The LaCrosse is a higher-end vehicle with a price tag that can drive car insurance rates even higher. What may help Buick LaCrosse insurance buyers, though, is its excellent safety ratings. Also, car insurance premiums for this vehicle average around $1,217.65 per year, which is less than the overall national average.
An independent insurance agent can help you get equipped with the right car insurance policy for your Buick LaCrosse. They'll get you matched to the policy that provides the best blend of coverage and cost for you. For starters, though, here's a breakdown of the cost to insure a Buick LaCrosse by model year and insurance company.
Is Car Insurance for a Buick LaCrosse Expensive?
The annual car insurance cost for a Buick LaCrosse averages about $1,217.65. Compared to the overall national average for car insurance, $1,311 per year, Buick LaCrosse drivers can save a bit of money in comparison.
To insure your Buick LaCrosse, you'll need a policy that at least meets minimum liability coverage, uninsured motorist coverage, and personal injury protection coverage requirements in your state. However, adding collision coverage and comprehensive coverage can help provide a fuller picture of protection for your vehicle through your car insurance policy.
Car insurance discounts can help you further reduce the cost of your coverage. Though the discounts offered vary by car insurance company, a few of them are very common, like:
- Bundling discounts: Purchasing home insurance and car insurance from the same carrier often results in a sizeable bundling discount on your coverage.
- Paperless discounts: Opting for paperless billing can often help you earn a discount.
- Safety course discounts: Passing a safety course can often help you earn a discount.
- Group discounts: If you're a teacher or belong to another group, you can often earn a discount on your car insurance.
- Military discounts: Both active and retired military members often qualify for discounts on car insurance.
An independent insurance agent will help you find any car insurance discounts you qualify for when insuring your Buick LaCrosse.
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How Much Does It Cost to Insure My Buick LaCrosse?
The average cost to insure a Buick LaCrosse, across all model years, is about $1,217.65 per year. This breaks down to about $101.47 per month.
| Average cost to insure per month: |
Average cost to insure per year: |
| $101.47 |
$1,217.65 |
Below, we'll break down several different model-years of the Buick LaCrosse and the cost to insure them by each top-rated carrier.
2020 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Arbella |
$1,529 |
| Erie |
$1,327 |
| Nationwide |
$1,114 |
| USAA |
$1,118 |
| Vermont Mutual |
$1,280 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $112.18 |
$1,346.20 |
2019 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Acuity |
$1,629 |
| Arbella |
$1,514 |
| Erie |
$1,187 |
| Nationwide |
$1,171 |
| Plymouth Rock Assurance |
$1,519 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $117.00 |
$1,404.00 |
2018 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Acuity |
$1,388 |
| Nationwide |
$1,200 |
| Progressive |
$1,148 |
| Plymouth Rock Assurance |
$1,156 |
| USAA |
$1,146 |
| Vermont Mutual |
$1,404 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $103.36 |
$1,240.33 |
2017 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Acuity |
$1,419 |
| Nationwide |
$1,321 |
| Progressive |
$1,604 |
| Plymouth Rock Assurance |
$1,132 |
| USAA |
$1,215 |
| Vermont Mutual |
$1,408 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $112.49 |
$1,348.83 |
2016 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Erie |
$1,144 |
| Nationwide |
$1,174 |
| Plymouth Rock Assurance |
$1,427 |
| USAA |
$1,380 |
| Vermont Mutual |
$1,076 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $103.35 |
$1,240.20 |
2015 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Acuity |
$1,178 |
| Nationwide |
$1,183 |
| Plymouth Rock Assurance |
$1,101 |
| Progressive |
$1,192 |
| USAA |
$995 |
| Vermont Mutual |
$1,019 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $92.61 |
$1,111.33 |
2014 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Acuity |
$1,123 |
| Arbella |
$1,195 |
| Nationwide |
$1,184 |
| Plymouth Rock Assurance |
$1,075 |
| USAA |
$1,010 |
| Vermont Mutual |
$972 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $91.10 |
$1,093.17 |
2013 Buick LaCrosse Insurance
| Top Insurance Companies |
Average Annual Cost |
| Acuity |
$1,059 |
| Nationwide |
$1,043 |
| Plymouth Rock Assurance |
$1,030 |
| Progressive |
$931 |
| USAA |
$764 |
| Vermont Mutual |
$916 |
| Average cost to insure per month: |
Average cost to insure per year: |
| $79.76 |
$957.17 |
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
How to Save the Most Money on Buick LaCrosse Insurance
Working together with a local independent insurance agent is a great way to save the most money possible on car insurance for your Buick LaCrosse. These agents shop and compare quotes from many different local car insurance carriers for you, then present you with only the results that offer the best blend of coverage and cost. Not only that but down the line, they're available to help you file claims and update your coverage, too.
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