 |
| New Jersey | $2,438 | $3,824 | $5,005 |
| New Mexico | $2,489 | $3,703 | $3,844 |
| New York | $2,306 | $2,904 | $4,847 |
| North Carolina | $1,429 | $2,456 | $1,751 |
| North Dakota | $1,956 | $2,973 | $3,516 |
| Ohio | $1,744 | $2,690 | $2,758 |
| Oklahoma | $2,785 | $3,988 | $4,490 |
| Oregon | $2,534 | $3,400 | $4,062 |
| Pennsylvania | $2,135 | $3,134 | $3,667 |
| Rhode Island | $3,564 | $5,228 | $5,887 |
| South Carolina | $2,420 | $3,354 | $4,630 |
| South Dakota | $2,172 | $3,129 | $3,611 |
| Tennessee | $2,554 | $3,760 | $5,007 |
| Texas | $2,572 | $3,716 | $4,622 |
| Utah | $2,188 | $3,066 | $4,219 |
| Vermont | $1,684 | $2,594 | $2,742 |
| Virginia | $1,587 | $2,436 | $2,388 |
| Washington | $2,100 | $2,851 | $3,404 |
| West Virginia | $2,113 | $3,026 | $3,792 |
| Wisconsin | $2,107 | $3,289 | $3,751 |
| Wyoming | $1,967 | $2,753 | $2,932 |
Average Chevrolet Traverse Insurance Rates by Driver Age and Profile
Teen and young adult drivers can expect to pay the most for Chevy Traverse insurance, while adults age 25 and over tend to pay the least until they reach age 65, and rates begin to increase again. Here are some average Chevrolet Traverse insurance rates by driver age and profile in 2026.
| Age | Clean Record | Accident on Record | Poor Credit |
| 18 | $7,553 | $11,091 | $12,975 |
| 20 | $5,820 | $8,546 | $9,998 |
| 25 | $3,410 | $5,007 | $5,858 |
| 30 | $2,656 | $3,901 | $4,563 |
| 35 | $2,488 | $3,653 | $4,274 |
| 40 | $2,393 | $3,514 | $4,110 |
| 45 | $2,328 | $3,419 | $4,000 |
| 55 | $2,135 | $3,136 | $3,668 |
| 65 | $2,227 | $3,271 | $3,826 |
| 75 | $2,811 | $4,128 | $4,829 |
Best Chevrolet Traverse Insurance Discounts: How to Lower Your Chevy Traverse Insurance Premiums
Follow any of these easy steps to help lower the cost of your Chevrolet Traverse insurance premiums this year.
- Ask about telematics programs: Your insurance company or Chevrolet may offer programs that track your driving habits or vehicle usage to help reduce your insurance rates.
- Maintain a clean driving record: Avoid accidents, tickets, and other traffic violations to earn good driver discounts and possibly reduce your premium rates.
- Choose a higher deductible: Selecting a higher deductible can lower your car insurance premium rates, but keep in mind that you'll have to pay more each time you file a claim.
- Ask about Chevy Traverse insurance discounts: Most car insurance companies offer discounts for bundling policies, insuring multiple vehicles, maintaining low annual mileage, and storing your vehicle in a garage.
- Compare quotes from multiple carriers: Comparing Chevrolet Traverse insurance quotes from multiple carriers in your area can help you find the best rate for your coverage.
- Work with an independent insurance agent: A local independent insurance agent can find the cheapest Chevy Traverse insurance from a trusted carrier near you.
Your independent insurance agent can help you find the lowest rates for Chevy Traverse insurance in your town. They can also recommend additional ways to reduce your premiums.
An Independent Insurance Agent Can Help You Get the Best Chevrolet Traverse Insurance Quotes
When it's time to find the most affordable Chevrolet Traverse insurance, no one's better equipped to help than a local independent insurance agent. These agents know where to find the best Chevy Traverse insurance coverage and rates, and can shop and compare quotes and policy options from several carriers for you.
Even better, they'll help you score any discounts you're eligible for to bring your premium rates down even further. And down the road, your agent will still be there to help you file car insurance claims or update your coverage when necessary.
FAQs About Chevrolet Traverse Insurance
How much does Chevrolet Traverse insurance cost per year?
The average annual cost of full coverage for a Chevy Traverse is $1,740 per year, or approximately $145 per month. The cost of your policy can vary depending on your age, location, and other factors.
Which factors can increase Chevrolet Traverse insurance premiums?
If you've filed claims in the past, have any traffic accidents or violations on your record, or have poor credit, these factors can all increase the cost of Chevy Traverse insurance.
Is the Chevrolet Traverse expensive to insure?
No, the Chevy Traverse is not expensive to insure compared to other Chevy vehicles and other cars in general.
What are the best carriers for Chevy Traverse insurance?
We found that Progressive, Nationwide, and USAA are the best and cheapest car insurance companies for model-year 2025 Chevrolet Traverse insurance this year.
How can I get cheaper Chevrolet Traverse insurance?
It's easy to find cheaper Chevy Traverse insurance when you work with an independent insurance agent, who can shop and compare quotes from multiple carriers in your area. You can also ask about car insurance discounts, maintain a clean driving record, and keep your credit in good standing to keep your rates low.
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Sources
https://www.thezebra.com/auto-insurance/vehicles/chevrolet/traverse/
https://www.insuranceopedia.com/auto-insurance/chevrolet-traverse-car-insurance
https://caredge.com/chevrolet/traverse/insurance